Marion County, FL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.20, -82.04.
Assembled 2026-10-06. Read the brief.
- 61st pct · 1,175th of 3,063 US counties · median $234,566
- 27th pct · 49th of 67 Florida counties · median $307,929
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
- 9th pct · 2,780th of 3,063 US counties · median +2.9%
- 18th pct · 55th of 67 Florida counties · median -0.8%
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
- 57th pct · 598th of 1,399 US counties · median $1,496
- 10th pct · 42nd of 47 Florida counties · median $1,898
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
- 92nd pct · 255th of 3,221 US counties · median 8,232
- 71st pct · 20th of 67 Florida counties · median 43,443
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
- 53rd pct · 1,492nd of 3,221 US counties · median $1,039
- 42nd pct · 39th of 67 Florida counties · median $1,084
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
- 63rd pct · 1,130th of 3,063 US counties · median 4.3
- 31st pct · 46th of 67 Florida counties · median 5.4
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $269,197 (Aug 2026), -2.3% over one year, +22.6% over five
- 61st pct · 1,175th of 3,063 US counties · median $234,566
- 27th pct · 49th of 67 Florida counties · median $307,929
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Marion County, FL | $269,197 · -2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,584/mo (Aug 2026), -0.2% over one year; price-to-rent 14.2
- 57th pct · 598th of 1,399 US counties · median $1,496
- 10th pct · 42nd of 47 Florida counties · median $1,898
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Marion County, FL | $1,584/mo · -0.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,474 a month on $269,197 at 7.28%, against an average weekly wage worth $4,572 a month: 32.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $269,197 × 80% = $215,358, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,474/mo principal and interest
- wage share = payment / (avg weekly wage $1,055 × 52 / 12 = $4,572) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $269,197 / ($1,055 × 52) = 4.9
- price-to-rent = $269,197 / ($1,584 × 12) = 14.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
123,131 jobs at 10,615 employers (2026 Q1); +1.2% jobs and +2.2% average weekly wage over the year
- 92nd pct · 255th of 3,221 US counties · median 8,232
- 71st pct · 20th of 67 Florida counties · median 43,443
- counties in the Ocala metro: Rank context is unavailable: the manifest lists 1 counties in the Ocala metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Marion County, FL | 123,131 jobs · $1,055/wk · +1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 20,178 | $1,304 | 1.09 | +2.9% |
| Retail trade | 19,356 | $827 | 1.61 | +1.3% |
| Accommodation and food services | 12,740 | $545 | 1.15 | +3.9% |
| Construction | 9,960 | $1,157 | 1.54 | -6.2% |
| Manufacturing | 9,674 | $1,264 | 0.98 | +1.9% |
| Transportation and warehousing | 5,539 | $973 | 1.07 | -1.6% |
| Administrative and waste services | 5,396 | $878 | 0.77 | +4.0% |
| Wholesale trade | 4,760 | $1,540 | 1.01 | +2.3% |
| Professional and technical services | 4,163 | $1,437 | 0.49 | -2.1% |
| Other services | 3,133 | $840 | 0.85 | +0.4% |
| Arts, entertainment and recreation | 2,778 | $657 | 1.37 | +1.0% |
| Finance and insurance | 2,206 | $1,743 | 0.44 | +1.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$7.6 bn in deposits at 68 offices of 21 banks (SOD June 2026); HHI 1,029, moderately concentrated. $3.7 bn federal obligations in FY2026 (direct payments $3.6 bn, grants $115.2 m), $30,350 per covered job
| Item | Value | Distance |
|---|---|---|
| Truist Bank | $1.2 bn · 16.4% share · 8 offices | |
| Bank of America, National Association | $1.1 bn · 14.8% share · 5 offices | |
| Wells Fargo Bank, National Association | $1.0 bn · 13.6% share · 6 offices | |
| Marion, FL | $3.7 bn FY2026 · $30,350/job | |
| MULTIPLE RECIPIENTS | $3.6 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Truist Bank | $1,247,583,000 | 16.4% | 8 |
| Bank of America, National Association | $1,122,413,000 | 14.8% | 5 |
| Wells Fargo Bank, National Association | $1,033,874,000 | 13.6% | 6 |
| Regions Bank | $949,785,000 | 12.5% | 11 |
| SouthState Bank, National Association | $639,555,000 | 8.4% | 4 |
| JPMorgan Chase Bank, National Association | $488,028,000 | 6.4% | 5 |
| Seacoast National Bank | $472,380,000 | 6.2% | 5 |
| Bank OZK | $361,727,000 | 4.8% | 1 |
| PNC Bank, National Association | $166,519,000 | 2.2% | 4 |
| Renasant Bank | $153,022,000 | 2.0% | 2 |
Deposit concentration is 1,029 across 21 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 21 banks with deposits in the county = 16.4² + 14.8² + 13.6² + … (18 more) = 1,029
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $3,119,394,031 |
| Department of Veterans Affairs | $467,754,625 |
| Department of Transportation | $103,599,014 |
| Department of Education | $21,995,017 |
| Railroad Retirement Board | $15,923,312 |
| Department of Agriculture | $7,235,916 |
| Department of Health and Human Services | $6,407,156 |
| Federal Communications Commission | $5,172,761 |
| Department of Labor | $2,840,560 |
| Department of Justice | $2,189,466 |
| Department of Defense | $2,128,692 |
| General Services Administration | $407,933 |
That is $30,350 per covered job, against 123,131 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $3.7 bn / 123,131 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,350
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Marion County, FL: 10 findings, 4 at a watch level and 6 noted
watchMarion County, FL's typical home value is -2.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -2.3047128603650977 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchMarion County, FL's typical asking rent of $1,584 scores 57 on the 0-to-100 scale across US counties but 11 across Florida counties, a gap of 46 points.
Period 2026-08.Show the arithmetic
- 46 = |57 across US counties - 11 across Florida counties|
position among the entities that published this metric this period; not an official level
watchMarion County, FL's typical home value of $269,197 scores 62 on the 0-to-100 scale across US counties but 27 across Florida counties, a gap of 34 points.
Period 2026-08.Show the arithmetic
- 34 = |62 across US counties - 27 across Florida counties|
position among the entities that published this metric this period; not an official level
watchMarion County, FL's years of wages of 4.9 scores 63 on the 0-to-100 scale across US counties but 32 across Florida counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |63 across US counties - 32 across Florida counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteMarion County, FL's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.