Simpson County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.90, -89.92.
Assembled 2026-10-06. Read the brief.
- 20th pct · 2,437th of 3,063 US counties · median $234,566
- 59th pct · 33rd of 80 Mississippi counties · median $151,974
- 71st pct · 3rd of 8 counties in the Jackson metro · median $132,124
- 18th pct · 2,503rd of 3,063 US counties · median +2.9%
- 31st pct · 55th of 80 Mississippi counties · median +1.3%
- 14th pct · 7th of 8 counties in the Jackson metro · median +2.3%
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Jackson metro: not published this period
- 45th pct · 1,751st of 3,221 US counties · median 8,232
- 55th pct · 37th of 82 Mississippi counties · median 6,322
- 42nd pct · 5th of 8 counties in the Jackson metro · median 10,161
- 3rd pct · 3,100th of 3,221 US counties · median $1,039
- 6th pct · 77th of 82 Mississippi counties · median $903
- 0th pct · 8th of 8 counties in the Jackson metro · median $1,004
- 46th pct · 1,624th of 3,063 US counties · median 4.3
- 79th pct · 17th of 80 Mississippi counties · median 3.3
- 71st pct · 3rd of 8 counties in the Jackson metro · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $162,451 (Aug 2026), -0.3% over one year, -5.3% over five
- 20th pct · 2,437th of 3,063 US counties · median $234,566
- 59th pct · 33rd of 80 Mississippi counties · median $151,974
- 71st pct · 3rd of 8 counties in the Jackson metro · median $132,124
| Item | Value | Distance |
|---|---|---|
| Simpson County, MS | $162,451 · -0.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Jackson metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $889 a month on $162,451 at 7.28%, against an average weekly wage worth $3,276 a month: 27.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $162,451 × 80% = $129,961, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $889/mo principal and interest
- wage share = payment / (avg weekly wage $756 × 52 / 12 = $3,276) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $162,451 / ($756 × 52) = 4.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,937 jobs at 537 employers (2026 Q1); -3.1% jobs and +3.6% average weekly wage over the year
- 45th pct · 1,751st of 3,221 US counties · median 8,232
- 55th pct · 37th of 82 Mississippi counties · median 6,322
- 42nd pct · 5th of 8 counties in the Jackson metro · median 10,161
| Item | Value | Distance |
|---|---|---|
| Simpson County, MS | 6,937 jobs · $756/wk · -3.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,077 | $566 | 1.59 | -3.1% |
| Construction | 535 | $1,175 | 1.47 | -6.3% |
| Finance and insurance | 278 | $1,276 | 0.98 | -1.4% |
| Professional and technical services | 216 | $909 | 0.45 | -5.3% |
| Manufacturing | 160 | $659 | 0.29 | -15.8% |
| Other services | 97 | $775 | 0.47 | -3.0% |
| Transportation and warehousing | 67 | $1,152 | 0.23 | +0.0% |
| Utilities | 44 | $936 | 1.61 | +0.0% |
| Real estate and rental | 44 | $725 | 0.41 | +10.0% |
| Wholesale trade | 29 | $1,083 | 0.11 | -3.3% |
| Information | 14 | $731 | 0.11 | +0.0% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$818.3 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 3,344, highly concentrated. $174.6 m federal obligations in FY2026 (direct payments $155.9 m, grants $18.9 m), $25,175 per covered job
| Item | Value | Distance |
|---|---|---|
| Peoples Bank | $347.8 m · 42.5% share · 2 offices | |
| PriorityOne Bank | $280.2 m · 34.2% share · 3 offices | |
| Trustmark Bank | $151.5 m · 18.5% share · 1 office | |
| Simpson, MS | $174.6 m FY2026 · $25,175/job | |
| MULTIPLE RECIPIENTS | $155.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Peoples Bank | $347,818,000 | 42.5% | 2 |
| PriorityOne Bank | $280,193,000 | 34.2% | 3 |
| Trustmark Bank | $151,467,000 | 18.5% | 1 |
| The Huntington National Bank | $38,816,000 | 4.7% | 1 |
Deposit concentration is 3,344 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.5² + 34.2² + 18.5² + … (1 more) = 3,344
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $135,522,606 |
| Department of Veterans Affairs | $18,543,180 |
| Department of Transportation | $18,111,584 |
| Railroad Retirement Board | $1,054,364 |
| Department of Health and Human Services | $793,459 |
| Department of Housing and Urban Development | $297,262 |
| Department of Agriculture | $291,259 |
| Federal Communications Commission | $25,150 |
| Department of Defense | $268 |
| Small Business Administration | $0 |
| National Aeronautics and Space Administration | -$0 |
That is $25,175 per covered job, against 6,937 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $174.6 m / 6,937 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,175
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Simpson County, MS: 13 findings, 1 at an alert level, 4 at a watch level and 8 noted
alertSimpson County, MS' covered employment is -3.1% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.1 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchSimpson County, MS' covered employment is -3.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSimpson County, MS' typical home value is -0.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.3424196164892514 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchSimpson County, MS' typical home value of $162,451 scores 20 on the 0-to-100 scale across US counties but 59 across Mississippi counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |20 across US counties - 59 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchSimpson County, MS' years of wages of 4.1 scores 47 on the 0-to-100 scale across US counties but 80 across Mississippi counties, a gap of 33 points.
Period 2026-08.Show the arithmetic
- 33 = |47 across US counties - 80 across Mississippi counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.