Camden County, GA

Home values #

Typical home $304,428 (Aug 2026), +0.2% over one year, +33.4% over five

• 70th pct · 902nd of 3,063 US counties · median $234,566
• 72nd pct · 44th of 159 Georgia counties · median $219,820

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Typical rent $1,692/mo (Aug 2026), +3.5% over one year; price-to-rent 15.0

• 66th pct · 476th of 1,399 US counties · median $1,496
• 54th pct · 33rd of 72 Georgia counties · median $1,651

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $1,666 a month on $304,428 at 7.28%, against an average weekly wage worth $5,594 a month: 29.8% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $304,428 × 80% = $243,543, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,666/mo principal and interest
• wage share = payment / (avg weekly wage $1,291 × 52 / 12 = $5,594) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $304,428 / ($1,291 × 52) = 4.5
• price-to-rent = $304,428 / ($1,692 × 12) = 15.0

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

16,329 jobs at 1,239 employers (2026 Q1); +0.4% jobs and +12.0% average weekly wage over the year

• 66th pct · 1,069th of 3,221 US counties · median 8,232
• 72nd pct · 45th of 159 Georgia counties · median 7,095

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

Surface water layer not loaded

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

Surface water layer not loaded

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

No USGS monitoring wells within 75 km (or above 1,500 km)

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35

Banks & federal dollars #

$467.8 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 3,398, highly concentrated. $730.6 m federal obligations in FY2026 (direct payments $427.3 m, contracts $293.4 m), $44,741 per covered job

Deposit concentration is 3,398 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 5 banks with deposits in the county = 51.9² + 18.2² + 14.0² + … (2 more) = 3,398

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $44,741 per covered job, against 16,329 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $730.6 m / 16,329 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $44,741

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Camden County, GA: 6 findings, 6 noted

1. noteCamden County, GA's average weekly wage was 12.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +12 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

2. noteCamden County, GA's typical asking rent rose 1.6% from $1,666 in July 2026 to $1,692 in August 2026, on Zillow ZORI.

   Period 2026-08.
   Show the arithmetic

   • +1.6% = (1692.3333333333333 - 1666.3432951527338) / 1666.3432951527338 × 100
   • 1692.3333333333333 = Zillow ZORI, 2026-08
   • 1666.3432951527338 = Zillow ZORI, 2026-07

3. noteCamden County, GA's covered employment was 0.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteCamden County, GA's average weekly wage of $1,291 ranks 11th of 159 Georgia counties, against a median of $964.

   Period 2026 Q1.
   Show the arithmetic

   • 94 on the 0-to-100 scale across 159 Georgia counties that published jobs.avgWeeklyWage

   position among the entities that published this metric this period; not an official level

5. noteThe next Zillow ZHVI typical home value (monthly) covering Camden County, GA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.

   Show the arithmetic

   • window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern

   estimated from the publisher's past release pattern; not an announced date

Read all 6 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.