Lincoln Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.60, -92.66.
Assembled 2026-10-06. Read the brief.
- 45th pct · 1,657th of 3,063 US counties · median $234,566
- 76th pct · 16th of 64 Louisiana counties · median $176,099
- 41st pct · 1,779th of 3,063 US counties · median +2.9%
- 58th pct · 27th of 64 Louisiana counties · median +2.1%
- 24th pct · 1,062nd of 1,399 US counties · median $1,496
- 22nd pct · 22nd of 28 Louisiana counties · median $1,363
- 70th pct · 951st of 3,221 US counties · median 8,232
- 71st pct · 19th of 64 Louisiana counties · median 10,187
- 35th pct · 2,060th of 3,221 US counties · median $1,039
- 38th pct · 40th of 64 Louisiana counties · median $1,033
- 53rd pct · 1,432nd of 3,063 US counties · median 4.3
- 93rd pct · 5th of 64 Louisiana counties · median 3.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $224,584 (Aug 2026), +2.3% over one year, +8.4% over five
- 45th pct · 1,657th of 3,063 US counties · median $234,566
- 76th pct · 16th of 64 Louisiana counties · median $176,099
| Item | Value | Distance |
|---|---|---|
| Lincoln Parish, LA | $224,584 · +2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,222/mo (Aug 2026), +6.7% over one year; price-to-rent 15.3
- 24th pct · 1,062nd of 1,399 US counties · median $1,496
- 22nd pct · 22nd of 28 Louisiana counties · median $1,363
| Item | Value | Distance |
|---|---|---|
| Lincoln Parish, LA | $1,222/mo · +6.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,229 a month on $224,584 at 7.28%, against an average weekly wage worth $4,229 a month: 29.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $224,584 × 80% = $179,667, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,229/mo principal and interest
- wage share = payment / (avg weekly wage $976 × 52 / 12 = $4,229) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $224,584 / ($976 × 52) = 4.4
- price-to-rent = $224,584 / ($1,222 × 12) = 15.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
19,309 jobs at 1,566 employers (2026 Q1); +1.7% jobs and +3.6% average weekly wage over the year
- 70th pct · 951st of 3,221 US counties · median 8,232
- 71st pct · 19th of 64 Louisiana counties · median 10,187
| Item | Value | Distance |
|---|---|---|
| Lincoln Parish, LA | 19,309 jobs · $976/wk · +1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 3,002 | $873 | 1.03 | -3.2% |
| Accommodation and food services | 2,821 | $347 | 1.63 | +9.3% |
| Retail trade | 2,556 | $605 | 1.36 | -1.3% |
| Manufacturing | 1,276 | $1,218 | 0.82 | +7.7% |
| Construction | 847 | $1,097 | 0.84 | -1.4% |
| Professional and technical services | 809 | $1,703 | 0.61 | +2.9% |
| Finance and insurance | 595 | $2,272 | 0.76 | +10.6% |
| Wholesale trade | 497 | $1,323 | 0.67 | +6.9% |
| Real estate and rental | 478 | $951 | 1.61 | +9.1% |
| Administrative and waste services | 449 | $859 | 0.41 | -9.1% |
| Management of companies | 359 | $2,655 | 1.11 | +5.3% |
| Other services | 358 | $747 | 0.62 | -3.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Caddo Lake | 59 % full · 30k ac-ft | 118 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.59)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.41 / 0.65
Banks & federal dollars #
$2.4 bn in deposits at 20 offices of 11 banks (SOD June 2026); HHI 3,711, highly concentrated. $268.8 m federal obligations in FY2026 (direct payments $236.5 m, grants $30.6 m), $13,919 per covered job
| Item | Value | Distance |
|---|---|---|
| Origin Bank | $1.3 bn · 55.7% share · 6 offices | |
| Century Next Bank | $532.7 m · 22.5% share · 2 offices | |
| JPMorgan Chase Bank, National Association | $167.4 m · 7.1% share · 1 office | |
| Lincoln, LA | $268.8 m FY2026 · $13,919/job | |
| MULTIPLE RECIPIENTS | $192.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Origin Bank | $1,318,083,000 | 55.7% | 6 |
| Century Next Bank | $532,749,000 | 22.5% | 2 |
| JPMorgan Chase Bank, National Association | $167,370,000 | 7.1% | 1 |
| Louisiana National Bank | $144,782,000 | 6.1% | 4 |
| First Horizon Bank | $54,669,000 | 2.3% | 1 |
| First Guaranty Bank | $45,168,000 | 1.9% | 1 |
| Regions Bank | $35,550,000 | 1.5% | 1 |
| The Huntington National Bank | $34,502,000 | 1.5% | 1 |
| Gibsland Bank & Trust Company | $13,194,000 | 0.6% | 1 |
| b1BANK | $10,215,000 | 0.4% | 1 |
Deposit concentration is 3,711 across 11 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 55.7² + 22.5² + 7.1² + … (8 more) = 3,711
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $166,745,629 |
| Department of Education | $46,250,569 |
| Department of Veterans Affairs | $24,982,672 |
| Department of Transportation | $7,979,244 |
| Department of Housing and Urban Development | $7,355,155 |
| National Science Foundation | $5,000,299 |
| Department of Health and Human Services | $2,918,531 |
| Department of Defense | $2,012,343 |
| Department of Agriculture | $1,997,603 |
| Department of Commerce | $1,580,382 |
| Federal Communications Commission | $670,423 |
| Department of Energy | $473,045 |
That is $13,919 per covered job, against 19,309 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $268.8 m / 19,309 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,919
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Lincoln Parish, LA: 10 findings, 3 at a watch level and 7 noted
watchLincoln Parish, LA's price-to-rent ratio of 15.3 scores 32 on the 0-to-100 scale across US counties but 93 across Louisiana counties, a gap of 61 points.
Period 2026-08.Show the arithmetic
- 61 = |32 across US counties - 93 across Louisiana counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchLincoln Parish, LA's years of wages of 4.4 scores 53 on the 0-to-100 scale across US counties but 94 across Louisiana counties, a gap of 40 points.
Period 2026-08.Show the arithmetic
- 40 = |53 across US counties - 94 across Louisiana counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchLincoln Parish, LA's typical home value of $224,584 scores 46 on the 0-to-100 scale across US counties but 76 across Louisiana counties, a gap of 30 points.
Period 2026-08.Show the arithmetic
- 30 = |46 across US counties - 76 across Louisiana counties|
position among the entities that published this metric this period; not an official level
noteLincoln Parish, LA's average weekly wage was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLincoln Parish, LA's typical asking rent rose 2.1% from $1,197 in July 2026 to $1,222 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +2.1% = (1222.0347985347987 - 1197.4624497598436) / 1197.4624497598436 × 100
- 1222.0347985347987 = Zillow ZORI, 2026-08
- 1197.4624497598436 = Zillow ZORI, 2026-07
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.