Colquitt County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.19, -83.77.
Assembled 2026-10-06. Read the brief.
- 23rd pct · 2,357th of 3,063 US counties · median $234,566
- 25th pct · 118th of 159 Georgia counties · median $219,820
- 86th pct · 426th of 3,063 US counties · median +2.9%
- 82nd pct · 29th of 159 Georgia counties · median +2.6%
- US counties: not published this period
- Georgia counties: not published this period
- 66th pct · 1,086th of 3,221 US counties · median 8,232
- 71st pct · 46th of 159 Georgia counties · median 7,095
- 32nd pct · 2,174th of 3,221 US counties · median $1,039
- 49th pct · 81st of 159 Georgia counties · median $964
- 28th pct · 2,178th of 3,063 US counties · median 4.3
- 29th pct · 113th of 159 Georgia counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $168,543 (Aug 2026), +7.0% over one year, +20.4% over five
- 23rd pct · 2,357th of 3,063 US counties · median $234,566
- 25th pct · 118th of 159 Georgia counties · median $219,820
| Item | Value | Distance |
|---|---|---|
| Colquitt County, GA | $168,543 · +7.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $923 a month on $168,543 at 7.28%, against an average weekly wage worth $4,169 a month: 22.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $168,543 × 80% = $134,834, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $923/mo principal and interest
- wage share = payment / (avg weekly wage $962 × 52 / 12 = $4,169) = 22% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $168,543 / ($962 × 52) = 3.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
15,963 jobs at 1,142 employers (2026 Q1); +2.2% jobs and +4.1% average weekly wage over the year
- 66th pct · 1,086th of 3,221 US counties · median 8,232
- 71st pct · 46th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Colquitt County, GA | 15,963 jobs · $962/wk · +2.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,981 | $894 | 2.32 | +1.2% |
| Retail trade | 2,098 | $669 | 1.35 | +1.7% |
| Health care and social assistance | 1,097 | $861 | 0.46 | -0.6% |
| Accommodation and food services | 1,063 | $378 | 0.74 | -0.7% |
| Agriculture, forestry, fishing | 861 | $693 | 7.47 | -19.5% |
| Construction | 640 | $1,142 | 0.76 | +2.1% |
| Wholesale trade | 481 | $1,233 | 0.79 | +5.7% |
| Administrative and waste services | 439 | $705 | 0.48 | +7.3% |
| Finance and insurance | 405 | $2,478 | 0.62 | +1.0% |
| Arts, entertainment and recreation | 84 | $546 | 0.32 | -9.7% |
| Real estate and rental | 72 | $758 | 0.29 | -41.0% |
| Educational services | 38 | $797 | 0.11 | +15.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
3 USGS reservoir gauges, no capacity figures to weight
Sites found: 3, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LAKE SEMINOLE NEAR CHATTAHOOCHEE, FL | 77.3 ft (USGS, no capacity on file) | 117 km |
| CHATTAHOOCHEE RIVER NEAR COLUMBIA, AL | 102.7 ft (USGS, no capacity on file) | 128 km |
| WALTER F. GEORGE RESERVOIR NEAR FORT GAINES, GA | 189.1 ft (USGS, no capacity on file) | 132 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
30 gauges · 0 flooding · 5 with quality panels averaging 90 % · 5 stale
Sites found: 30, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LITTLE RIVER NEAR ADEL, GA | flow 1,150 ft³/s · no flooding | 22 km |
| OCHLOCKONEE RIVER AT GA 188, NEAR COOLIDGE, GA | flow 12.0 ft³/s · low threshold | 26 km |
| LITTLE RIVER AT GA 122, NEAR HAHIRA, GA | flow 402.0 ft³/s · no flooding | 36 km |
| LITTLE RIVER AT UPPER TY TY ROAD, NEAR TIFTON, GA | flow 1.07 ft³/s · quality 100 % (1) · out of service · STALE | 37 km |
