Pratt County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.65, -98.74.
Assembled 2026-10-06. Read the brief.
- 9th pct · 2,776th of 3,063 US counties · median $234,566
- 34th pct · 69th of 105 Kansas counties · median $153,214
- 74th pct · 792nd of 3,063 US counties · median +2.9%
- 59th pct · 43rd of 105 Kansas counties · median +4.4%
- US counties: not published this period
- Kansas counties: not published this period
- 34th pct · 2,103rd of 3,221 US counties · median 8,232
- 67th pct · 35th of 105 Kansas counties · median 2,554
- 35th pct · 2,080th of 3,221 US counties · median $1,039
- 62nd pct · 39th of 105 Kansas counties · median $943
- 12th pct · 2,694th of 3,063 US counties · median 4.3
- 26th pct · 77th of 105 Kansas counties · median 3.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $131,471 (Aug 2026), +5.2% over one year, +30.7% over five
- 9th pct · 2,776th of 3,063 US counties · median $234,566
- 34th pct · 69th of 105 Kansas counties · median $153,214
| Item | Value | Distance |
|---|---|---|
| Pratt County, KS | $131,471 · +5.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $720 a month on $131,471 at 7.28%, against an average weekly wage worth $4,216 a month: 17.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $131,471 × 80% = $105,177, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $720/mo principal and interest
- wage share = payment / (avg weekly wage $973 × 52 / 12 = $4,216) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $131,471 / ($973 × 52) = 2.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,593 jobs at 392 employers (2026 Q1); +0.2% jobs and +3.7% average weekly wage over the year
- 34th pct · 2,103rd of 3,221 US counties · median 8,232
- 67th pct · 35th of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Pratt County, KS | 4,593 jobs · $973/wk · +0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 690 | $745 | 1.54 | -0.6% |
| Health care and social assistance | 660 | $1,258 | 0.95 | -4.3% |
| Accommodation and food services | 554 | $381 | 1.34 | +0.0% |
| Agriculture, forestry, fishing | 269 | $1,129 | 8.11 | +3.5% |
| Wholesale trade | 227 | $1,112 | 1.29 | -2.6% |
| Mining, oil and gas | 204 | $1,230 | 12.47 | -17.1% |
| Finance and insurance | 118 | $1,963 | 0.63 | +6.3% |
| Professional and technical services | 99 | $999 | 0.31 | +4.2% |
| Transportation and warehousing | 92 | $1,158 | 0.48 | +0.0% |
| Utilities | 46 | $1,873 | 2.54 | +0.0% |
| Arts, entertainment and recreation | 21 | $380 | 0.28 | +5.0% |
| Real estate and rental | 18 | $505 | 0.26 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
4 USGS reservoir gauges, no capacity figures to weight
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CHENEY RE NR CHENEY, KS | 155,800 Acre-ft (USGS, no capacity on file) | 84 km |
| HORSETHIEF RE NR JETMORE, KS | 5,391 Acre-ft (USGS, no capacity on file) | 124 km |
| KANOPOLIS LK NR KANOPOLIS, KS | 60,190 Acre-ft (USGS, no capacity on file) | 126 km |
| WILSON LK NR WILSON, KS | 197,400 Acre-ft (USGS, no capacity on file) | 148 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
13 gauges · 0 flooding · 1 with quality panels averaging 80 % · 6 stale
Sites found: 13, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SF NINNESCAH R NR PRATT, KS | flow 4.85 ft³/s · no flooding | 2 km |
| RATTLESNAKE C NR MACKSVILLE, KS | flow 0.00 ft³/s · no flooding | 28 km |
| GOOSE C NR ARLINGTON, KS | flow 0.30 ft³/s · STALE | 52 km |
| RATTLESNAKE C NR ZENITH, KS | flow 2.82 ft³/s · no flooding | 52 km |
| SILVER C NR ARLINGTON, KS | flow 0.72 ft³/s · STALE | 52 km |
| NF NINNESCAH R AT ARLINGTON, KS | flow 17.0 ft³/s · STALE | 57 km |
| Arkansas River near Kinsley 2E | observation not current | 64 km |
| ARKANSAS R NR KINSLEY, KS | flow 0.00 ft³/s · STALE | 64 km |
| ARKANSAS R NR LARNED, KS | flow 251.0 ft³/s | 66 km |
| NF NINNESCAH R AB CHENEY RE, KS | flow 61.2 ft³/s · quality 80 % (5) | 68 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-381119098435301 | level 1,863 ft · 2016-07-27 | 60 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.39)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.20 / 0.55
Banks & federal dollars #
$446.0 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 5,140, highly concentrated. $76.0 m federal obligations in FY2026 (direct payments $74.1 m, grants $1.9 m), $16,538 per covered job
| Item | Value | Distance |
|---|---|---|
| The Peoples Bank | $293.2 m · 65.7% share · 1 office | |
| Legacy Bank | $124.5 m · 27.9% share · 1 office | |
| Fusion Bank | $28.3 m · 6.4% share · 1 office | |
| Pratt, KS | $76.0 m FY2026 · $16,538/job | |
| MULTIPLE RECIPIENTS | $54.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Peoples Bank | $293,172,000 | 65.7% | 1 |
| Legacy Bank | $124,533,000 | 27.9% | 1 |
| Fusion Bank | $28,326,000 | 6.4% | 1 |
Deposit concentration is 5,140 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 65.7² + 27.9² + 6.4² = 5,140
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $49,639,189 |
| Department of Agriculture | $18,247,387 |
| Department of Veterans Affairs | $3,243,919 |
| Department of Education | $1,975,172 |
| Railroad Retirement Board | $1,366,079 |
| Department of Transportation | $794,366 |
| Federal Communications Commission | $273,472 |
| Department of Housing and Urban Development | $225,214 |
| Department of Health and Human Services | $195,746 |
That is $16,538 per covered job, against 4,593 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $76.0 m / 4,593 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,538
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pratt County, KS: 6 findings, 1 at a watch level and 5 noted
watchPratt County, KS' covered employment of 4,593 scores 35 on the 0-to-100 scale across US counties but 67 across Kansas counties, a gap of 33 points.
Period 2026 Q1.Show the arithmetic
- 33 = |35 across US counties - 67 across Kansas counties|
position among the entities that published this metric this period; not an official level
notePratt County, KS' average weekly wage was 3.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePratt County, KS' typical home value rose 0.5% from $130,828 in July 2026 to $131,471 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.5% = (131471.0861312735 - 130828.12451257982) / 130828.12451257982 × 100
- 131471.0861312735 = Zillow ZHVI, 2026-08
- 130828.12451257982 = Zillow ZHVI, 2026-07
notePratt County, KS' covered employment was 0.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePratt County, KS' typical home value of $131,471 ranks 2,776th of 3,063 US counties, against a median of $234,566.
Period 2026-08.Show the arithmetic
- 9 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.