Harris County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.73, -84.91.
Assembled 2026-10-06. Read the brief.
- 83rd pct · 509th of 3,063 US counties · median $234,566
- 85th pct · 24th of 159 Georgia counties · median $219,820
- 100th pct · 1st of 7 counties in the Columbus metro · median $185,617
- 69th pct · 941st of 3,063 US counties · median +2.9%
- 70th pct · 48th of 159 Georgia counties · median +2.6%
- 50th pct · 4th of 7 counties in the Columbus metro · median +4.7%
- 44th pct · 776th of 1,399 US counties · median $1,496
- 32nd pct · 49th of 72 Georgia counties · median $1,651
- counties in the Columbus metro: only 3 of counties in the Columbus metro published this metric; fewer than 5 is too few to rank
- 46th pct · 1,736th of 3,221 US counties · median 8,232
- 49th pct · 81st of 159 Georgia counties · median 7,095
- 66th pct · 3rd of 7 counties in the Columbus metro · median 2,245
- 41st pct · 1,886th of 3,221 US counties · median $1,039
- 58th pct · 67th of 159 Georgia counties · median $964
- 33rd pct · 5th of 7 counties in the Columbus metro · median $1,002
- 90th pct · 307th of 3,063 US counties · median 4.3
- 88th pct · 19th of 159 Georgia counties · median 4.3
- 100th pct · 1st of 7 counties in the Columbus metro · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $378,129 (Aug 2026), +4.7% over one year, +29.2% over five
- 83rd pct · 509th of 3,063 US counties · median $234,566
- 85th pct · 24th of 159 Georgia counties · median $219,820
- 100th pct · 1st of 7 counties in the Columbus metro · median $185,617
| Item | Value | Distance |
|---|---|---|
| Harris County, GA | $378,129 · +4.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,440/mo (Aug 2026), n/a over one year; price-to-rent 21.9
- 44th pct · 776th of 1,399 US counties · median $1,496
- 32nd pct · 49th of 72 Georgia counties · median $1,651
- counties in the Columbus metro: only 3 of counties in the Columbus metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Harris County, GA | $1,440/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,070 a month on $378,129 at 7.28%, against an average weekly wage worth $4,338 a month: 47.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $378,129 × 80% = $302,503, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,070/mo principal and interest
- wage share = payment / (avg weekly wage $1,001 × 52 / 12 = $4,338) = 48% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $378,129 / ($1,001 × 52) = 7.3
- price-to-rent = $378,129 / ($1,440 × 12) = 21.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,049 jobs at 602 employers (2026 Q1); +2.7% jobs and +6.8% average weekly wage over the year
- 46th pct · 1,736th of 3,221 US counties · median 8,232
- 49th pct · 81st of 159 Georgia counties · median 7,095
- 66th pct · 3rd of 7 counties in the Columbus metro · median 2,245
| Item | Value | Distance |
|---|---|---|
| Harris County, GA | 7,049 jobs · $1,001/wk · +2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,912 | $1,068 | 3.37 | +3.0% |
| Transportation and warehousing | 627 | $991 | 2.11 | +9.4% |
| Construction | 570 | $1,057 | 1.54 | +6.5% |
| Retail trade | 271 | $478 | 0.39 | -20.8% |
| Administrative and waste services | 243 | $726 | 0.61 | +20.9% |
| Finance and insurance | 223 | $1,450 | 0.78 | +3.2% |
| Other services | 112 | $646 | 0.53 | +17.9% |
| Information | 82 | $2,863 | 0.63 | -21.2% |
| Real estate and rental | 74 | $846 | 0.68 | +21.3% |
| Unclassified | 31 | $989 | 2.07 | +55.0% |
| Agriculture, forestry, fishing | 21 | $827 | 0.41 | +0.0% |
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
8 USGS reservoir gauges, no capacity figures to weight
Sites found: 8, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| WEST POINT LAKE NEAR WEST POINT, GA | 624.5 ft (USGS, no capacity on file) | 33 km |
| LAKE MCINTOSH NEAR PEACHTREE CITY, GA | 778.1 ft (USGS, no capacity on file) | 76 km |
| LAKE PEACHTREE HEADWATER AT PEACHTREE CITY, GA | 784.5 ft (USGS, no capacity on file) | 79 km |
| LAKE HORTON HEADWATER NEAR FAYETTEVILLE, GA | 775.1 ft (USGS, no capacity on file) | 80 km |
