Bienville Parish, LA

Home values #

Typical home $107,459 (Aug 2026), -7.5% over one year, -16.2% over five

• 3rd pct · 2,942nd of 3,063 US counties · median $234,566
• 6th pct · 60th of 64 Louisiana counties · median $176,099

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

• US counties: not published this period
• Louisiana counties: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $588 a month on $107,459 at 7.28%, against an average weekly wage worth $4,806 a month: 12.2% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $107,459 × 80% = $85,967, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $588/mo principal and interest
• wage share = payment / (avg weekly wage $1,109 × 52 / 12 = $4,806) = 12% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $107,459 / ($1,109 × 52) = 1.9

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

3,824 jobs at 319 employers (2026 Q1); -4.4% jobs and +7.1% average weekly wage over the year

• 30th pct · 2,243rd of 3,221 US counties · median 8,232
• 15th pct · 54th of 64 Louisiana counties · median 10,187

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D2 severe drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

87 % of conservation capacity, weighted over 6 TWDB reservoirs

Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

42 gauges · 0 flooding · 0 with quality panels · 2 stale

Sites found: 42, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

7 wells in 0 named aquifers:

Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

moderate (0.33)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.13 / 0.65

Banks & federal dollars #

$306.7 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 3,498, highly concentrated. $98.0 m federal obligations in FY2026 (direct payments $86.1 m, grants $11.7 m), $25,621 per covered job

Deposit concentration is 3,498 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 4 banks with deposits in the county = 45.0² + 33.3² + 19.0² + … (1 more) = 3,498

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $25,621 per covered job, against 3,824 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $98.0 m / 3,824 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,621

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Bienville Parish, LA: 19 findings, 2 at an alert level, 4 at a watch level and 13 noted

1. alertBienville Parish, LA's typical home value is -7.5% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026-08.
   Show the arithmetic

   • test: home.yoyPct = -7.461568755545202 <= -5

   arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level

2. alertBienville Parish, LA's covered employment is -4.4% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026 Q1.
   Show the arithmetic

   • test: jobs.yoy.emp = -4.4 <= -3

   BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level

3. watchBienville Parish, LA's typical home value is -7.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026-08.
   Show the arithmetic

   • test: home.yoyPct = -7.461568755545202 < 0

   arithmetic on Zillow ZHVI, county and metro files; not an official level

4. watchBienville Parish, LA's covered employment is -4.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026 Q1.
   Show the arithmetic

   • test: jobs.yoy.emp = -4.4 < 0

   BLS QCEW over-the-year percent change, as published; not an official level

5. watchBienville Parish, LA's typical home value is -1.2% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026-08.
   Show the arithmetic

   • test: home.momPct = -1.1702710090902186 <= -1
   • month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

   arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.