Elmore County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.39, -115.47.
Assembled 2026-10-06. Read the brief.
- 80th pct · 600th of 3,063 US counties · median $234,566
- 28th pct · 31st of 43 Idaho counties · median $396,924
- 36th pct · 1,950th of 3,063 US counties · median +2.9%
- 21st pct · 34th of 43 Idaho counties · median +2.9%
- 65th pct · 480th of 1,399 US counties · median $1,496
- 60th pct · 9th of 21 Idaho counties · median $1,659
- 46th pct · 1,710th of 3,221 US counties · median 8,232
- 60th pct · 18th of 44 Idaho counties · median 4,800
- 33rd pct · 2,128th of 3,221 US counties · median $1,039
- 30th pct · 31st of 44 Idaho counties · median $1,026
- 88th pct · 338th of 3,063 US counties · median 4.3
- 40th pct · 26th of 43 Idaho counties · median 7.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $358,405 (Aug 2026), +1.7% over one year, +15.5% over five
- 80th pct · 600th of 3,063 US counties · median $234,566
- 28th pct · 31st of 43 Idaho counties · median $396,924
| Item | Value | Distance |
|---|---|---|
| Elmore County, ID | $358,405 · +1.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,689/mo (Aug 2026), +5.4% over one year; price-to-rent 17.7
- 65th pct · 480th of 1,399 US counties · median $1,496
- 60th pct · 9th of 21 Idaho counties · median $1,659
| Item | Value | Distance |
|---|---|---|
| Elmore County, ID | $1,689/mo · +5.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,962 a month on $358,405 at 7.28%, against an average weekly wage worth $4,190 a month: 46.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $358,405 × 80% = $286,724, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,962/mo principal and interest
- wage share = payment / (avg weekly wage $967 × 52 / 12 = $4,190) = 47% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $358,405 / ($967 × 52) = 7.1
- price-to-rent = $358,405 / ($1,689 × 12) = 17.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,299 jobs at 763 employers (2026 Q1); +0.2% jobs and +4.3% average weekly wage over the year
- 46th pct · 1,710th of 3,221 US counties · median 8,232
- 60th pct · 18th of 44 Idaho counties · median 4,800
| Item | Value | Distance |
|---|---|---|
| Elmore County, ID | 7,299 jobs · $967/wk · +0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 923 | $716 | 1.30 | +5.0% |
| Health care and social assistance | 786 | $967 | 0.72 | +0.0% |
| Accommodation and food services | 777 | $399 | 1.18 | +8.4% |
| Manufacturing | 709 | $961 | 1.21 | -5.8% |
| Transportation and warehousing | 343 | $1,441 | 1.11 | -1.4% |
| Construction | 339 | $1,137 | 0.89 | -19.7% |
| Other services | 208 | $924 | 0.95 | +4.0% |
| Finance and insurance | 200 | $1,265 | 0.67 | -1.0% |
| Administrative and waste services | 181 | $1,008 | 0.44 | -13.4% |
| Wholesale trade | 125 | $1,323 | 0.45 | +31.6% |
| Real estate and rental | 61 | $981 | 0.55 | +7.0% |
| Information | 46 | $1,908 | 0.34 | -6.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$292.2 m in deposits at 5 offices of 4 banks (SOD June 2026); HHI 2,648, highly concentrated. $330.2 m federal obligations in FY2026 (direct payments $193.4 m, contracts $116.9 m), $45,234 per covered job
| Item | Value | Distance |
|---|---|---|
| U.S. Bank National Association | $89.1 m · 30.5% share · 2 offices | |
| First Interstate Bank | $80.6 m · 27.6% share · 1 office | |
| Wells Fargo Bank, National Association | $79.6 m · 27.2% share · 1 office | |
| Elmore, ID | $330.2 m FY2026 · $45,234/job | |
| MULTIPLE RECIPIENTS | $190.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| U.S. Bank National Association | $89,114,000 | 30.5% | 2 |
| First Interstate Bank | $80,622,000 | 27.6% | 1 |
| Wells Fargo Bank, National Association | $79,557,000 | 27.2% | 1 |
| JPMorgan Chase Bank, National Association | $42,891,000 | 14.7% | 1 |
Deposit concentration is 2,648 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 30.5² + 27.6² + 27.2² + … (1 more) = 2,648
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
That is $45,234 per covered job, against 7,299 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $330.2 m / 7,299 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $45,234
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Elmore County, ID: 9 findings, 3 at a watch level and 6 noted
watchElmore County, ID's typical home value of $358,405 scores 80 on the 0-to-100 scale across US counties but 29 across Idaho counties, a gap of 52 points.
Period 2026-08.Show the arithmetic
- 52 = |80 across US counties - 29 across Idaho counties|
position among the entities that published this metric this period; not an official level
watchElmore County, ID's price-to-rent ratio of 17.7 scores 55 on the 0-to-100 scale across US counties but 5 across Idaho counties, a gap of 50 points.
Period 2026-08.Show the arithmetic
- 50 = |55 across US counties - 5 across Idaho counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchElmore County, ID's years of wages of 7.1 scores 89 on the 0-to-100 scale across US counties but 40 across Idaho counties, a gap of 49 points.
Period 2026-08.Show the arithmetic
- 49 = |89 across US counties - 40 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteElmore County, ID's average weekly wage was 4.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteElmore County, ID's typical asking rent rose 1.7% from $1,662 in July 2026 to $1,689 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +1.7% = (1689.4444444444443 - 1661.5546744543128) / 1661.5546744543128 × 100
- 1689.4444444444443 = Zillow ZORI, 2026-08
- 1661.5546744543128 = Zillow ZORI, 2026-07
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.