St. Mary Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.63, -91.46.
Assembled 2026-10-06. Read the brief.
- 8th pct · 2,813th of 3,063 US counties · median $234,566
- 17th pct · 53rd of 64 Louisiana counties · median $176,099
- 19th pct · 2,472nd of 3,063 US counties · median +2.9%
- 28th pct · 46th of 64 Louisiana counties · median +2.1%
- 7th pct · 1,296th of 1,399 US counties · median $1,496
- 0th pct · 28th of 28 Louisiana counties · median $1,363
- 70th pct · 959th of 3,221 US counties · median 8,232
- 69th pct · 20th of 64 Louisiana counties · median 10,187
- 80th pct · 640th of 3,221 US counties · median $1,039
- 73rd pct · 18th of 64 Louisiana counties · median $1,033
- 3rd pct · 2,951st of 3,063 US counties · median 4.3
- 7th pct · 59th of 64 Louisiana counties · median 3.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $126,842 (Aug 2026), -0.2% over one year, -9.3% over five
- 8th pct · 2,813th of 3,063 US counties · median $234,566
- 17th pct · 53rd of 64 Louisiana counties · median $176,099
| Item | Value | Distance |
|---|---|---|
| St. Mary Parish, LA | $126,842 · -0.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $988/mo (Aug 2026), n/a over one year; price-to-rent 10.7
- 7th pct · 1,296th of 1,399 US counties · median $1,496
- 0th pct · 28th of 28 Louisiana counties · median $1,363
| Item | Value | Distance |
|---|---|---|
| St. Mary Parish, LA | $988/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $694 a month on $126,842 at 7.28%, against an average weekly wage worth $5,369 a month: 12.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $126,842 × 80% = $101,473, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $694/mo principal and interest
- wage share = payment / (avg weekly wage $1,239 × 52 / 12 = $5,369) = 13% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $126,842 / ($1,239 × 52) = 2.0
- price-to-rent = $126,842 / ($988 × 12) = 10.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
19,062 jobs at 1,427 employers (2026 Q1); -2.6% jobs and +2.7% average weekly wage over the year
- 70th pct · 959th of 3,221 US counties · median 8,232
- 69th pct · 20th of 64 Louisiana counties · median 10,187
| Item | Value | Distance |
|---|---|---|
| St. Mary Parish, LA | 19,062 jobs · $1,239/wk · -2.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 3,079 | $1,720 | 2.01 | +8.6% |
| Health care and social assistance | 1,973 | $770 | 0.69 | -4.0% |
| Retail trade | 1,966 | $608 | 1.06 | -1.5% |
| Mining, oil and gas | 1,394 | $2,552 | 20.54 | -11.9% |
| Accommodation and food services | 1,284 | $397 | 0.75 | -1.4% |
| Transportation and warehousing | 1,181 | $2,054 | 1.47 | -13.8% |
| Construction | 1,014 | $1,386 | 1.01 | +22.6% |
| Administrative and waste services | 889 | $816 | 0.82 | -31.0% |
| Real estate and rental | 656 | $1,898 | 2.24 | +6.3% |
| Wholesale trade | 561 | $1,446 | 0.77 | -6.5% |
| Other services | 389 | $1,140 | 0.68 | +1.8% |
| Professional and technical services | 384 | $1,317 | 0.29 | +2.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.4 bn in deposits at 14 offices of 6 banks (SOD June 2026); HHI 2,116, highly concentrated. $550.6 m federal obligations in FY2026 (direct payments $295.1 m, contracts $213.6 m), $28,887 per covered job
| Item | Value | Distance |
|---|---|---|
| Hancock Whitney Bank | $391.5 m · 27.9% share · 2 offices | |
| M C Bank & Trust Company | $346.5 m · 24.7% share · 3 offices | |
| Patterson State Bank | $296.3 m · 21.1% share · 3 offices | |
| St. Mary, LA | $550.6 m FY2026 · $28,887/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Hancock Whitney Bank | $391,482,000 | 27.9% | 2 |
| M C Bank & Trust Company | $346,544,000 | 24.7% | 3 |
| Patterson State Bank | $296,278,000 | 21.1% | 3 |
| The First National Bank of Jeanerette | $203,365,000 | 14.5% | 3 |
| Regions Bank | $84,829,000 | 6.0% | 2 |
| First Horizon Bank | $79,907,000 | 5.7% | 1 |
Deposit concentration is 2,116 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 27.9² + 24.7² + 21.1² + … (3 more) = 2,116
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $28,887 per covered job, against 19,062 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $550.6 m / 19,062 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $28,887
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
St. Mary Parish, LA: 15 findings, 3 at a watch level and 12 noted
watchSt. Mary Parish, LA's covered employment is -2.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSt. Mary Parish, LA's typical home value is -0.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.21597283188433525 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchSt. Mary Parish, LA's typical asking rent rose 7.1% from $922 in July 2026 to $988 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +7.1% = (987.5 - 922.4313025559518) / 922.4313025559518 × 100
- 987.5 = Zillow ZORI, 2026-08
- 922.4313025559518 = Zillow ZORI, 2026-07
noteSt. Mary Parish, LA's average weekly wage was 2.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSt. Mary Parish, LA's covered employment was 2.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.