Beauregard Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 30.64, -93.34.
Assembled 2026-10-06. Read the brief.
- 39th pct · 1,848th of 3,063 US counties · median $234,566
- 69th pct · 20th of 64 Louisiana counties · median $176,099
- 4th pct · 2,929th of 3,063 US counties · median +2.9%
- 9th pct · 58th of 64 Louisiana counties · median +2.1%
- 32nd pct · 942nd of 1,399 US counties · median $1,496
- 33rd pct · 19th of 28 Louisiana counties · median $1,363
- 51st pct · 1,558th of 3,221 US counties · median 8,232
- 47th pct · 34th of 64 Louisiana counties · median 10,187
- 49th pct · 1,625th of 3,221 US counties · median $1,039
- 50th pct · 32nd of 64 Louisiana counties · median $1,033
- 40th pct · 1,816th of 3,063 US counties · median 4.3
- 82nd pct · 12th of 64 Louisiana counties · median 3.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $207,955 (Aug 2026), -4.9% over one year, -13.3% over five
- 39th pct · 1,848th of 3,063 US counties · median $234,566
- 69th pct · 20th of 64 Louisiana counties · median $176,099
| Item | Value | Distance |
|---|---|---|
| Beauregard Parish, LA | $207,955 · -4.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,323/mo (Aug 2026), n/a over one year; price-to-rent 13.1
- 32nd pct · 942nd of 1,399 US counties · median $1,496
- 33rd pct · 19th of 28 Louisiana counties · median $1,363
| Item | Value | Distance |
|---|---|---|
| Beauregard Parish, LA | $1,323/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,138 a month on $207,955 at 7.28%, against an average weekly wage worth $4,494 a month: 25.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $207,955 × 80% = $166,364, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,138/mo principal and interest
- wage share = payment / (avg weekly wage $1,037 × 52 / 12 = $4,494) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $207,955 / ($1,037 × 52) = 3.9
- price-to-rent = $207,955 / ($1,323 × 12) = 13.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,670 jobs at 902 employers (2026 Q1); -2.0% jobs and -0.4% average weekly wage over the year
- 51st pct · 1,558th of 3,221 US counties · median 8,232
- 47th pct · 34th of 64 Louisiana counties · median 10,187
| Item | Value | Distance |
|---|---|---|
| Beauregard Parish, LA | 8,670 jobs · $1,037/wk · -2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,359 | $980 | 1.04 | +3.7% |
| Retail trade | 1,130 | $618 | 1.34 | -3.1% |
| Accommodation and food services | 922 | $300 | 1.18 | +12.9% |
| Manufacturing | 896 | $2,153 | 1.28 | +0.7% |
| Finance and insurance | 455 | $1,262 | 1.29 | -0.2% |
| Construction | 378 | $1,274 | 0.83 | -2.1% |
| Administrative and waste services | 376 | $822 | 0.76 | -7.6% |
| Agriculture, forestry, fishing | 321 | $1,187 | 5.13 | -2.1% |
| Transportation and warehousing | 144 | $1,641 | 0.39 | +12.5% |
| Wholesale trade | 80 | $1,252 | 0.24 | +0.0% |
| Mining, oil and gas | 68 | $1,925 | 2.20 | +30.8% |
| Educational services | 50 | $255 | 0.27 | +31.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
74 % of conservation capacity, weighted over 3 TWDB reservoirs
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Toledo Bd Res nr Burkeville, TX | 3,823,000 Acre-ft (USGS, no capacity on file) | 65 km |
| Toledo Bend Reservoir | 86 % full · 2,236k ac-ft | 65 km |
| B. A. Steinhagen Lake | 94 % full · 69k ac-ft | 82 km |
| Sam Rayburn Reservoir | 64 % full · 2,857k ac-ft | 86 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
58 gauges · 0 flooding · 2 with quality panels averaging 75 % · 7 stale
Sites found: 58, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Calcasieu River at I-10 at Lake Charles, LA | stage 1.24 ft · quality 50 % (2) | 46 km |
| Beckwith Creek Near Singer, LA. | stage 2.12 ft · STALE | 4 km |
| Hickory Branch nr Kernan, LA | stage 0.39 ft | 17 km |
| Bundick Creek near DeRidder, LA | flow 14.2 ft³/s · no flooding | 22 km |
