Warren County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.42, -82.69.
Assembled 2026-10-06. Read the brief.
- 4th pct · 2,910th of 3,063 US counties · median $234,566
- 3rd pct · 154th of 159 Georgia counties · median $219,820
- 91st pct · 257th of 3,063 US counties · median +2.9%
- 87th pct · 20th of 159 Georgia counties · median +2.6%
- US counties: not published this period
- Georgia counties: not published this period
- 10th pct · 2,874th of 3,221 US counties · median 8,232
- 11th pct · 141st of 159 Georgia counties · median 7,095
- 56th pct · 1,402nd of 3,221 US counties · median $1,039
- 69th pct · 49th of 159 Georgia counties · median $964
- 4th pct · 2,926th of 3,063 US counties · median 4.3
- 2nd pct · 155th of 159 Georgia counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $113,578 (Aug 2026), +8.2% over one year, +6.3% over five
- 4th pct · 2,910th of 3,063 US counties · median $234,566
- 3rd pct · 154th of 159 Georgia counties · median $219,820
| Item | Value | Distance |
|---|---|---|
| Warren County, GA | $113,578 · +8.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $622 a month on $113,578 at 7.28%, against an average weekly wage worth $4,632 a month: 13.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $113,578 × 80% = $90,862, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $622/mo principal and interest
- wage share = payment / (avg weekly wage $1,069 × 52 / 12 = $4,632) = 13% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $113,578 / ($1,069 × 52) = 2.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,445 jobs at 102 employers (2026 Q1); -0.3% jobs and +4.3% average weekly wage over the year
- 10th pct · 2,874th of 3,221 US counties · median 8,232
- 11th pct · 141st of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Warren County, GA | 1,445 jobs · $1,069/wk · -0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 443 | $1,306 | 3.81 | -7.1% |
| Retail trade | 109 | $435 | 0.77 | +5.8% |
| Construction | 29 | $814 | 0.38 | +3.6% |
| Administrative and waste services | 25 | $713 | 0.30 | -3.8% |
| Accommodation and food services | 23 | $559 | 0.18 | +0.0% |
| Professional and technical services | 13 | $1,409 | 0.13 | +8.3% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Wholesale trade | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
7 USGS reservoir gauges, no capacity figures to weight
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BUTLER CREEK RESERVOIR AT FORT GORDON, GA | 27.5 ft (USGS, no capacity on file) | 55 km |
| THURMOND LAKE NEAR PLUM BRANCH, SC | 320.0 ft (USGS, no capacity on file) | 57 km |
| SAVANNAH RVR AT STEVENS CREEK DAM NR MORGANA, SC | 185.9 ft (USGS, no capacity on file) | 61 km |
| RUSSELL LAKE ABOVE CALHOUN FALLS, SC | 473.0 ft (USGS, no capacity on file) | 76 km |
| LAKE GREENWOOD NEAR CHAPPELLS, SC | 438.9 ft (USGS, no capacity on file) | 111 km |
| RANDY POYNTER LAKE AT SPILLWAY, NEAR MILSTEAD, GA | 731.7 ft (USGS, no capacity on file) | 121 km |
| HARTWELL LAKE NEAR ANDERSON, SC | 649.1 ft (USGS, no capacity on file) | 122 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
33 gauges · 0 flooding · 4 with quality panels averaging 94 % · 6 stale
Sites found: 33, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BRIER CREEK NEAR THOMSON, GA | flow 1.00 ft³/s · STALE | 21 km |
| LITTLE RIVER NEAR WASHINGTON, GA | flow 0.55 ft³/s | 22 km |
| KETTLE CREEK NEAR WASHINGTON, GA | flow 0.76 ft³/s | 33 km |
| KIOKEE CREEK AT US 221, AT APPLING, GA | flow 601.0 ft³/s · STALE | 37 km |
| BRUSHY CREEK AT CAMPGROUND ROAD, NEAR WRENS, GA | flow 8.48 ft³/s | 42 km |
| OGEECHEE RIVER AT GA 88, NEAR GRANGE, GA | flow 43.3 ft³/s | 42 km |
| BRUSHY CREEK NEAR WRENS, GA | flow 39.0 ft³/s · STALE | 45 km |
| KIOKEE CREEK AT GA 104, NEAR EVANS, GA | flow 5.68 ft³/s | 47 km |
| UCHEE CREEK AT GA 104, NEAR EVANS, GA | flow 10.3 ft³/s | 50 km |
| WILLIAMSON SWAMP CREEK AT DAVISBORO, GA | flow 145.0 ft³/s · quality 100 % (1) | 50 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
13 wells in 0 named aquifers:
Sites found: 13, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-332808083010201 | depth 5.61 ft · 2026-10-05 | 31 km |
| USGS-325848082480901 | depth 257.8 ft · 2026-10-05 | 50 km |
| USGS-331944082025501 | depth 214.7 ft · 2026-10-05 | 60 km |
| USGS-335336082214600 | depth 38.4 ft · 2026-10-05 | 61 km |
| USGS-332131082013401 | depth 69.8 ft · 2026-10-05 | 62 km |
| USGS-332528082003301 | depth 7.44 ft · 2026-10-05 | 63 km |
| USGS-332221081584601 | depth 42.0 ft · 2026-10-05 | 66 km |
| USGS-332221081584602 | depth 38.1 ft · 2026-10-05 | 66 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.18)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.06 / 0.55
Banks & federal dollars #
$46.3 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $37.6 m federal obligations in FY2026 (direct payments $37.3 m, grants $313,339), $25,989 per covered job
| Item | Value | Distance |
|---|---|---|
| First State Bank | $46.3 m · 100.0% share · 1 office | |
| Warren, GA | $37.6 m FY2026 · $25,989/job | |
| MULTIPLE RECIPIENTS | $36.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First State Bank | $46,261,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $32,617,007 |
| Department of Veterans Affairs | $3,733,721 |
| Department of Housing and Urban Development | $745,369 |
| Railroad Retirement Board | $523,434 |
| Department of Agriculture | $389,632 |
| Department of Transportation | -$455,442 |
That is $25,989 per covered job, against 1,445 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $37.6 m / 1,445 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,989
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Warren County, GA: 10 findings, 1 at a watch level and 9 noted
watchWarren County, GA's covered employment is -0.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteWarren County, GA's average weekly wage was 4.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWarren County, GA's covered employment was 0.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWarren County, GA's typical home value rose 0.3% from $113,280 in July 2026 to $113,578 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (113577.61197782813 - 113279.8179022072) / 113279.8179022072 × 100
- 113577.61197782813 = Zillow ZHVI, 2026-08
- 113279.8179022072 = Zillow ZHVI, 2026-07
noteWarren County, GA's years of wages of 2.0 ranks 155th of 159 Georgia counties, against a median of 4.3.
Period 2026-08.Show the arithmetic
- 3 on the 0-to-100 scale across 159 Georgia counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.