Crisp County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.92, -83.76.
Assembled 2026-10-06. Read the brief.
- 12th pct · 2,687th of 3,063 US counties · median $234,566
- 15th pct · 135th of 159 Georgia counties · median $219,820
- 56th pct · 1,318th of 3,063 US counties · median +2.9%
- 60th pct · 63rd of 159 Georgia counties · median +2.6%
- US counties: not published this period
- Georgia counties: not published this period
- 49th pct · 1,616th of 3,221 US counties · median 8,232
- 56th pct · 69th of 159 Georgia counties · median 7,095
- 33rd pct · 2,137th of 3,221 US counties · median $1,039
- 50th pct · 79th of 159 Georgia counties · median $964
- 15th pct · 2,585th of 3,063 US counties · median 4.3
- 15th pct · 134th of 159 Georgia counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $140,968 (Aug 2026), +3.5% over one year, +19.2% over five
- 12th pct · 2,687th of 3,063 US counties · median $234,566
- 15th pct · 135th of 159 Georgia counties · median $219,820
| Item | Value | Distance |
|---|---|---|
| Crisp County, GA | $140,968 · +3.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $772 a month on $140,968 at 7.28%, against an average weekly wage worth $4,186 a month: 18.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $140,968 × 80% = $112,775, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $772/mo principal and interest
- wage share = payment / (avg weekly wage $966 × 52 / 12 = $4,186) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $140,968 / ($966 × 52) = 2.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,202 jobs at 591 employers (2026 Q1); -2.5% jobs and +5.8% average weekly wage over the year
- 49th pct · 1,616th of 3,221 US counties · median 8,232
- 56th pct · 69th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Crisp County, GA | 8,202 jobs · $966/wk · -2.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,447 | $749 | 1.81 | +2.5% |
| Manufacturing | 1,006 | $1,200 | 1.52 | -17.2% |
| Transportation and warehousing | 341 | $1,342 | 0.99 | +3.0% |
| Construction | 337 | $1,246 | 0.78 | +21.2% |
| Administrative and waste services | 267 | $671 | 0.57 | -14.4% |
| Other services | 152 | $726 | 0.62 | -5.6% |
| Finance and insurance | 135 | $1,532 | 0.40 | -4.3% |
| Real estate and rental | 112 | $718 | 0.89 | +49.3% |
| Information | 49 | $1,170 | 0.32 | -32.9% |
| Unclassified | 14 | $1,387 | 0.80 | +55.6% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$496.9 m in deposits at 5 offices of 5 banks (SOD June 2026); HHI 2,528, highly concentrated. $142.5 m federal obligations in FY2026 (direct payments $136.5 m, grants $6.1 m), $17,379 per covered job
| Item | Value | Distance |
|---|---|---|
| Planters First Bank | $194.7 m · 39.2% share · 1 office | |
| Ameris Bank | $90.1 m · 18.1% share · 1 office | |
| Colony Bank | $88.0 m · 17.7% share · 1 office | |
| Crisp, GA | $142.5 m FY2026 · $17,379/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Planters First Bank | $194,726,000 | 39.2% | 1 |
| Ameris Bank | $90,127,000 | 18.1% | 1 |
| Colony Bank | $87,951,000 | 17.7% | 1 |
| Regions Bank | $83,743,000 | 16.9% | 1 |
| South Georgia Banking Company | $40,395,000 | 8.1% | 1 |
Deposit concentration is 2,528 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 39.2² + 18.1² + 17.7² + … (2 more) = 2,528
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $17,379 per covered job, against 8,202 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $142.5 m / 8,202 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,379
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crisp County, GA: 5 findings, 1 at a watch level and 4 noted
watchCrisp County, GA's covered employment is -2.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteCrisp County, GA's average weekly wage was 5.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrisp County, GA's covered employment was 2.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrisp County, GA's typical home value rose 0.5% from $140,216 in July 2026 to $140,968 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (140968.46868212798 - 140215.7834937562) / 140215.7834937562 × 100
- 140968.46868212798 = Zillow ZHVI, 2026-08
- 140215.7834937562 = Zillow ZHVI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Crisp County, GA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.