Jefferson Davis County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.56, -89.83.
Assembled 2026-10-06. Read the brief.
- 3rd pct · 2,967th of 3,063 US counties · median $234,566
- 10th pct · 72nd of 80 Mississippi counties · median $151,974
- 51st pct · 1,492nd of 3,063 US counties · median +2.9%
- 64th pct · 29th of 80 Mississippi counties · median +1.3%
- US counties: not published this period
- Mississippi counties: not published this period
- 12th pct · 2,804th of 3,221 US counties · median 8,232
- 9th pct · 74th of 82 Mississippi counties · median 6,322
- 46th pct · 1,707th of 3,221 US counties · median $1,039
- 79th pct · 18th of 82 Mississippi counties · median $903
- 3rd pct · 2,963rd of 3,063 US counties · median 4.3
- 5th pct · 76th of 80 Mississippi counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $102,536 (Aug 2026), +3.0% over one year, -14.1% over five
- 3rd pct · 2,967th of 3,063 US counties · median $234,566
- 10th pct · 72nd of 80 Mississippi counties · median $151,974
| Item | Value | Distance |
|---|---|---|
| Jefferson Davis County, MS | $102,536 · +3.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $561 a month on $102,536 at 7.28%, against an average weekly wage worth $4,442 a month: 12.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $102,536 × 80% = $82,029, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $561/mo principal and interest
- wage share = payment / (avg weekly wage $1,025 × 52 / 12 = $4,442) = 13% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $102,536 / ($1,025 × 52) = 1.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,652 jobs at 158 employers (2026 Q1); -31.3% jobs and -14.0% average weekly wage over the year
- 12th pct · 2,804th of 3,221 US counties · median 8,232
- 9th pct · 74th of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Jefferson Davis County, MS | 1,652 jobs · $1,025/wk · -31.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 410 | $1,821 | 4.73 | +0.0% |
| Retail trade | 199 | $475 | 1.24 | -11.9% |
| Manufacturing | 91 | $981 | 0.68 | -7.1% |
| Utilities | 30 | $786 | 4.60 | +30.4% |
| Professional and technical services | 7 | $813 | 0.06 | -12.5% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Wholesale trade | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
19 gauges · 0 flooding · 3 with quality panels averaging 93 % · 6 stale
Sites found: 19, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| WHITESAND CREEK NR OAKVALE, MS | flow 96.0 ft³/s · STALE | 17 km |
| PEARL RIVER NR MONTICELLO, MS | flow 546.0 ft³/s | 25 km |
| PEARL RIVER NR COLUMBIA, MS | flow 1,110 ft³/s | 36 km |
| OKATOMA CREEK AT SANFORD, MS | flow 178.0 ft³/s | 38 km |
| PEARL RIVER AT ROCKPORT, MS | flow 548.0 ft³/s · quality 100 % (1) | 39 km |
| STRONG RIVER AT ROBERT BUSH RD NR PINOLA, MS | flow 67.0 ft³/s | 39 km |
| STRONG RIVER NR ROCKPORT, MS. | stage 3.43 ft | 40 km |
| BOUIE CREEK NR HATTIESBURG, MS | flow 160.0 ft³/s | 42 km |
| LEAF RIVER NR COLLINS, MS | flow 155.0 ft³/s | 43 km |
| STRONG RIVER AT D`LO, MS | flow 30.2 ft³/s | 46 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
6 wells in 0 named aquifers:
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-312115089193601 | depth 35.4 ft · 1993-08-16 | 53 km |
| USGS-310935089252001 | depth 268.8 ft · 1993-09-29 | 59 km |
| USGS-313928089103001 | depth 153.4 ft · 1994-09-29 | 63 km |
| USGS-314210089084401 | depth 193.0 ft · 1993-09-29 | 66 km |
| USGS-311453090271302 | depth 233.9 ft · 1993-09-29 | 69 km |
| USGS-311137089110501 | depth 132.1 ft · 1968-05-31 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.18)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.07 / 0.55
Banks & federal dollars #
$108.7 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 5,469, highly concentrated. $-3.1 m federal obligations in FY2026 (loans $69,468), $-1,904 per covered job
| Item | Value | Distance |
|---|---|---|
| Regions Bank | $71.0 m · 65.3% share · 2 offices | |
| Hancock Whitney Bank | $37.7 m · 34.7% share · 1 office | |
| Jefferson Davis, MS | $-3.1 m FY2026 · $-1,904/job | |
| MULTIPLE RECIPIENTS | $69.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Regions Bank | $71,002,000 | 65.3% | 2 |
| Hancock Whitney Bank | $37,719,000 | 34.7% | 1 |
Deposit concentration is 5,469 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 65.3² + 34.7² = 5,469
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $60,326,316 |
| Department of Veterans Affairs | $8,261,199 |
| Department of Transportation | $2,223,478 |
| Railroad Retirement Board | $466,477 |
| Department of Housing and Urban Development | $104,026 |
| Department of Agriculture | $70,078 |
| Small Business Administration | $67,931 |
| Federal Communications Commission | $58,930 |
| Department of Justice | -$89,327 |
| Department of Health and Human Services | -$5,349,181 |
That is -$1,904 per covered job, against 1,652 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $-3.1 m / 1,652 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $-1,904
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jefferson Davis County, MS: 17 findings, 1 at an alert level, 4 at a watch level and 12 noted
alertJefferson Davis County, MS' covered employment is -31.3% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -31.3 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchJefferson Davis County, MS' covered employment is -31.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -31.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchJefferson Davis County, MS' average weekly wage is -14.0% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -14 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchJefferson Davis County, MS' momentum index is -0.54, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.540654897643432 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
watchJefferson Davis County, MS' average weekly wage of $1,025 scores 47 on the 0-to-100 scale across US counties but 79 across Mississippi counties, a gap of 32 points.
Period 2026 Q1.Show the arithmetic
- 32 = |47 across US counties - 79 across Mississippi counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.