Tazewell County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.51, -89.52.
Assembled 2026-10-06. Read the brief.
- 33rd pct · 2,036th of 3,063 US counties · median $234,566
- 72nd pct · 29th of 102 Illinois counties · median $158,585
- 75th pct · 2nd of 5 counties in the Peoria metro · median $167,339
- 86th pct · 414th of 3,063 US counties · median +2.9%
- 73rd pct · 28th of 102 Illinois counties · median +5.2%
- 50th pct · 3rd of 5 counties in the Peoria metro · median +7.1%
- 9th pct · 1,261st of 1,399 US counties · median $1,496
- 27th pct · 25th of 34 Illinois counties · median $1,181
- counties in the Peoria metro: only 2 of counties in the Peoria metro published this metric; fewer than 5 is too few to rank
- 83rd pct · 548th of 3,221 US counties · median 8,232
- 86th pct · 15th of 102 Illinois counties · median 7,611
- 75th pct · 2nd of 5 counties in the Peoria metro · median 11,035
- 78th pct · 684th of 3,221 US counties · median $1,039
- 83rd pct · 18th of 102 Illinois counties · median $1,061
- 75th pct · 2nd of 5 counties in the Peoria metro · median $1,107
- 19th pct · 2,451st of 3,063 US counties · median 4.3
- 56th pct · 45th of 102 Illinois counties · median 2.8
- 75th pct · 2nd of 5 counties in the Peoria metro · median 3.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $191,980 (Aug 2026), +7.1% over one year, +39.4% over five
- 33rd pct · 2,036th of 3,063 US counties · median $234,566
- 72nd pct · 29th of 102 Illinois counties · median $158,585
- 75th pct · 2nd of 5 counties in the Peoria metro · median $167,339
| Item | Value | Distance |
|---|---|---|
| Tazewell County, IL | $191,980 · +7.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,024/mo (Aug 2026), +7.1% over one year; price-to-rent 15.6
- 9th pct · 1,261st of 1,399 US counties · median $1,496
- 27th pct · 25th of 34 Illinois counties · median $1,181
- counties in the Peoria metro: only 2 of counties in the Peoria metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Tazewell County, IL | $1,024/mo · +7.1% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,051 a month on $191,980 at 7.28%, against an average weekly wage worth $5,313 a month: 19.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $191,980 × 80% = $153,584, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,051/mo principal and interest
- wage share = payment / (avg weekly wage $1,226 × 52 / 12 = $5,313) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $191,980 / ($1,226 × 52) = 3.0
- price-to-rent = $191,980 / ($1,024 × 12) = 15.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
45,820 jobs at 2,587 employers (2026 Q1); -0.5% jobs and +4.8% average weekly wage over the year
- 83rd pct · 548th of 3,221 US counties · median 8,232
- 86th pct · 15th of 102 Illinois counties · median 7,611
- 75th pct · 2nd of 5 counties in the Peoria metro · median 11,035
| Item | Value | Distance |
|---|---|---|
| Tazewell County, IL | 45,820 jobs · $1,226/wk · -0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 6,594 | $761 | 1.48 | +0.5% |
| Manufacturing | 6,268 | $1,823 | 1.70 | +1.5% |
| Accommodation and food services | 4,839 | $481 | 1.18 | -4.4% |
| Health care and social assistance | 4,675 | $1,033 | 0.68 | +7.2% |
| Transportation and warehousing | 2,676 | $2,116 | 1.39 | -6.1% |
| Construction | 2,671 | $1,493 | 1.11 | -9.9% |
| Professional and technical services | 1,866 | $1,451 | 0.59 | +0.5% |
| Other services | 1,607 | $926 | 1.17 | +5.0% |
| Finance and insurance | 1,515 | $1,761 | 0.81 | -4.1% |
| Administrative and waste services | 1,158 | $1,210 | 0.44 | +0.0% |
| Arts, entertainment and recreation | 867 | $570 | 1.15 | -7.1% |
| Management of companies | 560 | $4,032 | 0.73 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$3.9 bn in deposits at 40 offices of 18 banks (SOD June 2026); HHI 4,436, highly concentrated. $853.2 m federal obligations in FY2026 (direct payments $824.6 m, grants $21.8 m), $18,620 per covered job
| Item | Value | Distance |
|---|---|---|
| Morton Community Bank | $2.5 bn · 65.4% share · 10 offices | |
| Heartland Bank and Trust Company | $258.7 m · 6.7% share · 5 offices | |
| PNC Bank, National Association | $240.7 m · 6.2% share · 3 offices | |
| Tazewell, IL | $853.2 m FY2026 · $18,620/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Morton Community Bank | $2,543,126,000 | 65.4% | 10 |
| Heartland Bank and Trust Company | $258,663,000 | 6.7% | 5 |
| PNC Bank, National Association | $240,741,000 | 6.2% | 3 |
| Busey Bank | $233,669,000 | 6.0% | 2 |
| Bank of Pontiac | $138,909,000 | 3.6% | 2 |
| The First National Bank in Tremont | $115,306,000 | 3.0% | 2 |
| First Security Bank | $90,324,000 | 2.3% | 3 |
| Washington State Bank | $70,166,000 | 1.8% | 1 |
| Regions Bank | $60,666,000 | 1.6% | 1 |
| Community Partners Savings Bank | $36,119,000 | 0.9% | 2 |
Deposit concentration is 4,436 across 18 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 18 banks with deposits in the county = 65.4² + 6.7² + 6.2² + … (15 more) = 4,436
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $18,620 per covered job, against 45,820 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $853.2 m / 45,820 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,620
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Tazewell County, IL: 11 findings, 4 at a watch level and 7 noted
watchTazewell County, IL's covered employment is -0.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchTazewell County, IL's price-to-rent ratio of 15.6 scores 35 on the 0-to-100 scale across US counties but 76 across Illinois counties, a gap of 41 points.
Period 2026-08.Show the arithmetic
- 41 = |35 across US counties - 76 across Illinois counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchTazewell County, IL's typical home value of $191,980 scores 34 on the 0-to-100 scale across US counties but 72 across Illinois counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |34 across US counties - 72 across Illinois counties|
position among the entities that published this metric this period; not an official level
watchTazewell County, IL's years of wages of 3.0 scores 20 on the 0-to-100 scale across US counties but 56 across Illinois counties, a gap of 36 points.
Period 2026-08.Show the arithmetic
- 36 = |20 across US counties - 56 across Illinois counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteTazewell County, IL's average weekly wage was 4.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.