Bryan County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.02, -81.44.
Assembled 2026-10-06. Read the brief.
- 85th pct · 430th of 3,063 US counties · median $234,566
- 90th pct · 16th of 159 Georgia counties · median $219,820
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
- 13th pct · 2,658th of 3,063 US counties · median +2.9%
- 10th pct · 142nd of 159 Georgia counties · median +2.6%
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
- 90th pct · 138th of 1,399 US counties · median $1,496
- 94th pct · 5th of 72 Georgia counties · median $1,651
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
- 65th pct · 1,096th of 3,221 US counties · median 8,232
- 70th pct · 48th of 159 Georgia counties · median 7,095
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
- 55th pct · 1,421st of 3,221 US counties · median $1,039
- 68th pct · 50th of 159 Georgia counties · median $964
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
- 89th pct · 319th of 3,063 US counties · median 4.3
- 87th pct · 20th of 159 Georgia counties · median 4.3
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $399,664 (Aug 2026), -1.3% over one year, +35.6% over five
- 85th pct · 430th of 3,063 US counties · median $234,566
- 90th pct · 16th of 159 Georgia counties · median $219,820
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Bryan County, GA | $399,664 · -1.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,221/mo (Aug 2026), +1.6% over one year; price-to-rent 15.0
- 90th pct · 138th of 1,399 US counties · median $1,496
- 94th pct · 5th of 72 Georgia counties · median $1,651
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Bryan County, GA | $2,221/mo · +1.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,188 a month on $399,664 at 7.28%, against an average weekly wage worth $4,619 a month: 47.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $399,664 × 80% = $319,732, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,188/mo principal and interest
- wage share = payment / (avg weekly wage $1,066 × 52 / 12 = $4,619) = 47% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $399,664 / ($1,066 × 52) = 7.2
- price-to-rent = $399,664 / ($2,221 × 12) = 15.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
15,811 jobs at 1,178 employers (2026 Q1); +23.4% jobs and +2.2% average weekly wage over the year
- 65th pct · 1,096th of 3,221 US counties · median 8,232
- 70th pct · 48th of 159 Georgia counties · median 7,095
- counties in the Savannah metro: Rank context is unavailable: the manifest lists 3 counties in the Savannah metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Bryan County, GA | 15,811 jobs · $1,066/wk · +23.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 3,671 | $1,470 | 2.89 | +126.7% |
| Transportation and warehousing | 1,850 | $806 | 2.78 | +16.5% |
| Retail trade | 1,545 | $707 | 1.00 | +2.7% |
| Accommodation and food services | 1,352 | $448 | 0.95 | +1.4% |
| Health care and social assistance | 1,047 | $1,064 | 0.44 | +6.6% |
| Administrative and waste services | 805 | $796 | 0.90 | +58.5% |
| Other services | 468 | $943 | 0.99 | +3.3% |
| Professional and technical services | 429 | $1,420 | 0.39 | +26.5% |
| Finance and insurance | 353 | $1,306 | 0.55 | +18.1% |
| Arts, entertainment and recreation | 157 | $464 | 0.60 | +15.4% |
| Real estate and rental | 152 | $985 | 0.63 | -6.2% |
| Educational services | 41 | $228 | 0.12 | +7.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
50 gauges · 0 flooding · 23 with quality panels averaging 75 % · 13 stale
Sites found: 50, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-321603080432202 | temp 21.3 °C · quality 50 % (2) · STALE | 73 km |
| COLLETON RIVER AT BLUFFTON, SC | stage -4.25 ft · quality 25 % (2) · STALE | 66 km |
| SAVANNAH RIVER AT ELBA ISLAND, NEAR SAVANNAH, GA | stage 1.66 ft · quality 70 % (5) | 42 km |
| SAVANNAH RIVER AT USACE DOCK, AT SAVANNAH, GA | flow -59,200 ft³/s · quality 60 % (5) | 34 km |
| SAVANNAH RIVER AT GA 25, AT PORT WENTWORTH, GA | flow -35,000 ft³/s · quality 60 % (5) | 31 km |
| SAVANNAH RIVER AT FORT PULASKI, GA | flow -236,000 ft³/s · quality 50 % (2) | 50 km |
