Oktibbeha County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.42, -88.88.
Assembled 2026-10-06. Read the brief.
- 64th pct · 1,080th of 3,063 US counties · median $234,566
- 96th pct · 4th of 80 Mississippi counties · median $151,974
- 59th pct · 1,238th of 3,063 US counties · median +2.9%
- 69th pct · 25th of 80 Mississippi counties · median +1.3%
- 44th pct · 780th of 1,399 US counties · median $1,496
- 58th pct · 8th of 18 Mississippi counties · median $1,402
- 71st pct · 913th of 3,221 US counties · median 8,232
- 83rd pct · 14th of 82 Mississippi counties · median 6,322
- 28th pct · 2,298th of 3,221 US counties · median $1,039
- 70th pct · 24th of 82 Mississippi counties · median $903
- 75th pct · 757th of 3,063 US counties · median 4.3
- 96th pct · 4th of 80 Mississippi counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $280,837 (Aug 2026), +3.8% over one year, +24.9% over five
- 64th pct · 1,080th of 3,063 US counties · median $234,566
- 96th pct · 4th of 80 Mississippi counties · median $151,974
| Item | Value | Distance |
|---|---|---|
| Oktibbeha County, MS | $280,837 · +3.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,433/mo (Aug 2026), +5.0% over one year; price-to-rent 16.3
- 44th pct · 780th of 1,399 US counties · median $1,496
- 58th pct · 8th of 18 Mississippi counties · median $1,402
| Item | Value | Distance |
|---|---|---|
| Oktibbeha County, MS | $1,433/mo · +5.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,537 a month on $280,837 at 7.28%, against an average weekly wage worth $4,099 a month: 37.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $280,837 × 80% = $224,670, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,537/mo principal and interest
- wage share = payment / (avg weekly wage $946 × 52 / 12 = $4,099) = 37% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $280,837 / ($946 × 52) = 5.7
- price-to-rent = $280,837 / ($1,433 × 12) = 16.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
20,345 jobs at 1,115 employers (2026 Q1); +0.9% jobs and +0.2% average weekly wage over the year
- 71st pct · 913th of 3,221 US counties · median 8,232
- 83rd pct · 14th of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Oktibbeha County, MS | 20,345 jobs · $946/wk · +0.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 3,369 | $350 | 1.84 | +3.0% |
| Health care and social assistance | 2,240 | $858 | 0.73 | +26.8% |
| Retail trade | 2,227 | $599 | 1.12 | +1.3% |
| Administrative and waste services | 728 | $534 | 0.63 | +4.7% |
| Transportation and warehousing | 677 | $583 | 0.79 | +0.0% |
| Manufacturing | 665 | $1,540 | 0.41 | -20.7% |
| Construction | 469 | $975 | 0.44 | -1.7% |
| Finance and insurance | 439 | $1,706 | 0.53 | -2.9% |
| Other services | 371 | $1,186 | 0.61 | -10.2% |
| Educational services | 289 | $439 | 0.66 | +3.2% |
| Real estate and rental | 277 | $764 | 0.89 | -7.0% |
| Wholesale trade | 251 | $1,423 | 0.32 | -15.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
26 gauges · 0 flooding · 1 with quality panels averaging 90 % · 9 stale
Sites found: 26, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CATALPA CREEK AT MAYHEW, MS | flow 7,130 ft³/s · STALE | 24 km |
| CHUQUATONCHEE CREEK NR WEST POINT, MS | flow 55.0 ft³/s · STALE | 26 km |
| Tibbee Creek near Tibbee | no flooding | 26 km |
| TOMBIGBEE RIVER AT STENNIS LOCK AND DAM, MS | flow 20.0 ft³/s · no flooding | 37 km |
| LUXAPALLILA CREEK NR COLUMBUS, MS | flow 72.9 ft³/s · no flooding | 46 km |
| USGS-07282075 | flow 0.24 ft³/s · STALE | 47 km |
| NOXUBEE RIVER AT MACON, MS | flow 49.8 ft³/s · no flooding | 49 km |
| USGS-07282090 | flow 0.28 ft³/s · STALE | 53 km |
| USGS-07282097 | flow 0.00 ft³/s · STALE | 53 km |
| Tombigbee River at Aberdeen Lock and Dam | no flooding | 55 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
16 wells in 0 named aquifers:
Sites found: 16, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-332710088471701 | depth 185.2 ft · 1956-12-31 | 9 km |
| USGS-332740088464303 | depth 241.9 ft · 1994-09-29 | 9 km |
