McIntosh County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.49, -81.37.
Assembled 2026-10-06. Read the brief.
- 62nd pct · 1,138th of 3,063 US counties · median $234,566
- 64th pct · 57th of 159 Georgia counties · median $219,820
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
- 49th pct · 1,544th of 3,063 US counties · median +2.9%
- 53rd pct · 75th of 159 Georgia counties · median +2.6%
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Georgia counties: not published this period
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
- 14th pct · 2,768th of 3,221 US counties · median 8,232
- 17th pct · 132nd of 159 Georgia counties · median 7,095
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
- 13th pct · 2,778th of 3,221 US counties · median $1,039
- 18th pct · 130th of 159 Georgia counties · median $964
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
- 80th pct · 612th of 3,063 US counties · median 4.3
- 79th pct · 33rd of 159 Georgia counties · median 4.3
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $274,835 (Aug 2026), +2.9% over one year, +33.9% over five
- 62nd pct · 1,138th of 3,063 US counties · median $234,566
- 64th pct · 57th of 159 Georgia counties · median $219,820
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| McIntosh County, GA | $274,835 · +2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,504 a month on $274,835 at 7.28%, against an average weekly wage worth $3,748 a month: 40.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $274,835 × 80% = $219,868, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,504/mo principal and interest
- wage share = payment / (avg weekly wage $865 × 52 / 12 = $3,748) = 40% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $274,835 / ($865 × 52) = 6.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,765 jobs at 262 employers (2026 Q1); -6.7% jobs and +8.1% average weekly wage over the year
- 14th pct · 2,768th of 3,221 US counties · median 8,232
- 17th pct · 132nd of 159 Georgia counties · median 7,095
- counties in the Brunswick-St. Simons metro: Rank context is unavailable: the manifest lists 3 counties in the Brunswick-St. Simons metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| McIntosh County, GA | 1,765 jobs · $865/wk · -6.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 279 | $540 | 1.62 | -2.8% |
| Construction | 123 | $1,127 | 1.33 | -32.8% |
| Wholesale trade | 84 | $1,180 | 1.24 | +0.0% |
| Other services | 53 | $734 | 1.00 | -28.4% |
| Health care and social assistance | 42 | $807 | 0.16 | +0.0% |
| Professional and technical services | 32 | $988 | 0.26 | -8.6% |
| Unclassified | 27 | $695 | 7.19 | +0.0% |
| Finance and insurance | 18 | $1,153 | 0.25 | +5.9% |
| Transportation and warehousing | 8 | $673 | 0.11 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Manufacturing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
29 gauges · 0 flooding · 11 with quality panels averaging 75 % · 12 stale
Sites found: 29, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BACK RIVER 0.4 MI DOWNSTREAM US17, NR SAVANNAH, GA | turb. 4.60 FNU · quality 70 % (5) | 73 km |
| HUDSON CREEK AT MERIDIAN LANDING, NEAR MERIDIAN,GA | stage 3.24 ft · quality 70 % (5) | 4 km |
| 33H354 | cond. 3,050 uS/cm · quality 0 % (1) | 38 km |
| SAVANNAH RIVER AT USACE DOCK, AT SAVANNAH, GA | flow -37,700 ft³/s · quality 70 % (5) | 72 km |
| SAVANNAH RIVER AT GARDEN CITY, GA | stage 4.21 ft · quality 60 % (5) | 74 km |
| USGS-313838081233701 | stage 3.73 ft · STALE | 18 km |
| ALTAMAHA RIVER AT US 17 NEAR BRUNSWICK, GA | stage 3.47 ft · STALE | 19 km |
| ALTAMAHA RIVER NEAR EVERETT CITY, GA | flow 1,590 ft³/s | 23 km |
| BLACKBANK RIVER AT SEA ISLAND RD, AT SEA ISLAND,GA | stage 1.26 ft · STALE | 34 km |
| CYPRESS MILL CREEK AT US 17, AT BRUNSWICK, GA | stage 2.74 ft · STALE | 35 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
108 wells in 4 named aquifers: Floridan aquifer system, Other aquifers, Surficial aquifer system…
Sites found: 108, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Other aquifers | depth 29.0 ft · 2026-08-02 | 11 km |
| SHELLMAN BLUFF TESTHOLE 35L085 | depth 21.0 ft · 2007-03-14 | 14 km |
| USGS-313823081154201 | depth 21.0 ft · 2026-09-21 | 20 km |
| USGS-313826081152601 | depth 18.1 ft · 1980-09-29 | 20 km |
| Other aquifers | depth 17.1 ft · 2017-06-27 | 21 km |
| Surficial aquifer system | depth 6.57 ft · 2026-08-02 | 21 km |
| Other aquifers | depth 6.50 ft · 2017-06-27 | 21 km |
| Other aquifers | depth 17.2 ft · 2026-07-05 | 24 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.09)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.25 / 0.55
Banks & federal dollars #
$165.5 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 7,844, highly concentrated. $107.4 m federal obligations in FY2026 (direct payments $101.6 m, grants $5.6 m), $60,822 per covered job
| Item | Value | Distance |
|---|---|---|
| Southeastern Bank | $145.2 m · 87.7% share · 2 offices | |
| Renasant Bank | $20.3 m · 12.3% share · 1 office | |
| McIntosh, GA | $107.4 m FY2026 · $60,822/job | |
| MULTIPLE RECIPIENTS | $100.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Southeastern Bank | $145,155,000 | 87.7% | 2 |
| Renasant Bank | $20,346,000 | 12.3% | 1 |
Deposit concentration is 7,844 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 87.7² + 12.3² = 7,844
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $84,491,935 |
| Department of Veterans Affairs | $15,458,644 |
| Department of Agriculture | $3,009,249 |
| Department of Transportation | $2,098,885 |
| Environmental Protection Agency | $1,200,000 |
| Railroad Retirement Board | $781,480 |
| Federal Communications Commission | $163,155 |
| Department of Homeland Security | $107,380 |
| Department of Health and Human Services | $74,465 |
| Small Business Administration | $0 |
| Department of Defense | -$34,811 |
That is $60,822 per covered job, against 1,765 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $107.4 m / 1,765 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $60,822
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
McIntosh County, GA: 7 findings, 1 at an alert level, 1 at a watch level and 5 noted
alertMcIntosh County, GA's covered employment is -6.7% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.7 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchMcIntosh County, GA's covered employment is -6.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteMcIntosh County, GA's average weekly wage was 8.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMcIntosh County, GA's covered employment was 6.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -6.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMcIntosh County, GA's covered employment of -6.7% ranks 3,117th of 3,221 US counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 3 on the 0-to-100 scale across 3221 US counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.