FIPS 16013, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.41, -113.97.
Assembled 2026-10-02. Read the brief.
- 99th pct · 17th of 3,063 US counties · median $234,566
- 98th pct · 38th of 3,063 US counties · median +2.9%
- 98th pct · 20th of 1,399 US counties · median $1,496
- 63rd pct · 1,183rd of 3,221 US counties · median 8,232
- 78th pct · 704th of 3,221 US counties · median $1,039
- 99th pct · 8th of 3,063 US counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $1.1 m (Aug 2026), +13.2% over one year, +43.4% over five
- 99th pct · 17th of 3,063 US counties · median $234,566
| Item | Value | Distance |
|---|---|---|
| Blaine County | $1.1 m · +13.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $3,254/mo (Aug 2026), n/a over one year; price-to-rent 28.4
- 98th pct · 20th of 1,399 US counties · median $1,496
| Item | Value | Distance |
|---|---|---|
| Blaine County | $3,254/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $6,072 a month on $1,109,252 at 7.28%, against an average weekly wage worth $5,282 a month: 114.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $1.1 m × 80% = $887,402, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $6,072/mo principal and interest
- wage share = payment / (avg weekly wage $1,219 × 52 / 12 = $5,282) = 115% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $1.1 m / ($1,219 × 52) = 17.5
- price-to-rent = $1.1 m / ($3,254 × 12) = 28.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
14,178 jobs at 2,207 employers (2026 Q1); -1.0% jobs and +4.1% average weekly wage over the year
- 63rd pct · 1,183rd of 3,221 US counties · median 8,232
| Item | Value | Distance |
|---|---|---|
| Blaine County | 14,178 jobs · $1,219/wk · -1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 3,204 | $787 | 2.52 | -3.7% |
| Construction | 2,233 | $1,153 | 3.00 | -3.8% |
| Retail trade | 1,532 | $830 | 1.11 | +2.5% |
| Health care and social assistance | 1,067 | $1,590 | 0.50 | +7.6% |
| Professional and technical services | 735 | $2,695 | 0.75 | -16.6% |
| Administrative and waste services | 641 | $952 | 0.80 | +2.7% |
| Other services | 492 | $1,228 | 1.16 | -4.3% |
| Arts, entertainment and recreation | 452 | $757 | 1.94 | -4.2% |
| Educational services | 416 | $922 | 1.36 | +4.0% |
| Real estate and rental | 375 | $1,221 | 1.73 | +5.9% |
| Manufacturing | 367 | $1,133 | 0.32 | +0.3% |
| Finance and insurance | 279 | $3,873 | 0.48 | +5.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$1.2 bn in deposits at 17 offices of 9 banks (SOD June 2026); HHI 1,910, highly concentrated. $165.6 m federal obligations in FY2026 (direct payments $151.0 m, grants $10.0 m), $11,678 per covered job
| Item | Value | Distance |
|---|---|---|
| D. L. Evans Bank | $354.5 m · 29.8% share · 3 offices | |
| Glacier Bank | $252.5 m · 21.2% share · 2 offices | |
| Wells Fargo Bank, National Association | $202.2 m · 17.0% share · 2 offices | |
| Blaine, ID | $165.6 m FY2026 · $11,678/job | |
| MULTIPLE RECIPIENTS | $148.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| D. L. Evans Bank | $354,496,000 | 29.8% | 3 |
| Glacier Bank | $252,510,000 | 21.2% | 2 |
| Wells Fargo Bank, National Association | $202,220,000 | 17.0% | 2 |
| U.S. Bank National Association | $168,471,000 | 14.1% | 2 |
| Zions Bancorporation, N.A. | $70,846,000 | 5.9% | 2 |
| WaFd Bank | $62,298,000 | 5.2% | 2 |
| Idaho First Bank | $54,532,000 | 4.6% | 2 |
| BMO Bank National Association | $15,517,000 | 1.3% | 1 |
| Ireland Bank | $10,003,000 | 0.8% | 1 |
Deposit concentration is 1,910 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 29.8² + 21.2² + 17.0² + … (6 more) = 1,910
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $142,619,823 |
| Department of Transportation | $9,904,403 |
| Department of Agriculture | $6,177,983 |
| Department of Veterans Affairs | $5,662,677 |
| Department of Housing and Urban Development | $625,267 |
| Federal Communications Commission | $424,605 |
| Railroad Retirement Board | $67,439 |
| General Services Administration | $29,318 |
| Department of Education | $20,585 |
| Department of Health and Human Services | $20,000 |
| Department of the Interior | $19,000 |
| Small Business Administration | $0 |
That is $11,678 per covered job, against 14,178 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $165.6 m / 14,178 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,678
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 16.50 | 2026-09-30 | -11.7% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 71.30 | 2026-10-01 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.10 | 2026-08-01 | +0.0% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
FIPS 16013, ID: 14 findings, 5 at a watch level and 9 noted
watchFIPS 16013, ID's years of wages of 17.5 ranks 8th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 99.77139124755062 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchFIPS 16013, ID's price-to-rent ratio of 28.4 ranks 31st of 1,399 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: priceToRent percentile = 97.85407725321889 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchFIPS 16013, ID's years of wages is 17.5, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages = 17.499398610444587 >= 10
- typical home value / (average weekly wage × 52); one average covered job, not a household
typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level
watchFIPS 16013, ID's price-to-rent ratio is 28.4, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: priceToRent = 28.4035134632689 >= 25
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level
watchFIPS 16013, ID's covered employment is -1.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.