Washington County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.27, -90.94.
Assembled 2026-10-06. Read the brief.
- 0th pct · 3,059th of 3,063 US counties · median $234,566
- 1st pct · 79th of 80 Mississippi counties · median $151,974
- 4th pct · 2,939th of 3,063 US counties · median +2.9%
- 18th pct · 65th of 80 Mississippi counties · median +1.3%
- US counties: not published this period
- Mississippi counties: not published this period
- 63rd pct · 1,169th of 3,221 US counties · median 8,232
- 80th pct · 17th of 82 Mississippi counties · median 6,322
- 15th pct · 2,717th of 3,221 US counties · median $1,039
- 43rd pct · 47th of 82 Mississippi counties · median $903
- 0th pct · 3,053rd of 3,063 US counties · median 4.3
- 2nd pct · 78th of 80 Mississippi counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $55,372 (Aug 2026), -5.2% over one year, -48.9% over five
- 0th pct · 3,059th of 3,063 US counties · median $234,566
- 1st pct · 79th of 80 Mississippi counties · median $151,974
| Item | Value | Distance |
|---|---|---|
| Washington County, MS | $55,372 · -5.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $303 a month on $55,372 at 7.28%, against an average weekly wage worth $3,809 a month: 8.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $55,372 × 80% = $44,298, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $303/mo principal and interest
- wage share = payment / (avg weekly wage $879 × 52 / 12 = $3,809) = 8% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $55,372 / ($879 × 52) = 1.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
14,453 jobs at 1,191 employers (2026 Q1); -0.2% jobs and +2.8% average weekly wage over the year
- 63rd pct · 1,169th of 3,221 US counties · median 8,232
- 80th pct · 17th of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Washington County, MS | 14,453 jobs · $879/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 2,448 | $739 | 1.13 | -2.4% |
| Retail trade | 2,000 | $593 | 1.42 | -0.1% |
| Accommodation and food services | 1,456 | $411 | 1.12 | -2.5% |
| Manufacturing | 860 | $1,364 | 0.74 | -7.8% |
| Construction | 761 | $1,259 | 1.00 | +77.0% |
| Transportation and warehousing | 551 | $1,104 | 0.90 | -7.6% |
| Other services | 479 | $852 | 1.11 | -2.0% |
| Wholesale trade | 455 | $1,380 | 0.82 | +1.8% |
| Administrative and waste services | 414 | $655 | 0.50 | +6.2% |
| Professional and technical services | 304 | $1,106 | 0.30 | -2.9% |
| Finance and insurance | 286 | $1,242 | 0.49 | -5.3% |
| Agriculture, forestry, fishing | 267 | $670 | 2.56 | -10.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
54 gauges · 0 flooding · 11 with quality panels averaging 95 % · 21 stale
Sites found: 54, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07288521 | flow 11.6 ft³/s · quality 80 % (5) | 40 km |
| USGS-07288500 | flow 69.1 ft³/s · quality 63 % (4) · no flooding | 48 km |
| USGS-331623091023700 | turb. 10.0 FNU · quality 100 % (4) · STALE | 9 km |
| USGS-0728875070 | flow 0.00 ft³/s · quality 100 % (4) · STALE | 15 km |
| USGS-07288650 | flow 0.00 ft³/s | 16 km |
| Mississippi River near Greenville | no flooding | 20 km |
| USGS-330548091055100 | flow 2.68 ft³/s · STALE | 24 km |
| USGS-330339091022000 | flow 4.79 ft³/s · STALE | 25 km |
| Ditch Bayou below Lake Village at Lake Chicot | no readings | 26 km |
| Big Sunflower River at Little Calio Lndg (belzoni) | no readings | 26 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
23 wells in 0 named aquifers:
Sites found: 23, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-331614090590901 | depth 26.1 ft · 1993-08-21 | 4 km |
| USGS-332007090525401 | depth 23.1 ft · 1985-03-16 | 9 km |
| USGS-332202090592501 | depth 14.2 ft · 1985-05-31 | 11 km |
| USGS-332242091030401 | depth 10.3 ft · 1994-09-30 | 14 km |
| USGS-332127091032701 | depth 47.3 ft · 1993-09-30 | 14 km |
| USGS-332223091043301 | depth 11.6 ft · 1994-09-30 | 16 km |
| USGS-332432091031503 | depth 86.5 ft · 1993-08-21 | 18 km |
| USGS-332432091031501 | depth 87.3 ft · 1991-12-03 | 18 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.05 / 0.55
Banks & federal dollars #
$1.3 bn in deposits at 20 offices of 8 banks (SOD June 2026); HHI 2,204, highly concentrated. $352.9 m federal obligations in FY2026 (direct payments $295.6 m, grants $51.5 m), $24,418 per covered job
| Item | Value | Distance |
|---|---|---|
| Guaranty Bank and Trust Company | $425.1 m · 33.3% share · 4 offices | |
| Planters Bank & Trust Company | $337.5 m · 26.4% share · 4 offices | |
| Regions Bank | $164.8 m · 12.9% share · 2 offices | |
| Washington, MS | $352.9 m FY2026 · $24,418/job | |
| MULTIPLE RECIPIENTS | $260.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Guaranty Bank and Trust Company | $425,101,000 | 33.3% | 4 |
| Planters Bank & Trust Company | $337,547,000 | 26.4% | 4 |
| Regions Bank | $164,803,000 | 12.9% | 2 |
| The Jefferson Bank | $144,501,000 | 11.3% | 2 |
| Trustmark Bank | $115,151,000 | 9.0% | 3 |
| CB&S Bank, Inc. | $57,069,000 | 4.5% | 1 |
| Southern Bancorp Bank | $31,571,000 | 2.5% | 3 |
| Woodforest National Bank | $2,751,000 | 0.2% | 1 |
Deposit concentration is 2,204 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 33.3² + 26.4² + 12.9² + … (5 more) = 2,204
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $235,746,863 |
| Department of Veterans Affairs | $24,860,977 |
| Department of Health and Human Services | $20,242,722 |
| Department of Agriculture | $18,859,963 |
| Department of Transportation | $16,697,925 |
| Department of Housing and Urban Development | $15,620,739 |
| Environmental Protection Agency | $13,200,000 |
| Department of Education | $5,532,522 |
| General Services Administration | $946,608 |
| Federal Communications Commission | $798,647 |
| Railroad Retirement Board | $170,415 |
| Department of Homeland Security | $115,568 |
That is $24,418 per covered job, against 14,453 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $352.9 m / 14,453 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,418
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Washington County, MS: 12 findings, 1 at an alert level, 2 at a watch level and 9 noted
alertWashington County, MS' typical home value is -5.2% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -5.207290486295764 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
watchWashington County, MS' typical home value is -5.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -5.207290486295764 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchWashington County, MS' covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteWashington County, MS' average weekly wage was 2.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashington County, MS' typical home value fell 0.4% from $55,595 in July 2026 to $55,372 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.4% = (55371.942510437315 - 55594.72007295318) / 55594.72007295318 × 100
- 55371.942510437315 = Zillow ZHVI, 2026-08
- 55594.72007295318 = Zillow ZHVI, 2026-07
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.