Vermilion Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.81, -92.32.
Assembled 2026-10-07. Read the brief.
- 21st pct · 2,393rd of 3,063 US counties · median $234,566
- 42nd pct · 37th of 64 Louisiana counties · median $176,099
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
- 51st pct · 1,487th of 3,063 US counties · median +2.9%
- 66th pct · 22nd of 64 Louisiana counties · median +2.1%
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
- 64th pct · 504th of 1,399 US counties · median $1,496
- 85th pct · 5th of 28 Louisiana counties · median $1,363
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
- 60th pct · 1,264th of 3,221 US counties · median 8,232
- 60th pct · 26th of 64 Louisiana counties · median 10,187
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
- 23rd pct · 2,460th of 3,221 US counties · median $1,039
- 26th pct · 47th of 64 Louisiana counties · median $1,033
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
- 30th pct · 2,116th of 3,063 US counties · median 4.3
- 69th pct · 20th of 64 Louisiana counties · median 3.1
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $165,863 (Aug 2026), +3.0% over one year, -1.2% over five
- 21st pct · 2,393rd of 3,063 US counties · median $234,566
- 42nd pct · 37th of 64 Louisiana counties · median $176,099
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Vermilion Parish, LA | $165,863 · +3.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,667/mo (Aug 2026), n/a over one year; price-to-rent 8.3
- 64th pct · 504th of 1,399 US counties · median $1,496
- 85th pct · 5th of 28 Louisiana counties · median $1,363
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Vermilion Parish, LA | $1,667/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $908 a month on $165,863 at 7.28%, against an average weekly wage worth $3,995 a month: 22.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $165,863 × 80% = $132,690, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $908/mo principal and interest
- wage share = payment / (avg weekly wage $922 × 52 / 12 = $3,995) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $165,863 / ($922 × 52) = 3.5
- price-to-rent = $165,863 / ($1,667 × 12) = 8.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,734 jobs at 1,410 employers (2026 Q1); -2.0% jobs and +3.2% average weekly wage over the year
- 60th pct · 1,264th of 3,221 US counties · median 8,232
- 60th pct · 26th of 64 Louisiana counties · median 10,187
- counties in the Lafayette metro: Rank context is unavailable: the manifest lists 4 counties in the Lafayette metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Vermilion Parish, LA | 12,734 jobs · $922/wk · -2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,918 | $672 | 1.55 | -1.9% |
| Accommodation and food services | 1,087 | $342 | 0.95 | -0.8% |
| Transportation and warehousing | 787 | $1,051 | 1.47 | -3.3% |
| Construction | 655 | $1,232 | 0.98 | -23.3% |
| Mining, oil and gas | 644 | $1,722 | 14.20 | -1.1% |
| Wholesale trade | 443 | $1,244 | 0.91 | -10.1% |
| Manufacturing | 393 | $1,338 | 0.38 | +3.7% |
| Administrative and waste services | 357 | $1,097 | 0.49 | +0.0% |
| Finance and insurance | 349 | $1,137 | 0.67 | -8.2% |
| Agriculture, forestry, fishing | 255 | $1,092 | 2.77 | +3.7% |
| Other services | 210 | $794 | 0.55 | -12.9% |
| Information | 77 | $1,226 | 0.33 | -4.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
31 gauges · 0 flooding · 4 with quality panels averaging 40 % · 6 stale
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CRMS0568-H01-RT | stage 1.48 ft · quality 25 % (2) · STALE | 9 km |
| Vermilion Bay(B. Fearman) nr Intracoastal City, LA | stage 6.47 ft · quality 50 % (2) | 23 km |
| CRMS0615-H01-RT | stage 1.61 ft · quality 0 % (2) · STALE | 50 km |
| Vermilion River at Perry, LA | flow 904.0 ft³/s · no flooding | 23 km |
| Tide Station (LCH) at Fresh Water Canal Locks | no flooding | 28 km |
