Logan County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.13, -89.37.
Assembled 2026-10-06. Read the brief.
- 14th pct · 2,616th of 3,063 US counties · median $234,566
- 39th pct · 62nd of 102 Illinois counties · median $158,585
- 88th pct · 345th of 3,063 US counties · median +2.9%
- 76th pct · 25th of 102 Illinois counties · median +5.2%
- US counties: not published this period
- Illinois counties: not published this period
- 47th pct · 1,698th of 3,221 US counties · median 8,232
- 48th pct · 53rd of 102 Illinois counties · median 7,611
- 52nd pct · 1,519th of 3,221 US counties · median $1,039
- 44th pct · 57th of 102 Illinois counties · median $1,061
- 13th pct · 2,644th of 3,063 US counties · median 4.3
- 46th pct · 55th of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $146,216 (Aug 2026), +7.5% over one year, +22.2% over five
- 14th pct · 2,616th of 3,063 US counties · median $234,566
- 39th pct · 62nd of 102 Illinois counties · median $158,585
| Item | Value | Distance |
|---|---|---|
| Logan County, IL | $146,216 · +7.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $800 a month on $146,216 at 7.28%, against an average weekly wage worth $4,554 a month: 17.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $146,216 × 80% = $116,973, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $800/mo principal and interest
- wage share = payment / (avg weekly wage $1,051 × 52 / 12 = $4,554) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $146,216 / ($1,051 × 52) = 2.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,417 jobs at 546 employers (2026 Q1); -3.6% jobs and +2.3% average weekly wage over the year
- 47th pct · 1,698th of 3,221 US counties · median 8,232
- 48th pct · 53rd of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Logan County, IL | 7,417 jobs · $1,051/wk · -3.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,009 | $702 | 1.40 | +0.1% |
| Health care and social assistance | 951 | $971 | 0.85 | -0.1% |
| Manufacturing | 949 | $1,339 | 1.59 | -7.0% |
| Wholesale trade | 371 | $1,482 | 1.31 | -4.4% |
| Finance and insurance | 253 | $1,381 | 0.84 | +11.9% |
| Other services | 243 | $748 | 1.10 | -35.2% |
| Transportation and warehousing | 219 | $1,119 | 0.70 | -12.4% |
| Professional and technical services | 194 | $909 | 0.38 | -5.4% |
| Construction | 155 | $1,040 | 0.40 | +0.0% |
| Agriculture, forestry, fishing | 150 | $917 | 2.80 | +0.0% |
| Educational services | 60 | $649 | 0.38 | -10.4% |
| Information | 56 | $1,146 | 0.41 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$648.8 m in deposits at 16 offices of 9 banks (SOD June 2026); HHI 1,902, highly concentrated. $184.0 m federal obligations in FY2026 (direct payments $167.6 m, grants $16.3 m), $24,814 per covered job
| Item | Value | Distance |
|---|---|---|
| Heartland Bank and Trust Company | $220.3 m · 33.9% share · 2 offices | |
| Longview Community Bank | $125.8 m · 19.4% share · 5 offices | |
| United Community Bank | $77.5 m · 11.9% share · 2 offices | |
| Logan, IL | $184.0 m FY2026 · $24,814/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Heartland Bank and Trust Company | $220,271,000 | 33.9% | 2 |
| Longview Community Bank | $125,826,000 | 19.4% | 5 |
| United Community Bank | $77,483,000 | 11.9% | 2 |
| Regions Bank | $54,654,000 | 8.4% | 1 |
| The First National Bank in Tremont | $50,839,000 | 7.8% | 2 |
| The Atlanta National Bank | $48,794,000 | 7.5% | 1 |
| INB, National Association | $28,091,000 | 4.3% | 1 |
| Farmers State Bank of Emden | $26,350,000 | 4.1% | 1 |
| Hartsburg State Bank | $16,517,000 | 2.5% | 1 |
Deposit concentration is 1,902 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 33.9² + 19.4² + 11.9² + … (6 more) = 1,902
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
That is $24,814 per covered job, against 7,417 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $184.0 m / 7,417 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,814
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Logan County, IL: 7 findings, 1 at an alert level, 2 at a watch level and 4 noted
alertLogan County, IL's covered employment is -3.6% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.6 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchLogan County, IL's covered employment is -3.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchLogan County, IL's years of wages of 2.7 scores 14 on the 0-to-100 scale across US counties but 47 across Illinois counties, a gap of 33 points.
Period 2026-08.Show the arithmetic
- 33 = |14 across US counties - 47 across Illinois counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteLogan County, IL's covered employment was 3.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLogan County, IL's average weekly wage was 2.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.