Lincoln County, GA

Home values #

Typical home $261,000 (Aug 2026), +6.9% over one year, +27.1% over five

• 59th pct · 1,252nd of 3,063 US counties · median $234,566
• 62nd pct · 60th of 159 Georgia counties · median $219,820
• 66th pct · 3rd of 7 counties in the Augusta-Richmond County metro · median $246,304

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

• US counties: not published this period
• Georgia counties: not published this period
• counties in the Augusta-Richmond County metro: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $1,429 a month on $261,000 at 7.28%, against an average weekly wage worth $3,571 a month: 40.0% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $261,000 × 80% = $208,800, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,429/mo principal and interest
• wage share = payment / (avg weekly wage $824 × 52 / 12 = $3,571) = 40% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $261,000 / ($824 × 52) = 6.1

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

1,449 jobs at 202 employers (2026 Q1); +1.4% jobs and +2.1% average weekly wage over the year

• 10th pct · 2,871st of 3,221 US counties · median 8,232
• 12th pct · 140th of 159 Georgia counties · median 7,095
• 0th pct · 7th of 7 counties in the Augusta-Richmond County metro · median 7,442

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D1 moderate drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

11 USGS reservoir gauges, no capacity figures to weight

Sites found: 11, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

54 gauges · 0 flooding · 3 with quality panels averaging 92 % · 15 stale

Sites found: 54, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

15 wells in 0 named aquifers:

Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.19)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.08 / 0.55

Banks & federal dollars #

$146.7 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,721, highly concentrated. $87.2 m federal obligations in FY2026 (direct payments $69.4 m, grants $17.8 m), $60,167 per covered job

Deposit concentration is 5,721 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 2 banks with deposits in the county = 69.0² + 31.0² = 5,721

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $60,167 per covered job, against 1,449 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $87.2 m / 1,449 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $60,167

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Lincoln County, GA: 7 findings, 7 noted

1. noteLincoln County, GA's average weekly wage was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

2. noteLincoln County, GA's covered employment was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

3. noteLincoln County, GA's average weekly wage of $824 ranks 7th of 7 counties in the Augusta-Richmond County metro, against a median of $1,053.

   Period 2026 Q1.
   Show the arithmetic

   • 0 on the 0-to-100 scale across 7 counties in the Augusta-Richmond County metro that published jobs.avgWeeklyWage

   position among the entities that published this metric this period; not an official level

4. noteLincoln County, GA's covered employment of 1,449 ranks 7th of 7 counties in the Augusta-Richmond County metro, against a median of 7,442.

   Period 2026 Q1.
   Show the arithmetic

   • 0 on the 0-to-100 scale across 7 counties in the Augusta-Richmond County metro that published jobs.emp

   position among the entities that published this metric this period; not an official level

5. noteLincoln County, GA's average weekly wage of $824 ranks 151st of 159 Georgia counties, against a median of $964.

   Period 2026 Q1.
   Show the arithmetic

   • 5 on the 0-to-100 scale across 159 Georgia counties that published jobs.avgWeeklyWage

   position among the entities that published this metric this period; not an official level

Read all 7 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.