| BAYOU QUEUE DE TORTUE NEAR INDIAN BAYOU,LA. | flow 56.0 ft³/s · STALE | 34 km |
| Byu Queue De Tortue @ Riceville, LA | flow 134.0 ft³/s · no flooding | 35 km |
| Vermilion River at Woodlawn, LA | stage 4.77 ft | 37 km |
| Vermilion River at Hwy 92 at Milton, LA | flow 890.0 ft³/s | 40 km |
| Mermentau River @ Lake Arthur, LA | flow 1,290 ft³/s · no flooding | 44 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
2 wells in 1 named aquifer: Coastal lowlands aquifer system
Sites found: 2, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-301832092234501 | depth 85.7 ft · 2016-12-07 | 56 km |
| Coastal lowlands aquifer system | depth 18.9 ft · 2016-12-12 | 60 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.54)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.60 / 0.55
Banks & federal dollars #
$1.1 bn in deposits at 20 offices of 10 banks (SOD June 2026); HHI 1,495, moderately concentrated. $355.3 m federal obligations in FY2026 (direct payments $326.6 m, grants $30.6 m), $27,901 per covered job
| Item | Value | Distance |
|---|---|---|
| Gulf Coast Bank | $283.3 m · 26.0% share · 4 offices | |
| Bank of Abbeville & Trust Company | $214.4 m · 19.7% share · 3 offices | |
| Vermilion Bank & Trust Company | $126.1 m · 11.6% share · 3 offices | |
| Vermilion, LA | $355.3 m FY2026 · $27,901/job | |
| MULTIPLE RECIPIENTS | $314.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Gulf Coast Bank | $283,271,000 | 26.0% | 4 |
| Bank of Abbeville & Trust Company | $214,417,000 | 19.7% | 3 |
| Vermilion Bank & Trust Company | $126,108,000 | 11.6% | 3 |
| First Guaranty Bank | $113,756,000 | 10.5% | 1 |
| Bank of Erath | $90,229,000 | 8.3% | 3 |
| Capital One, National Association | $62,184,000 | 5.7% | 1 |
| Bank of Gueydan | $53,147,000 | 4.9% | 1 |
| Currency Bank | $49,942,000 | 4.6% | 2 |
| JPMorgan Chase Bank, National Association | $47,754,000 | 4.4% | 1 |
| Abbeville Building & Loan (A State-Chartered Savings Bank) | $46,981,000 | 4.3% | 1 |
Deposit concentration is 1,495 across 10 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 26.0² + 19.7² + 11.6² + … (7 more) = 1,495
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $283,646,278 |
| Department of Veterans Affairs | $30,089,514 |
| Department of Transportation | $30,023,600 |
| Department of Agriculture | $9,301,020 |
| Department of Housing and Urban Development | $3,206,044 |
| Federal Communications Commission | $1,927,421 |
| Railroad Retirement Board | $598,510 |
| Department of Homeland Security | -$3,120 |
| Department of Health and Human Services | -$257,755 |
| Department of Defense | -$3,246,136 |
That is $27,901 per covered job, against 12,734 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $355.3 m / 12,734 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,901
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Vermilion Parish, LA: 10 findings, 2 at a watch level and 8 noted
watchVermilion Parish, LA's covered employment is -2.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchVermilion Parish, LA's years of wages of 3.5 scores 31 on the 0-to-100 scale across US counties but 70 across Louisiana counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |31 across US counties - 70 across Louisiana counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteVermilion Parish, LA's average weekly wage was 3.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteVermilion Parish, LA's covered employment was 2.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteVermilion Parish, LA's typical asking rent rose 0.8% from $1,654 in July 2026 to $1,667 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.8% = (1666.6666666666667 - 1653.5351260524442) / 1653.5351260524442 × 100
- 1666.6666666666667 = Zillow ZORI, 2026-08
- 1653.5351260524442 = Zillow ZORI, 2026-07
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.