| LAKE KEDRON NEAR PEACHTREE CITY, GA | 833.6 ft (USGS, no capacity on file) | 83 km |
| WALTER F. GEORGE RESERVOIR NEAR FORT GAINES, GA | 189.1 ft (USGS, no capacity on file) | 124 km |
| RANDY POYNTER LAKE AT SPILLWAY, NEAR MILSTEAD, GA | 731.7 ft (USGS, no capacity on file) | 143 km |
| CHATTAHOOCHEE RIVER AT MORGAN FALLS DAM, GA | 865.8 ft (USGS, no capacity on file) | 146 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
28 gauges · 0 flooding · 2 with quality panels averaging 100 % · 8 stale
Sites found: 28, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| RANDALL CREEK NEAR UPATOI, GA | flow 2.80 ft³/s · STALE | 24 km |
| CHATTAHOOCHEE RIVER AT 14TH ST, AT COLUMBUS, GA | flow 1,040 ft³/s · no flooding | 30 km |
| CHATTAHOOCHEE RIVER AT WEST POINT, GA | flow 836.0 ft³/s · no flooding | 31 km |
| CHATTAHOOCHEE RIVER AT COLUMBUS, GA | flow 4.40 ft³/s · STALE | 31 km |
| UPATOI CREEK BELOW BAKER CREEK, NEAR UPATOI, GA | flow 43.2 ft³/s · STALE | 31 km |
| CHATTAHOOCHEE RIVER AT US 280, NEAR COLUMBUS, GA | flow 1,990 ft³/s · STALE | 32 km |
| OSELIGEE CREEK NEAR LANETT AL | flow 103.0 ft³/s | 33 km |
| CHATTAHOOCHEE RIVER BELOW WEST POINT DAM, GA | stage 558.0 ft · no flooding | 33 km |
| UPATOI CREEK NEAR COLUMBUS, GA | flow 231.0 ft³/s · no flooding | 36 km |
| PINE KNOT CREEK NEAR EELBEECK, GA | flow 61.3 ft³/s · STALE | 37 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-322036084590301 | depth 54.3 ft · 2026-10-05 | 44 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$297.2 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 5,808, highly concentrated. $346.4 m federal obligations in FY2026 (direct payments $279.3 m, contracts $63.7 m), $49,139 per covered job
| Item | Value | Distance |
|---|---|---|
| First Peoples Bank | $208.4 m · 70.1% share · 2 offices | |
| Wells Fargo Bank, National Association | $88.8 m · 29.9% share · 1 office | |
| Harris, GA | $346.4 m FY2026 · $49,139/job | |
| MULTIPLE RECIPIENTS | $278.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Peoples Bank | $208,352,000 | 70.1% | 2 |
| Wells Fargo Bank, National Association | $88,848,000 | 29.9% | 1 |
Deposit concentration is 5,808 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 70.1² + 29.9² = 5,808
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $198,123,409 |
| Department of Veterans Affairs | $78,423,642 |
| Department of Defense | $63,689,202 |
| Department of Agriculture | $2,325,892 |
| Railroad Retirement Board | $2,211,205 |
| Department of Transportation | $1,039,041 |
| Federal Communications Commission | $546,639 |
| Department of Education | $44,653 |
| Department of Justice | $4,390 |
| Small Business Administration | $0 |
| Department of the Interior | -$4,899 |
| Department of Commerce | -$25,032 |
That is $49,139 per covered job, against 7,049 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $346.4 m / 7,049 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $49,139
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Harris County, GA: 11 findings, 1 at a watch level and 10 noted
watchHarris County, GA's years of wages of 7.3 ranks 307th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 90.00653167864141 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
noteHarris County, GA's average weekly wage was 6.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHarris County, GA's covered employment was 2.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHarris County, GA's typical home value rose 0.3% from $376,840 in July 2026 to $378,129 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (378129.151941346 - 376840.11439820874) / 376840.11439820874 × 100
- 378129.151941346 = Zillow ZHVI, 2026-08
- 376840.11439820874 = Zillow ZHVI, 2026-07
notetypical asking rent (rent.latest) and typical asking rent (rent.momPct) for Harris County, GA could not be lined up against the previous published period this run, so no change is printed for them.
Show the arithmetic
- not comparable this run: rent.latest, rent.momPct
the two newest month columns in the published file are not the two this table carries
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.