Shoshone County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 47.35, -115.89.
Assembled 2026-10-06. Read the brief.
- 64th pct · 1,101st of 3,063 US counties · median $234,566
- 4th pct · 41st of 43 Idaho counties · median $396,924
- 22nd pct · 2,359th of 3,063 US counties · median +2.9%
- 2nd pct · 42nd of 43 Idaho counties · median +2.9%
- 70th pct · 410th of 1,399 US counties · median $1,496
- 65th pct · 8th of 21 Idaho counties · median $1,659
- 37th pct · 2,010th of 3,221 US counties · median 8,232
- 51st pct · 22nd of 44 Idaho counties · median 4,800
- 80th pct · 640th of 3,221 US counties · median $1,039
- 90th pct · 5th of 44 Idaho counties · median $1,026
- 50th pct · 1,510th of 3,063 US counties · median 4.3
- 2nd pct · 42nd of 43 Idaho counties · median 7.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $278,538 (Aug 2026), +0.3% over one year, +7.8% over five
- 64th pct · 1,101st of 3,063 US counties · median $234,566
- 4th pct · 41st of 43 Idaho counties · median $396,924
| Item | Value | Distance |
|---|---|---|
| Shoshone County, ID | $278,538 · +0.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,758/mo (Aug 2026), n/a over one year; price-to-rent 13.2
- 70th pct · 410th of 1,399 US counties · median $1,496
- 65th pct · 8th of 21 Idaho counties · median $1,659
| Item | Value | Distance |
|---|---|---|
| Shoshone County, ID | $1,758/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,525 a month on $278,538 at 7.28%, against an average weekly wage worth $5,369 a month: 28.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $278,538 × 80% = $222,830, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,525/mo principal and interest
- wage share = payment / (avg weekly wage $1,239 × 52 / 12 = $5,369) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $278,538 / ($1,239 × 52) = 4.3
- price-to-rent = $278,538 / ($1,758 × 12) = 13.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,087 jobs at 466 employers (2026 Q1); +3.6% jobs and +17.1% average weekly wage over the year
- 37th pct · 2,010th of 3,221 US counties · median 8,232
- 51st pct · 22nd of 44 Idaho counties · median 4,800
| Item | Value | Distance |
|---|---|---|
| Shoshone County, ID | 5,087 jobs · $1,239/wk · +3.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 800 | $974 | 1.61 | +1.7% |
| Health care and social assistance | 477 | $688 | 0.62 | -8.6% |
| Accommodation and food services | 465 | $403 | 1.02 | +0.0% |
| Arts, entertainment and recreation | 404 | $438 | 4.82 | +0.0% |
| Professional and technical services | 189 | $1,240 | 0.54 | -1.6% |
| Manufacturing | 181 | $886 | 0.44 | +2.8% |
| Construction | 146 | $1,072 | 0.55 | -1.4% |
| Real estate and rental | 106 | $703 | 1.36 | +9.3% |
| Wholesale trade | 100 | $1,148 | 0.51 | +42.9% |
| Other services | 69 | $995 | 0.45 | -11.5% |
| Finance and insurance | 35 | $1,082 | 0.17 | -12.5% |
| Educational services | 26 | $780 | 0.24 | +44.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Flathead Lake at Polson MT | 2,893 ft (USGS, no capacity on file) | 135 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
49 gauges · 0 flooding · 18 with quality panels averaging 100 % · 29 stale
Sites found: 49, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| PLACER CREEK AT WALLACE ID | flow 88.0 ft³/s · STALE | 13 km |
| CANYON CREEK AB MOUTH AT WALLACE, ID | flow 11.1 ft³/s | 14 km |
| NINEMILE CREEK AB MOUTH AT WALLACE, ID | flow 2.93 ft³/s | 14 km |
| SF COEUR D ALENE R ABV PLACER CR AT WALLACE ID | flow 34.7 ft³/s | 15 km |
| SF COEUR D ALENE R ABV DEADMAN GULCH NR MULLAN ID | flow 99.6 ft³/s · STALE | 17 km |
| SF Coeur D Alene River at Silverton, ID | flow 606.0 ft³/s · STALE | 17 km |
| MARBLE CREEK NR CALDER ID | flow 48.0 ft³/s · STALE | 17 km |
| EF PINE CREEK ABV GILBERT CR NEAR PINEHURST ID | flow 1.13 ft³/s · quality 100 % (3) · STALE | 24 km |
| ST JOE RIVER AT CALDER, ID | flow 360.0 ft³/s | 24 km |
| SF COEUR D ALENE AT ELIZABETH PARK NR KELLOGG ID | flow 66.5 ft³/s | 26 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-475209115241901 | depth 3.90 ft · 2024-10-07 | 68 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$199.8 m in deposits at 5 offices of 5 banks (SOD June 2026); HHI 2,555, highly concentrated. $110.3 m federal obligations in FY2026 (direct payments $97.7 m, grants $11.3 m), $21,677 per covered job
| Item | Value | Distance |
|---|---|---|
| U.S. Bank National Association | $75.8 m · 37.9% share · 1 office | |
| bankcda | $50.7 m · 25.4% share · 1 office | |
| WaFd Bank | $30.9 m · 15.5% share · 1 office | |
| Shoshone, ID | $110.3 m FY2026 · $21,677/job | |
| MULTIPLE RECIPIENTS | $97.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| U.S. Bank National Association | $75,752,000 | 37.9% | 1 |
| bankcda | $50,736,000 | 25.4% | 1 |
| WaFd Bank | $30,918,000 | 15.5% | 1 |
| Columbia Bank | $25,340,000 | 12.7% | 1 |
| Glacier Bank | $17,104,000 | 8.6% | 1 |
Deposit concentration is 2,555 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 37.9² + 25.4² + 15.5² + … (2 more) = 2,555
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $86,659,569 |
| Department of Transportation | $11,295,546 |
| Department of Veterans Affairs | $10,345,851 |
| Railroad Retirement Board | $449,996 |
| Environmental Protection Agency | $418,464 |
| Department of Defense | $411,711 |
| Department of Agriculture | $395,695 |
| Federal Communications Commission | $176,629 |
| Department of the Interior | $59,930 |
| Department of Education | $45,901 |
| Department of Housing and Urban Development | $10,800 |
| Small Business Administration | $0 |
That is $21,677 per covered job, against 5,087 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $110.3 m / 5,087 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,677
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Shoshone County, ID: 17 findings, 3 at a watch level and 14 noted
watchShoshone County, ID's typical asking rent rose 3.7% from $1,696 in July 2026 to $1,758 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +3.7% = (1758.3333333333333 - 1696.0552231210654) / 1696.0552231210654 × 100
- 1758.3333333333333 = Zillow ZORI, 2026-08
- 1696.0552231210654 = Zillow ZORI, 2026-07
watchShoshone County, ID's typical home value of $278,538 scores 64 on the 0-to-100 scale across US counties but 5 across Idaho counties, a gap of 59 points.
Period 2026-08.Show the arithmetic
- 59 = |64 across US counties - 5 across Idaho counties|
position among the entities that published this metric this period; not an official level
watchShoshone County, ID's years of wages of 4.3 scores 51 on the 0-to-100 scale across US counties but 2 across Idaho counties, a gap of 48 points.
Period 2026-08.Show the arithmetic
- 48 = |51 across US counties - 2 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteShoshone County, ID's average weekly wage was 17.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +17.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteShoshone County, ID's covered employment was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.