| OCHLOCKONEE RIVER NEAR THOMASVILLE, GA | flow 31.0 ft³/s · low threshold | 44 km |
| OKAPILCO CREEK AT GA 333, NEAR QUITMAN, GA | flow 42.5 ft³/s · quality 100 % (1) · out of service · STALE | 45 km |
| WITHLACOOCHEE RIVER AT US 84, NEAR QUITMAN, GA | flow 193.0 ft³/s · quality 100 % (5) · no flooding | 53 km |
| WITHLACOOCHEE RIVER AT US 41 NEAR VALDOSTA, GA | flow 75.2 ft³/s · no flooding | 54 km |
| WITHLACOOCHEE R AT SKIPPER BRIDGE RD,NR BEMISS, GA | flow 452.0 ft³/s | 54 km |
| Withlacoochee River above Valdosta (Skipper Bridge Rd) | no flooding | 54 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
103 wells in 2 named aquifers: Intermediate aquifer system, Floridan aquifer system
Sites found: 103, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-310813083260301 | depth 184.5 ft · 2026-10-05 | 32 km |
| USGS-312127084065801 | depth 58.6 ft · 2026-10-05 | 38 km |
| USGS-313146083491601 | depth 223.2 ft · 2026-10-05 | 38 km |
| USGS-312716083304801 | depth 142.3 ft · 1986-11-19 | 38 km |
| USGS-312712082593301 | depth 144.4 ft · 2026-10-05 | 39 km |
| USGS-312711083293101 | depth 129.5 ft · 2026-08-09 | 39 km |
| USGS-312711083293102 | depth 38.6 ft · 2009-07-28 | 39 km |
| USGS-313031084005901 | depth 71.8 ft · 2005-01-18 | 43 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.04)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.10 / 0.55
Banks & federal dollars #
$1.0 bn in deposits at 12 offices of 8 banks (SOD June 2026); HHI 2,631, highly concentrated. $288.7 m federal obligations in FY2026 (direct payments $251.2 m, grants $32.5 m), $18,088 per covered job
| Item | Value | Distance |
|---|---|---|
| Ameris Bank | $475.7 m · 45.7% share · 4 offices | |
| Renasant Bank | $144.5 m · 13.9% share · 2 offices | |
| Moultrie Bank & Trust | $128.6 m · 12.4% share · 1 office | |
| Colquitt, GA | $288.7 m FY2026 · $18,088/job | |
| MULTIPLE RECIPIENTS | $220.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Ameris Bank | $475,732,000 | 45.7% | 4 |
| Renasant Bank | $144,549,000 | 13.9% | 2 |
| Moultrie Bank & Trust | $128,638,000 | 12.4% | 1 |
| First National Bank of Decatur County | $87,677,000 | 8.4% | 1 |
| Commercial Banking Company | $73,659,000 | 7.1% | 1 |
| Colony Bank | $72,479,000 | 7.0% | 1 |
| South Georgia Banking Company | $55,509,000 | 5.3% | 1 |
| The Trust Bank | $2,872,000 | 0.3% | 1 |
Deposit concentration is 2,631 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 45.7² + 13.9² + 12.4² + … (5 more) = 2,631
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $193,902,018 |
| Department of Veterans Affairs | $31,046,188 |
| Department of Agriculture | $27,531,478 |
| Department of Health and Human Services | $24,022,159 |
| Department of Transportation | $6,247,920 |
| Department of Housing and Urban Development | $4,041,594 |
| Federal Communications Commission | $1,396,126 |
| Railroad Retirement Board | $550,538 |
That is $18,088 per covered job, against 15,963 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $288.7 m / 15,963 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,088
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Colquitt County, GA: 4 findings, 4 noted
noteColquitt County, GA's average weekly wage was 4.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteColquitt County, GA's covered employment was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteColquitt County, GA's momentum index of 0.71 ranks 187th of 3,221 US counties, against a median of 0.23.
Period 2026-08.Show the arithmetic
- 94 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Colquitt County, GA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.