Randolph County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.06, -89.82.
Assembled 2026-10-06. Read the brief.
- 17th pct · 2,525th of 3,063 US counties · median $234,566
- 45th pct · 56th of 102 Illinois counties · median $158,585
- 89th pct · 309th of 3,063 US counties · median +2.9%
- 79th pct · 22nd of 102 Illinois counties · median +5.2%
- US counties: not published this period
- Illinois counties: not published this period
- 57th pct · 1,378th of 3,221 US counties · median 8,232
- 62nd pct · 39th of 102 Illinois counties · median 7,611
- 72nd pct · 878th of 3,221 US counties · median $1,039
- 74th pct · 27th of 102 Illinois counties · median $1,061
- 11th pct · 2,725th of 3,063 US counties · median 4.3
- 37th pct · 64th of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $154,820 (Aug 2026), +7.7% over one year, +30.9% over five
- 17th pct · 2,525th of 3,063 US counties · median $234,566
- 45th pct · 56th of 102 Illinois counties · median $158,585
| Item | Value | Distance |
|---|---|---|
| Randolph County, IL | $154,820 · +7.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Illinois counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $847 a month on $154,820 at 7.28%, against an average weekly wage worth $5,070 a month: 16.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $154,820 × 80% = $123,856, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $847/mo principal and interest
- wage share = payment / (avg weekly wage $1,170 × 52 / 12 = $5,070) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $154,820 / ($1,170 × 52) = 2.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,139 jobs at 603 employers (2026 Q1); -1.3% jobs and +4.7% average weekly wage over the year
- 57th pct · 1,378th of 3,221 US counties · median 8,232
- 62nd pct · 39th of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Randolph County, IL | 11,139 jobs · $1,170/wk · -1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,253 | $1,202 | 2.51 | -3.5% |
| Retail trade | 1,406 | $835 | 1.30 | -0.2% |
| Accommodation and food services | 850 | $367 | 0.85 | -1.0% |
| Construction | 435 | $1,245 | 0.74 | +7.4% |
| Other services | 426 | $1,299 | 1.28 | +0.2% |
| Wholesale trade | 320 | $1,245 | 0.75 | -0.3% |
| Finance and insurance | 279 | $1,432 | 0.61 | -3.1% |
| Professional and technical services | 175 | $1,181 | 0.23 | -5.4% |
| Information | 49 | $1,065 | 0.24 | +4.3% |
| Real estate and rental | 44 | $805 | 0.26 | -22.8% |
| Arts, entertainment and recreation | 42 | $583 | 0.23 | +2.4% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
36 gauges · 0 flooding · 3 with quality panels averaging 90 % · 5 stale
Sites found: 36, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| KASKASKIA RIVER NEAR RED BUD, IL | stage 69.3 ft | 16 km |
| Mississippi River at Chester, IL | flow 358,000 ft³/s | 17 km |
| KASKASKIA RIVER AT NEW ATHENS, IL | flow 414.0 ft³/s · quality 90 % (5) | 30 km |
| RICHLAND CREEK NEAR HECKER, IL | flow 11.4 ft³/s | 32 km |
| South Fork Saline Creek near Perryville, MO | flow 7.96 ft³/s | 37 km |
| SILVER CREEK NEAR FREEBURG, IL | flow 15.2 ft³/s | 39 km |
| KASKASKIA RIVER NEAR VENEDY STATION, IL | flow 89.4 ft³/s | 47 km |
| SILVER CREEK AT ROUTE 161 NR MASCOUTAH, IL | flow 19.1 ft³/s | 52 km |
| BIG MUDDY RIVER AT MURPHYSBORO, IL | flow 34.0 ft³/s · STALE | 54 km |
| BIG MUDDY RIVER AT RTE 127 AT MURPHYSBORO, IL | flow -559.0 ft³/s · quality 80 % (5) | 55 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
10 wells in 1 named aquifer: Ozark Plateaus aquifer system
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Ozark Plateaus aquifer system | depth 335.3 ft · 2026-10-05 | 39 km |
| Ozark Plateaus aquifer system | depth 75.0 ft · 2026-10-05 | 54 km |
| Ozark Plateaus aquifer system | depth 91.3 ft · 2026-07-10 | 57 km |
| Ozark Plateaus aquifer system | depth 167.8 ft · 2026-10-05 | 58 km |
| Ozark Plateaus aquifer system | depth 87.3 ft · 2026-10-05 | 60 km |
| USGS-383048089263201 | depth 4.82 ft · 2024-06-27 | 61 km |
| USGS-374515090255601 | depth 63.0 ft · 2011-12-12 | 63 km |
| Ozark Plateaus aquifer system | depth 102.5 ft · 2026-10-05 | 65 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.04)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.10 / 0.55
Banks & federal dollars #
$1.1 bn in deposits at 21 offices of 8 banks (SOD June 2026); HHI 1,714, moderately concentrated. $222.1 m federal obligations in FY2026 (direct payments $189.4 m, grants $32.2 m), $19,937 per covered job
| Item | Value | Distance |
|---|---|---|
| Dieterich Bank | $262.5 m · 23.0% share · 3 offices | |
| Buena Vista National Bank | $262.0 m · 23.0% share · 6 offices | |
| First National Bank of Steeleville | $229.0 m · 20.1% share · 3 offices | |
| Randolph, IL | $222.1 m FY2026 · $19,937/job | |
| MULTIPLE RECIPIENTS | $183.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Dieterich Bank | $262,486,000 | 23.0% | 3 |
| Buena Vista National Bank | $262,042,000 | 23.0% | 6 |
| First National Bank of Steeleville | $229,005,000 | 20.1% | 3 |
| Chester National Bank | $111,761,000 | 9.8% | 2 |
| The First National Bank of Sparta | $101,090,000 | 8.9% | 1 |
| Regions Bank | $58,696,000 | 5.1% | 1 |
| North County Savings Bank | $57,896,000 | 5.1% | 3 |
| First State Bank of Campbell Hill | $57,113,000 | 5.0% | 2 |
Deposit concentration is 1,714 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 23.0² + 23.0² + 20.1² + … (5 more) = 1,714
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $160,795,752 |
| Department of Transportation | $26,114,514 |
| Department of Veterans Affairs | $18,534,901 |
| Department of Agriculture | $5,641,565 |
| Department of Health and Human Services | $4,915,140 |
| Railroad Retirement Board | $4,321,351 |
| Department of Housing and Urban Development | $1,283,873 |
| Federal Communications Commission | $319,891 |
| Department of Education | $71,085 |
| Delta Regional Authority | $60,517 |
| Department of Defense | $13,997 |
| Consumer Product Safety Commission | $6,007 |
That is $19,937 per covered job, against 11,139 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $222.1 m / 11,139 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,937
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Randolph County, IL: 4 findings, 1 at a watch level and 3 noted
watchRandolph County, IL's covered employment is -1.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteRandolph County, IL's average weekly wage was 4.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRandolph County, IL's covered employment was 1.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Randolph County, IL is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.