Lemhi County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.93, -113.89.
Assembled 2026-10-06. Read the brief.
- 84th pct · 463rd of 3,063 US counties · median $234,566
- 42nd pct · 25th of 43 Idaho counties · median $396,924
- 88th pct · 338th of 3,063 US counties · median +2.9%
- 92nd pct · 4th of 43 Idaho counties · median +2.9%
- US counties: not published this period
- Idaho counties: not published this period
- 20th pct · 2,550th of 3,221 US counties · median 8,232
- 20th pct · 35th of 44 Idaho counties · median 4,800
- 66th pct · 1,078th of 3,221 US counties · median $1,039
- 79th pct · 10th of 44 Idaho counties · median $1,026
- 85th pct · 435th of 3,063 US counties · median 4.3
- 26th pct · 32nd of 43 Idaho counties · median 7.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $391,120 (Aug 2026), +7.5% over one year, +34.3% over five
- 84th pct · 463rd of 3,063 US counties · median $234,566
- 42nd pct · 25th of 43 Idaho counties · median $396,924
| Item | Value | Distance |
|---|---|---|
| Lemhi County, ID | $391,120 · +7.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Idaho counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,141 a month on $391,120 at 7.28%, against an average weekly wage worth $4,866 a month: 44.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $391,120 × 80% = $312,896, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,141/mo principal and interest
- wage share = payment / (avg weekly wage $1,123 × 52 / 12 = $4,866) = 44% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $391,120 / ($1,123 × 52) = 6.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,550 jobs at 446 employers (2026 Q1); -0.1% jobs and +13.2% average weekly wage over the year
- 20th pct · 2,550th of 3,221 US counties · median 8,232
- 20th pct · 35th of 44 Idaho counties · median 4,800
| Item | Value | Distance |
|---|---|---|
| Lemhi County, ID | 2,550 jobs · $1,123/wk · -0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 381 | $582 | 1.53 | +6.4% |
| Accommodation and food services | 232 | $325 | 1.01 | -2.9% |
| Construction | 179 | $979 | 1.34 | +1.1% |
| Professional and technical services | 113 | $2,394 | 0.64 | +9.7% |
| Manufacturing | 109 | $963 | 0.53 | +11.2% |
| Other services | 72 | $763 | 0.94 | +4.3% |
| Agriculture, forestry, fishing | 66 | $640 | 3.58 | -2.9% |
| Arts, entertainment and recreation | 61 | $348 | 1.45 | +22.0% |
| Finance and insurance | 43 | $940 | 0.41 | +16.2% |
| Transportation and warehousing | 33 | $1,302 | 0.31 | -13.2% |
| Mining, oil and gas | 29 | $3,066 | 3.19 | -6.5% |
| Information | 20 | $351 | 0.43 | -20.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Como near Darby, MT | 4,207 ft (USGS, no capacity on file) | 129 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
26 gauges · 0 flooding · 2 with quality panels averaging 100 % · 15 stale
Sites found: 26, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LEMHI RIVER NR LEMHI ID | flow 99.2 ft³/s · no flooding | 20 km |
| LEMHI RIVER BELOW L5 DIVERSION NEAR SALMON, ID | flow 39.9 ft³/s | 24 km |
| SALMON RIVER AT SALMON ID | flow 1,030 ft³/s · no flooding | 28 km |
| Lemhi River near McFarland, ID | flow 79.8 ft³/s | 29 km |
| PAHSIMEROI RIVER AT ELLIS ID | flow 184.0 ft³/s | 29 km |
| PANTHER CREEK AT COBALT, ID | flow 34.8 ft³/s | 33 km |
| BOHANNON CREEK ABV DIVERSIONS NR SALMON, ID | flow 3.90 ft³/s · STALE | 33 km |
| NAPIAS CREEK BELOW ARNETT CREEK NEAR LEESBURG, ID | flow 13.0 ft³/s | 36 km |
| NAPIAS CREEK ABV ARNETT CREEK NR LEESBURG ID | flow 2.70 ft³/s · STALE | 36 km |
| BLACKBIRD CREEK NEAR COBALT, ID | flow 19.6 ft³/s · STALE | 37 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$155.4 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 4,276, highly concentrated. $90.0 m federal obligations in FY2026 (direct payments $72.7 m, contracts $15.7 m), $35,283 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $72.8 m · 46.9% share · 1 office | |
| U.S. Bank National Association | $69.7 m · 44.9% share · 1 office | |
| Summit National Bank | $12.9 m · 8.3% share · 1 office | |
| Lemhi, ID | $90.0 m FY2026 · $35,283/job | |
| MULTIPLE RECIPIENTS | $70.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $72,808,000 | 46.9% | 1 |
| U.S. Bank National Association | $69,688,000 | 44.9% | 1 |
| Summit National Bank | $12,881,000 | 8.3% | 1 |
Deposit concentration is 4,276 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 46.9² + 44.9² + 8.3² = 4,276
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $61,481,327 |
| Department of Agriculture | $16,045,140 |
| Department of Veterans Affairs | $8,987,280 |
| Department of Transportation | $1,820,537 |
| Department of Justice | $476,478 |
| Railroad Retirement Board | $473,172 |
| Department of the Interior | $410,028 |
| Department of Housing and Urban Development | $160,507 |
| Federal Communications Commission | $145,175 |
| Department of Education | $29,887 |
| Small Business Administration | $0 |
| Environmental Protection Agency | -$57,486 |
That is $35,283 per covered job, against 2,550 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $90.0 m / 2,550 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,283
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Lemhi County, ID: 8 findings, 3 at a watch level and 5 noted
watchLemhi County, ID's covered employment is -0.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchLemhi County, ID's years of wages of 6.7 scores 86 on the 0-to-100 scale across US counties but 26 across Idaho counties, a gap of 60 points.
Period 2026-08.Show the arithmetic
- 60 = |86 across US counties - 26 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchLemhi County, ID's typical home value of $391,120 scores 85 on the 0-to-100 scale across US counties but 43 across Idaho counties, a gap of 42 points.
Period 2026-08.Show the arithmetic
- 42 = |85 across US counties - 43 across Idaho counties|
position among the entities that published this metric this period; not an official level
noteLemhi County, ID's average weekly wage was 13.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +13.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLemhi County, ID's typical home value rose 0.5% from $389,236 in July 2026 to $391,120 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (391119.64935044106 - 389236.20100733294) / 389236.20100733294 × 100
- 391119.64935044106 = Zillow ZHVI, 2026-08
- 389236.20100733294 = Zillow ZHVI, 2026-07
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.