Benewah County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 47.22, -116.63.
Assembled 2026-10-06. Read the brief.
- 77th pct · 691st of 3,063 US counties · median $234,566
- 16th pct · 36th of 43 Idaho counties · median $396,924
- 42nd pct · 1,769th of 3,063 US counties · median +2.9%
- 33rd pct · 29th of 43 Idaho counties · median +2.9%
- US counties: not published this period
- Idaho counties: not published this period
- 27th pct · 2,335th of 3,221 US counties · median 8,232
- 32nd pct · 30th of 44 Idaho counties · median 4,800
- 75th pct · 787th of 3,221 US counties · median $1,039
- 83rd pct · 8th of 44 Idaho counties · median $1,026
- 71st pct · 873rd of 3,063 US counties · median 4.3
- 9th pct · 39th of 43 Idaho counties · median 7.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $338,866 (Aug 2026), +2.3% over one year, +14.5% over five
- 77th pct · 691st of 3,063 US counties · median $234,566
- 16th pct · 36th of 43 Idaho counties · median $396,924
| Item | Value | Distance |
|---|---|---|
| Benewah County, ID | $338,866 · +2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Idaho counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,855 a month on $338,866 at 7.28%, against an average weekly wage worth $5,183 a month: 35.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $338,866 × 80% = $271,093, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,855/mo principal and interest
- wage share = payment / (avg weekly wage $1,196 × 52 / 12 = $5,183) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $338,866 / ($1,196 × 52) = 5.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,385 jobs at 395 employers (2026 Q1); -0.4% jobs and +2.2% average weekly wage over the year
- 27th pct · 2,335th of 3,221 US counties · median 8,232
- 32nd pct · 30th of 44 Idaho counties · median 4,800
| Item | Value | Distance |
|---|---|---|
| Benewah County, ID | 3,385 jobs · $1,196/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 503 | $1,550 | 1.85 | +1.8% |
| Retail trade | 308 | $601 | 0.93 | +0.0% |
| Accommodation and food services | 174 | $309 | 0.57 | -3.3% |
| Transportation and warehousing | 149 | $1,207 | 1.04 | -10.8% |
| Construction | 128 | $841 | 0.72 | +1.6% |
| Other services | 89 | $677 | 0.88 | +0.0% |
| Wholesale trade | 77 | $4,999 | 0.59 | +6.9% |
| Professional and technical services | 67 | $1,429 | 0.29 | +21.8% |
| Utilities | 28 | $1,438 | 2.09 | +21.7% |
| Information | 25 | $755 | 0.40 | +0.0% |
| Unclassified | 1 | $4,186 | 0.14 | +0.0% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$159.8 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,000, highly concentrated. $109.9 m federal obligations in FY2026 (direct payments $92.7 m, grants $16.7 m), $32,461 per covered job
| Item | Value | Distance |
|---|---|---|
| Banner Bank | $80.0 m · 50.1% share · 1 office | |
| Columbia Bank | $79.8 m · 49.9% share · 1 office | |
| Benewah, ID | $109.9 m FY2026 · $32,461/job | |
| MULTIPLE RECIPIENTS | $80.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banner Bank | $79,991,000 | 50.1% | 1 |
| Columbia Bank | $79,789,000 | 49.9% | 1 |
Deposit concentration is 5,000 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 50.1² + 49.9² = 5,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $69,981,581 |
| Department of the Interior | $10,277,686 |
| Department of Veterans Affairs | $10,102,515 |
| Department of Health and Human Services | $4,336,219 |
| Department of Justice | $3,168,474 |
| Department of Education | $2,800,243 |
| Department of Agriculture | $2,628,168 |
| Environmental Protection Agency | $2,212,757 |
| Department of Transportation | $1,771,552 |
| Department of Housing and Urban Development | $1,544,985 |
| Railroad Retirement Board | $699,187 |
| Federal Communications Commission | $312,697 |
That is $32,461 per covered job, against 3,385 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $109.9 m / 3,385 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,461
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Benewah County, ID: 7 findings, 3 at a watch level and 4 noted
watchBenewah County, ID's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchBenewah County, ID's years of wages of 5.4 scores 72 on the 0-to-100 scale across US counties but 10 across Idaho counties, a gap of 62 points.
Period 2026-08.Show the arithmetic
- 62 = |72 across US counties - 10 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchBenewah County, ID's typical home value of $338,866 scores 77 on the 0-to-100 scale across US counties but 17 across Idaho counties, a gap of 61 points.
Period 2026-08.Show the arithmetic
- 61 = |77 across US counties - 17 across Idaho counties|
position among the entities that published this metric this period; not an official level
noteBenewah County, ID's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBenewah County, ID's covered employment was 0.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.