| HUDSON CREEK AT MERIDIAN LANDING, NEAR MERIDIAN,GA | stage 1.00 ft · quality 70 % (5) · no flooding | 63 km |
| MIDDLE RIVER AT FISH HOLE AT PORT WENTWORTH, GA | flow -10,900 ft³/s · quality 40 % (5) | 32 km |
| MIDDLE RIVER AT GA 25 AT PORT WENTWORTH, GA | flow -7,560 ft³/s · quality 70 % (5) | 33 km |
| USGS-320846080501709 | temp 21.0 °C · quality 50 % (2) | 58 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
81 wells in 2 named aquifers: Floridan aquifer system, Other aquifers
Sites found: 81, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-315356081214301 | depth 35.4 ft · 2001-10-22 | 15 km |
| USGS-315950081161201 | depth 3.70 ft · 2024-10-10 | 16 km |
| USGS-315443081185902 | depth 25.2 ft · 2026-08-19 | 16 km |
| USGS-315443081185901 | depth 27.3 ft · 2006-06-25 | 16 km |
| USGS-315443081185903 | depth 24.7 ft · 2026-08-19 | 16 km |
| USGS-320357081162001 | depth 37.5 ft · 2026-08-18 | 17 km |
| USGS-315214081235301 | depth 24.6 ft · 2026-08-19 | 17 km |
| USGS-320137081132301 | depth 40.8 ft · 1985-01-24 | 20 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.09)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.25 / 0.55
Banks & federal dollars #
$797.5 m in deposits at 10 offices of 9 banks (SOD June 2026); HHI 1,874, highly concentrated. $385.6 m federal obligations in FY2026 (direct payments $342.5 m, grants $23.0 m), $24,390 per covered job
| Item | Value | Distance |
|---|---|---|
| SouthState Bank, National Association | $189.9 m · 23.8% share · 1 office | |
| First Bank of Coastal Georgia | $189.7 m · 23.8% share · 2 offices | |
| Ameris Bank | $173.9 m · 21.8% share · 1 office | |
| Bryan, GA | $385.6 m FY2026 · $24,390/job | |
| MULTIPLE RECIPIENTS | $340.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| SouthState Bank, National Association | $189,902,000 | 23.8% | 1 |
| First Bank of Coastal Georgia | $189,691,000 | 23.8% | 2 |
| Ameris Bank | $173,920,000 | 21.8% | 1 |
| Great Oaks Bank | $107,164,000 | 13.4% | 1 |
| The Huntington National Bank | $55,555,000 | 7.0% | 1 |
| Southeastern Bank | $35,042,000 | 4.4% | 1 |
| The Claxton Bank | $24,193,000 | 3.0% | 1 |
| Renasant Bank | $21,686,000 | 2.7% | 1 |
| BankSouth | $319,000 | 0.0% | 1 |
Deposit concentration is 1,874 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 23.8² + 23.8² + 21.8² + … (6 more) = 1,874
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $186,044,865 |
| Department of Veterans Affairs | $151,076,610 |
| Department of Transportation | $21,506,276 |
| Department of Homeland Security | $17,574,123 |
| Railroad Retirement Board | $3,733,820 |
| Department of Agriculture | $1,964,843 |
| Department of Education | $1,456,174 |
| Department of Defense | $1,162,118 |
| Federal Communications Commission | $441,135 |
| General Services Administration | $377,614 |
| Department of Justice | $250,384 |
| Environmental Protection Agency | $28,185 |
That is $24,390 per covered job, against 15,811 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $385.6 m / 15,811 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,390
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bryan County, GA: 11 findings, 1 at a watch level and 10 noted
watchBryan County, GA's typical home value is -1.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -1.2967130666577547 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteBryan County, GA's covered employment was 23.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +23.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBryan County, GA's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBryan County, GA's typical asking rent rose 0.4% from $2,213 in July 2026 to $2,221 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.4% = (2220.7311111111117 - 2212.6493011566445) / 2212.6493011566445 × 100
- 2220.7311111111117 = Zillow ZORI, 2026-08
- 2212.6493011566445 = Zillow ZORI, 2026-07
noteBryan County, GA's covered employment of +23.4% ranks 1st of 159 Georgia counties, against a median of +0.3%.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 159 Georgia counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.