| Beckwith Ck east of Dequincy, LA | stage 1.98 ft · STALE | 23 km |
| Buxton Creek at Hwy 27 nr DeQuincy, LA | stage 1.48 ft · no flooding | 26 km |
| Sabine Rv nr Bon Wier, TX | flow 885.0 ft³/s · no flooding | 28 km |
| Bundick Creek north of Dry Creek, LA | stage 3.17 ft · observation not current · STALE | 29 km |
| Barnes Creek at Topsy Bel Rd SW of Reeves, LA | stage 2.32 ft · observation not current · STALE | 31 km |
| West Fork Calcasieu River at Dunn Ferry Road | no flooding | 34 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 0 named aquifers:
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-305018093251301 | depth 36.9 ft · 2024-05-22 | 23 km |
| USGS-301336093183002 | depth 52.3 ft · 2016-12-06 | 47 km |
| USGS-301336093183001 | depth 83.5 ft · 2016-12-06 | 47 km |
| USGS-301213093191701 | depth 79.2 ft · 2016-12-06 | 49 km |
| USGS-301300092584503 | depth 59.4 ft · 2017-07-14 | 59 km |
| USGS-310007092431602 | depth 30.9 ft · 2016-01-05 | 71 km |
| USGS-310007092431601 | depth 73.8 ft · 2016-01-05 | 71 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.36)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.26 + 0.2×0.25 / 0.85
Banks & federal dollars #
$696.0 m in deposits at 12 offices of 6 banks (SOD June 2026); HHI 2,630, highly concentrated. $7.0 m federal obligations in FY2026 (grants $6.8 m, loans $184,235), $808 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank in DeRidder | $278.9 m · 40.1% share · 4 offices | |
| b1BANK | $172.6 m · 24.8% share · 1 office | |
| JPMorgan Chase Bank, National Association | $105.7 m · 15.2% share · 1 office | |
| Beauregard, LA | $7.0 m FY2026 · $808/job | |
| MULTIPLE RECIPIENTS | $241.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank in DeRidder | $278,881,000 | 40.1% | 4 |
| b1BANK | $172,620,000 | 24.8% | 1 |
| JPMorgan Chase Bank, National Association | $105,659,000 | 15.2% | 1 |
| Beauregard Federal Savings Bank | $84,921,000 | 12.2% | 2 |
| First Federal Bank of Louisiana | $27,854,000 | 4.0% | 1 |
| Sabine State Bank and Trust Company | $26,064,000 | 3.7% | 3 |
Deposit concentration is 2,630 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 40.1² + 24.8² + 15.2² + … (3 more) = 2,630
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $168,837,428 |
| Department of Veterans Affairs | $71,075,456 |
| Department of Transportation | $5,150,335 |
| Department of Housing and Urban Development | $1,909,109 |
| Railroad Retirement Board | $1,573,181 |
| Department of Agriculture | $819,185 |
| Federal Communications Commission | $810,936 |
| Department of Health and Human Services | $237,569 |
| General Services Administration | $19,807 |
| Environmental Protection Agency | $0 |
That is $808 per covered job, against 8,670 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $7.0 m / 8,670 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $808
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Beauregard Parish, LA: 16 findings, 7 at a watch level and 9 noted
watchBeauregard Parish, LA's typical home value is -4.9% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -4.8530531898821145 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchBeauregard Parish, LA's covered employment is -2.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchBeauregard Parish, LA's average weekly wage is -0.4% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.4 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchBeauregard Parish, LA's momentum index is -0.43, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.42618619101544714 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
watchBeauregard Parish, LA's price-to-rent ratio of 13.1 scores 11 on the 0-to-100 scale across US counties but 56 across Louisiana counties, a gap of 44 points.
Period 2026-08.Show the arithmetic
- 44 = |11 across US counties - 56 across Louisiana counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.