| USGS-332740088464301 | depth 270.3 ft · 1991-08-19 | 9 km |
| USGS-333509088402801 | depth 141.2 ft · 1993-09-30 | 26 km |
| USGS-333712088384601 | depth 82.4 ft · 1993-08-22 | 31 km |
| USGS-331849089105101 | depth 14.6 ft · 1993-08-22 | 31 km |
| USGS-333402088301001 | depth 11.3 ft · 1985-09-29 | 38 km |
| USGS-333355088282502 | depth 5.68 ft · 1982-12-04 | 41 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.20)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.10 / 0.55
Banks & federal dollars #
$1.6 bn in deposits at 18 offices of 13 banks (SOD June 2026); HHI 2,549, highly concentrated. $365.4 m federal obligations in FY2026 (direct payments $237.6 m, grants $90.9 m), $17,960 per covered job
| Item | Value | Distance |
|---|---|---|
| Renasant Bank | $695.2 m · 44.5% share · 2 offices | |
| The Huntington National Bank | $246.4 m · 15.8% share · 2 offices | |
| Regions Bank | $186.8 m · 12.0% share · 1 office | |
| Oktibbeha, MS | $365.4 m FY2026 · $17,960/job | |
| MULTIPLE RECIPIENTS | $195.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Renasant Bank | $695,235,000 | 44.5% | 2 |
| The Huntington National Bank | $246,399,000 | 15.8% | 2 |
| Regions Bank | $186,812,000 | 12.0% | 1 |
| Guaranty Bank and Trust Company | $144,242,000 | 9.2% | 1 |
| BankFirst Financial Services | $120,821,000 | 7.7% | 2 |
| CB&S Bank, Inc. | $65,612,000 | 4.2% | 2 |
| Bank of Commerce | $32,243,000 | 2.1% | 2 |
| BankPlus | $26,202,000 | 1.7% | 1 |
| Trustmark Bank | $16,261,000 | 1.0% | 1 |
| The Citizens Bank of Philadelphia, Mississippi | $12,901,000 | 0.8% | 1 |
Deposit concentration is 2,549 across 13 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 13 banks with deposits in the county = 44.5² + 15.8² + 12.0² + … (10 more) = 2,549
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $172,734,534 |
| Department of Education | $51,698,136 |
| Department of Commerce | $24,160,778 |
| Department of Veterans Affairs | $22,067,667 |
| Department of Transportation | $20,514,669 |
| Department of Agriculture | $19,823,949 |
| National Science Foundation | $14,454,367 |
| Department of Defense | $14,283,318 |
| Department of Health and Human Services | $11,874,521 |
| Department of Homeland Security | $7,408,000 |
| Department of Energy | $3,214,496 |
| Department of Housing and Urban Development | $2,030,466 |
That is $17,960 per covered job, against 20,345 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $365.4 m / 20,345 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,960
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Oktibbeha County, MS: 11 findings, 3 at a watch level and 8 noted
watchOktibbeha County, MS' price-to-rent ratio of 16.3 scores 42 on the 0-to-100 scale across US counties but 88 across Mississippi counties, a gap of 46 points.
Period 2026-08.Show the arithmetic
- 46 = |42 across US counties - 88 across Mississippi counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchOktibbeha County, MS' average weekly wage of $946 scores 29 on the 0-to-100 scale across US counties but 70 across Mississippi counties, a gap of 42 points.
Period 2026 Q1.Show the arithmetic
- 42 = |29 across US counties - 70 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchOktibbeha County, MS' typical home value of $280,837 scores 65 on the 0-to-100 scale across US counties but 96 across Mississippi counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |65 across US counties - 96 across Mississippi counties|
position among the entities that published this metric this period; not an official level
noteOktibbeha County, MS' covered employment was 0.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteOktibbeha County, MS' typical asking rent rose 0.8% from $1,422 in July 2026 to $1,433 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.8% = (1432.8418803418801 - 1422.052968324571) / 1422.052968324571 × 100
- 1432.8418803418801 = Zillow ZORI, 2026-08
- 1422.052968324571 = Zillow ZORI, 2026-07
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.