Kingman County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.55, -98.14.
Assembled 2026-10-06. Read the brief.
- 26th pct · 2,260th of 3,063 US counties · median $234,566
- 63rd pct · 39th of 105 Kansas counties · median $153,214
- 24th pct · 2,321st of 3,063 US counties · median +2.9%
- 16th pct · 88th of 105 Kansas counties · median +4.4%
- US counties: not published this period
- Kansas counties: not published this period
- 21st pct · 2,525th of 3,221 US counties · median 8,232
- 50th pct · 52nd of 105 Kansas counties · median 2,554
- 17th pct · 2,668th of 3,221 US counties · median $1,039
- 29th pct · 74th of 105 Kansas counties · median $943
- 39th pct · 1,853rd of 3,063 US counties · median 4.3
- 72nd pct · 30th of 105 Kansas counties · median 3.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $175,602 (Aug 2026), +0.4% over one year, +30.9% over five
- 26th pct · 2,260th of 3,063 US counties · median $234,566
- 63rd pct · 39th of 105 Kansas counties · median $153,214
| Item | Value | Distance |
|---|---|---|
| Kingman County, KS | $175,602 · +0.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $961 a month on $175,602 at 7.28%, against an average weekly wage worth $3,848 a month: 25.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $175,602 × 80% = $140,482, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $961/mo principal and interest
- wage share = payment / (avg weekly wage $888 × 52 / 12 = $3,848) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $175,602 / ($888 × 52) = 3.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,648 jobs at 240 employers (2026 Q1); -1.8% jobs and -2.6% average weekly wage over the year
- 21st pct · 2,525th of 3,221 US counties · median 8,232
- 50th pct · 52nd of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Kingman County, KS | 2,648 jobs · $888/wk · -1.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 516 | $1,100 | 3.72 | -3.4% |
| Manufacturing | 325 | $939 | 1.53 | +0.0% |
| Retail trade | 258 | $596 | 1.00 | -2.3% |
| Wholesale trade | 69 | $1,332 | 0.68 | +0.0% |
| Finance and insurance | 61 | $1,282 | 0.57 | -35.1% |
| Professional and technical services | 55 | $1,429 | 0.30 | -5.2% |
| Agriculture, forestry, fishing | 53 | $923 | 2.77 | -7.0% |
| Administrative and waste services | 40 | $1,563 | 0.27 | +29.0% |
| Mining, oil and gas | 32 | $1,110 | 3.39 | +0.0% |
| Other services | 28 | $1,377 | 0.35 | +0.0% |
| Real estate and rental | 7 | $843 | 0.17 | -12.5% |
| Information | 5 | $1,611 | 0.10 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CHENEY RE NR CHENEY, KS | 155,700 Acre-ft (USGS, no capacity on file) | 36 km |
| KANOPOLIS LK NR KANOPOLIS, KS | 60,600 Acre-ft (USGS, no capacity on file) | 118 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
39 gauges · 0 flooding · 10 with quality panels averaging 85 % · 12 stale
Sites found: 39, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| L ARKANSAS R NR SEDGWICK, KS | flow 190.0 ft³/s · quality 80 % (5) · no flooding | 73 km |
| USGS-375327097285402 | DO 0.20 mg/l · quality 63 % (4) · STALE | 69 km |
| USGS-375350097262800 | stage 5.73 ft · quality 80 % (5) | 73 km |
| USGS-375332097284802 | DO 0.20 mg/l · quality 75 % (4) · STALE | 70 km |
| SF NINNESCAH R NR MURDOCK, KS | flow 113.0 ft³/s · no flooding | 26 km |
| GOOSE C NR ARLINGTON, KS | flow 0.30 ft³/s · STALE | 30 km |
| SILVER C NR ARLINGTON, KS | flow 0.72 ft³/s · STALE | 33 km |
| NF NINNESCAH R AT CHENEY DAM, KS | flow 0.23 ft³/s · STALE | 36 km |
| NF NINNESCAH R AB CHENEY RE, KS | flow 53.9 ft³/s · quality 80 % (5) | 36 km |
| NF NINNESCAH R AT ARLINGTON, KS | flow 17.0 ft³/s · STALE | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
12 wells in 0 named aquifers:
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-375642097385305 | level 1,428 ft · 2017-01-22 | 62 km |
| USGS-375642097385304 | level 1,428 ft · 2017-01-22 | 62 km |
| USGS-375954097363802 | level 1,412 ft · 2016-12-01 | 68 km |
| USGS-375954097363801 | level 1,420 ft · 2016-12-01 | 68 km |
| USGS-375327097285401 | level 1,357 ft · 2026-10-06 | 69 km |
| USGS-375327097285402 | level 1,360 ft · 2015-05-31 | 69 km |
| USGS-375332097284802 | level 1,359 ft · 2015-05-31 | 70 km |
| USGS-375332097284801 | level 1,360 ft · 2015-05-31 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.37)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.15 / 0.55
Banks & federal dollars #
$265.1 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,362, highly concentrated. $65.7 m federal obligations in FY2026 (direct payments $61.7 m, grants $4.2 m), $24,809 per covered job
| Item | Value | Distance |
|---|---|---|
| Peoples Bank and Trust Company | $115.1 m · 43.4% share · 1 office | |
| Citizens Bank of Kansas | $91.8 m · 34.6% share · 1 office | |
| NINNESCAH VALLEY BANK | $40.5 m · 15.3% share · 1 office | |
| Kingman, KS | $65.7 m FY2026 · $24,809/job | |
| MULTIPLE RECIPIENTS | $49.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Peoples Bank and Trust Company | $115,099,000 | 43.4% | 1 |
| Citizens Bank of Kansas | $91,780,000 | 34.6% | 1 |
| NINNESCAH VALLEY BANK | $40,525,000 | 15.3% | 1 |
| The First Security Bank | $17,698,000 | 6.7% | 1 |
Deposit concentration is 3,362 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 43.4² + 34.6² + 15.3² + … (1 more) = 3,362
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $45,992,234 |
| Department of Agriculture | $11,939,631 |
| Department of Transportation | $4,565,830 |
| Department of Veterans Affairs | $3,085,664 |
| Railroad Retirement Board | $560,195 |
| Federal Communications Commission | $159,587 |
| Department of Education | $25,679 |
| Small Business Administration | $0 |
| Department of the Interior | -$635,111 |
That is $24,809 per covered job, against 2,648 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $65.7 m / 2,648 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,809
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Kingman County, KS: 11 findings, 5 at a watch level and 6 noted
watchKingman County, KS' average weekly wage is -2.6% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.6 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchKingman County, KS' covered employment is -1.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchKingman County, KS' momentum index is -0.32, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.32486118723625407 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
watchKingman County, KS' typical home value of $175,602 scores 26 on the 0-to-100 scale across US counties but 63 across Kansas counties, a gap of 37 points.
Period 2026-08.Show the arithmetic
- 37 = |26 across US counties - 63 across Kansas counties|
position among the entities that published this metric this period; not an official level
watchKingman County, KS' years of wages of 3.8 scores 40 on the 0-to-100 scale across US counties but 72 across Kansas counties, a gap of 33 points.
Period 2026-08.Show the arithmetic
- 33 = |40 across US counties - 72 across Kansas counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.