Sunflower County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.61, -90.60.
Assembled 2026-10-06. Read the brief.
- 1st pct · 3,004th of 3,063 US counties · median $234,566
- 6th pct · 75th of 80 Mississippi counties · median $151,974
- 1st pct · 3,007th of 3,063 US counties · median +2.9%
- 3rd pct · 77th of 80 Mississippi counties · median +1.3%
- US counties: not published this period
- Mississippi counties: not published this period
- 47th pct · 1,680th of 3,221 US counties · median 8,232
- 59th pct · 34th of 82 Mississippi counties · median 6,322
- 9th pct · 2,926th of 3,221 US counties · median $1,039
- 21st pct · 64th of 82 Mississippi counties · median $903
- 5th pct · 2,886th of 3,063 US counties · median 4.3
- 13th pct · 69th of 80 Mississippi counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $93,711 (Aug 2026), -9.2% over one year, -29.3% over five
- 1st pct · 3,004th of 3,063 US counties · median $234,566
- 6th pct · 75th of 80 Mississippi counties · median $151,974
| Item | Value | Distance |
|---|---|---|
| Sunflower County, MS | $93,711 · -9.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $513 a month on $93,711 at 7.28%, against an average weekly wage worth $3,601 a month: 14.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $93,711 × 80% = $74,969, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $513/mo principal and interest
- wage share = payment / (avg weekly wage $831 × 52 / 12 = $3,601) = 14% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $93,711 / ($831 × 52) = 2.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,564 jobs at 532 employers (2026 Q1); -6.1% jobs and +3.0% average weekly wage over the year
- 47th pct · 1,680th of 3,221 US counties · median 8,232
- 59th pct · 34th of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Sunflower County, MS | 7,564 jobs · $831/wk · -6.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,199 | $714 | 1.05 | +0.0% |
| Transportation and warehousing | 821 | $939 | 2.58 | -16.1% |
| Retail trade | 756 | $552 | 1.03 | -4.7% |
| Accommodation and food services | 409 | $315 | 0.60 | -8.3% |
| Agriculture, forestry, fishing | 284 | $702 | 5.20 | -4.7% |
| Manufacturing | 257 | $1,024 | 0.42 | -6.9% |
| Finance and insurance | 139 | $1,289 | 0.45 | -10.9% |
| Other services | 126 | $777 | 0.56 | -5.3% |
| Construction | 109 | $942 | 0.27 | -52.8% |
| Educational services | 86 | $610 | 0.53 | +0.0% |
| Professional and technical services | 74 | $801 | 0.14 | +0.0% |
| Arts, entertainment and recreation | 44 | $515 | 0.35 | +22.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
49 gauges · 0 flooding · 10 with quality panels averaging 90 % · 18 stale
Sites found: 49, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07288500 | flow 70.0 ft³/s · quality 63 % (4) · no flooding | 8 km |
| USGS-07288068 | flow 5.34 ft³/s · quality 80 % (5) | 52 km |
| USGS-07288048 | flow 0.47 ft³/s · quality 80 % (5) | 68 km |
| USGS-07288521 | flow 11.6 ft³/s · quality 80 % (5) | 10 km |
| USGS-333601090450000 | flow 1.35 ft³/s · STALE | 14 km |
| USGS-333420090445900 | flow 58.8 ft³/s · STALE | 15 km |
| USGS-07288580 | flow 1.30 ft³/s | 17 km |
| USGS-07288570 | stage 3.73 ft · no flooding | 18 km |
| USGS-07288642 | stage 5.71 ft | 25 km |
| USGS-07288280 | flow 37.5 ft³/s | 26 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
17 wells in 0 named aquifers:
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-333437090262601 | depth 32.8 ft · 1982-02-07 | 15 km |
| USGS-332826090441601 | depth 24.4 ft · 1994-09-30 | 20 km |
| USGS-333315090151801 | depth 21.3 ft · 1994-08-06 | 32 km |
| USGS-332007090525401 | depth 23.1 ft · 1985-03-16 | 40 km |
| USGS-332202090592501 | depth 14.2 ft · 1985-05-31 | 44 km |
| USGS-332432091031503 | depth 86.5 ft · 1993-08-21 | 48 km |
| USGS-332432091031501 | depth 87.3 ft · 1991-12-03 | 48 km |
| USGS-332242091030401 | depth 10.3 ft · 1994-09-30 | 49 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.51)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.10 / 0.55
Banks & federal dollars #
$817.4 m in deposits at 11 offices of 5 banks (SOD June 2026); HHI 6,172, highly concentrated. $145.2 m federal obligations in FY2026 (direct payments $137.6 m, grants $5.4 m), $19,197 per covered job
| Item | Value | Distance |
|---|---|---|
| Planters Bank & Trust Company | $630.4 m · 77.1% share · 5 offices | |
| Community Bank of Mississippi | $110.7 m · 13.5% share · 1 office | |
| Guaranty Bank and Trust Company | $37.7 m · 4.6% share · 1 office | |
| Sunflower, MS | $145.2 m FY2026 · $19,197/job | |
| MULTIPLE RECIPIENTS | $119.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Planters Bank & Trust Company | $630,392,000 | 77.1% | 5 |
| Community Bank of Mississippi | $110,725,000 | 13.5% | 1 |
| Guaranty Bank and Trust Company | $37,674,000 | 4.6% | 1 |
| Southern Bancorp Bank | $36,804,000 | 4.5% | 3 |
| Woodforest National Bank | $1,851,000 | 0.2% | 1 |
Deposit concentration is 6,172 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 77.1² + 13.5² + 4.6² + … (2 more) = 6,172
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $109,111,386 |
| Department of Agriculture | $16,579,871 |
| Department of Veterans Affairs | $9,904,365 |
| Department of Transportation | $4,009,391 |
| Department of Defense | $2,208,118 |
| Department of Housing and Urban Development | $1,801,493 |
| Environmental Protection Agency | $1,403,204 |
| Federal Communications Commission | $140,828 |
| Railroad Retirement Board | $53,347 |
| Department of the Interior | $0 |
| Department of Health and Human Services | -$6,488 |
That is $19,197 per covered job, against 7,564 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $145.2 m / 7,564 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,197
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sunflower County, MS: 20 findings, 2 at an alert level, 4 at a watch level and 14 noted
alertSunflower County, MS' typical home value is -9.2% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -9.204787188250418 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
alertSunflower County, MS' covered employment is -6.1% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.1 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchSunflower County, MS' typical home value is -9.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -9.204787188250418 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchSunflower County, MS' covered employment is -6.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSunflower County, MS' momentum index is -0.53, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.5307571948794265 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.