Perry County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.08, -89.37.
Assembled 2026-10-06. Read the brief.
- 4th pct · 2,929th of 3,063 US counties · median $234,566
- 14th pct · 87th of 102 Illinois counties · median $158,585
- 25th pct · 2,282nd of 3,063 US counties · median +2.9%
- 13th pct · 88th of 102 Illinois counties · median +5.2%
- US counties: not published this period
- Illinois counties: not published this period
- 33rd pct · 2,151st of 3,221 US counties · median 8,232
- 30th pct · 71st of 102 Illinois counties · median 7,611
- 34th pct · 2,101st of 3,221 US counties · median $1,039
- 30th pct · 71st of 102 Illinois counties · median $1,061
- 6th pct · 2,877th of 3,063 US counties · median 4.3
- 20th pct · 81st of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $110,946 (Aug 2026), +0.6% over one year, +6.8% over five
- 4th pct · 2,929th of 3,063 US counties · median $234,566
- 14th pct · 87th of 102 Illinois counties · median $158,585
| Item | Value | Distance |
|---|---|---|
| Perry County, IL | $110,946 · +0.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $607 a month on $110,946 at 7.28%, against an average weekly wage worth $4,203 a month: 14.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $110,946 × 80% = $88,757, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $607/mo principal and interest
- wage share = payment / (avg weekly wage $970 × 52 / 12 = $4,203) = 14% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $110,946 / ($970 × 52) = 2.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,267 jobs at 323 employers (2026 Q1); -3.9% jobs and +3.0% average weekly wage over the year
- 33rd pct · 2,151st of 3,221 US counties · median 8,232
- 30th pct · 71st of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Perry County, IL | 4,267 jobs · $970/wk · -3.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 518 | $643 | 1.25 | -1.3% |
| Accommodation and food services | 333 | $387 | 0.87 | +7.8% |
| Manufacturing | 233 | $1,120 | 0.68 | +0.0% |
| Transportation and warehousing | 192 | $977 | 1.07 | -2.5% |
| Finance and insurance | 179 | $1,227 | 1.03 | -4.3% |
| Construction | 152 | $1,183 | 0.68 | -4.4% |
| Other services | 137 | $568 | 1.07 | -13.3% |
| Administrative and waste services | 74 | $898 | 0.31 | -2.6% |
| Professional and technical services | 52 | $1,008 | 0.18 | -20.0% |
| Arts, entertainment and recreation | 28 | $323 | 0.40 | -15.2% |
| Real estate and rental | 16 | $1,136 | 0.24 | +33.3% |
| Information | 15 | $1,041 | 0.19 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
28 gauges · 0 flooding · 2 with quality panels averaging 85 % · 8 stale
Sites found: 28, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BIG MUDDY SUBIMPOUNDMENT NEAR WALTONVILLE, IL | stage 6.77 ft · STALE | 33 km |
| RAYSE CREEK NEAR WALTONVILLE, IL | flow 0.00 ft³/s | 34 km |
| BIG MUDDY RIVER BELOW REND LAKE NR BENTON, IL | flow 34.1 ft³/s | 36 km |
| BIG MUDDY RIVER AT RTE 127 AT MURPHYSBORO, IL | flow -510.0 ft³/s · quality 80 % (5) | 36 km |
| BIG MUDDY RIVER AT PLUMFIELD, IL | flow 65.9 ft³/s | 37 km |
| BIG MUDDY RIVER AT MURPHYSBORO, IL | flow 34.0 ft³/s · STALE | 37 km |
| LITTLE CROOKED CREEK NEAR NEW MINDEN, IL | flow 0.45 ft³/s | 40 km |
| CASEY FORK SUBIMPOUNDMENT NEAR BONNIE, IL | stage 8.71 ft · STALE | 40 km |
| BIG MUDDY RIVER NEAR MT. VERNON, IL | stage -0.11 ft · STALE | 42 km |
| Mississippi River at Chester, IL | flow 354,000 ft³/s | 45 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-383048089263201 | depth 4.82 ft · 2024-06-27 | 48 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.05)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.15 / 0.55
Banks & federal dollars #
$523.0 m in deposits at 7 offices of 5 banks (SOD June 2026); HHI 2,127, highly concentrated. $137.3 m federal obligations in FY2026 (direct payments $129.2 m, grants $7.7 m), $32,166 per covered job
| Item | Value | Distance |
|---|---|---|
| Du Quoin State Bank | $136.3 m · 26.1% share · 3 offices | |
| First National Bank in Pinckneyville | $124.5 m · 23.8% share · 1 office | |
| Murphy-Wall State Bank and Trust Company | $111.3 m · 21.3% share · 1 office | |
| Perry, IL | $137.3 m FY2026 · $32,166/job | |
| MULTIPLE RECIPIENTS | $118.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Du Quoin State Bank | $136,321,000 | 26.1% | 3 |
| First National Bank in Pinckneyville | $124,498,000 | 23.8% | 1 |
| Murphy-Wall State Bank and Trust Company | $111,335,000 | 21.3% | 1 |
| Banterra Bank | $87,821,000 | 16.8% | 1 |
| Regions Bank | $62,991,000 | 12.0% | 1 |
Deposit concentration is 2,127 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 26.1² + 23.8² + 21.3² + … (2 more) = 2,127
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $105,344,382 |
| Department of Veterans Affairs | $11,761,530 |
| Department of Agriculture | $10,027,785 |
| Department of Transportation | $5,364,172 |
| Department of Housing and Urban Development | $2,169,078 |
| Railroad Retirement Board | $1,315,449 |
| Department of Health and Human Services | $370,000 |
| Delta Regional Authority | $351,337 |
| Federal Communications Commission | $271,549 |
| Department of Justice | $100,000 |
| Department of Defense | $93,550 |
| Department of Education | $82,646 |
That is $32,166 per covered job, against 4,267 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $137.3 m / 4,267 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,166
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Perry County, IL: 11 findings, 1 at an alert level, 1 at a watch level and 9 noted
alertPerry County, IL's covered employment is -3.9% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.9 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchPerry County, IL's covered employment is -3.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
notePerry County, IL's covered employment was 3.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerry County, IL's average weekly wage was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePerry County, IL's typical home value fell 0.6% from $111,621 in July 2026 to $110,946 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.6% = (110945.66613444123 - 111620.56101191528) / 111620.56101191528 × 100
- 110945.66613444123 = Zillow ZHVI, 2026-08
- 111620.56101191528 = Zillow ZHVI, 2026-07
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.