Winston County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.08, -89.04.
Assembled 2026-10-06. Read the brief.
- 16th pct · 2,568th of 3,063 US counties · median $234,566
- 46th pct · 43rd of 80 Mississippi counties · median $151,974
- 82nd pct · 526th of 3,063 US counties · median +2.9%
- 82nd pct · 15th of 80 Mississippi counties · median +1.3%
- US counties: not published this period
- Mississippi counties: not published this period
- 37th pct · 2,020th of 3,221 US counties · median 8,232
- 40th pct · 49th of 82 Mississippi counties · median 6,322
- 32nd pct · 2,183rd of 3,221 US counties · median $1,039
- 72nd pct · 23rd of 82 Mississippi counties · median $903
- 20th pct · 2,449th of 3,063 US counties · median 4.3
- 41st pct · 47th of 80 Mississippi counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $150,779 (Aug 2026), +6.4% over one year, +10.0% over five
- 16th pct · 2,568th of 3,063 US counties · median $234,566
- 46th pct · 43rd of 80 Mississippi counties · median $151,974
| Item | Value | Distance |
|---|---|---|
| Winston County, MS | $150,779 · +6.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $825 a month on $150,779 at 7.28%, against an average weekly wage worth $4,164 a month: 19.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $150,779 × 80% = $120,623, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $825/mo principal and interest
- wage share = payment / (avg weekly wage $961 × 52 / 12 = $4,164) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $150,779 / ($961 × 52) = 3.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,014 jobs at 378 employers (2026 Q1); -1.6% jobs and +3.9% average weekly wage over the year
- 37th pct · 2,020th of 3,221 US counties · median 8,232
- 40th pct · 49th of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Winston County, MS | 5,014 jobs · $961/wk · -1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 938 | $1,416 | 2.33 | -8.8% |
| Retail trade | 718 | $602 | 1.47 | -1.1% |
| Accommodation and food services | 390 | $360 | 0.87 | +5.1% |
| Wholesale trade | 268 | $1,798 | 1.40 | +18.1% |
| Administrative and waste services | 264 | $764 | 0.93 | +12.3% |
| Construction | 147 | $932 | 0.56 | -16.9% |
| Transportation and warehousing | 128 | $1,303 | 0.61 | -10.5% |
| Agriculture, forestry, fishing | 86 | $904 | 2.37 | -15.7% |
| Other services | 68 | $558 | 0.45 | -10.5% |
| Finance and insurance | 67 | $1,037 | 0.33 | -4.3% |
| Information | 47 | $1,020 | 0.51 | +147.4% |
| Real estate and rental | 25 | $745 | 0.33 | -10.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
25 gauges · 0 flooding · 6 with quality panels averaging 92 % · 11 stale
Sites found: 25, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| KENTAWKA CREEK TRIBUTARY NEAR PEARL RIVER, MS | DO 0.90 mg/l · quality 75 % (4) · STALE | 35 km |
| PEARL RIVER AT BURNSIDE, MS | flow 1,000 ft³/s | 27 km |
| WOLF CREEK NEAR PEARL RIVER, MS | DO 4.30 mg/l · quality 88 % (4) · STALE | 35 km |
| WOLF CREEK AT INDUSTRIAL DRIVE NR PEARL RIVER, MS | flow 1.48 ft³/s · quality 88 % (4) · STALE | 36 km |
| Jones Creek at Black Jack Road nr Pearl River, MS | DO 9.20 mg/l · quality 100 % (4) · STALE | 37 km |
| YOCKANOOKANY RIVER TRIB NR MCCOOL, MS | stage 1.66 ft · STALE | 37 km |
| BEASHA CREEK NEAR EDINBURG, MS | DO 7.80 mg/l · quality 100 % (4) · STALE | 41 km |
| PEARL RIVER AT EDINBURG, MS | flow 14.9 ft³/s | 42 km |
| NOXUBEE RIVER AT MACON, MS | flow 50.4 ft³/s | 45 km |
| LOBUTCHA CREEK AT RENFROE, MS | flow 128.0 ft³/s | 45 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
11 wells in 0 named aquifers:
Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-331849089105101 | depth 14.6 ft · 1993-08-22 | 29 km |
| USGS-331543089171801 | depth 21.0 ft · 1986-01-14 | 31 km |
| USGS-332710088471701 | depth 185.2 ft · 1956-12-31 | 48 km |
| USGS-332740088464303 | depth 241.9 ft · 1994-09-29 | 48 km |
| USGS-332740088464301 | depth 270.3 ft · 1991-08-19 | 48 km |
| USGS-333021089202901 | depth 134.0 ft · 1993-08-22 | 55 km |
| USGS-333509088402801 | depth 141.2 ft · 1993-09-30 | 66 km |
| USGS-331426088192202 | depth 8.93 ft · 1985-09-29 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.19)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.08 / 0.55
Banks & federal dollars #
$445.9 m in deposits at 8 offices of 4 banks (SOD June 2026); HHI 2,758, highly concentrated. $196.0 m federal obligations in FY2026 (direct payments $120.4 m, contracts $71.9 m), $39,088 per covered job
| Item | Value | Distance |
|---|---|---|
| Renasant Bank | $147.0 m · 33.0% share · 1 office | |
| The Huntington National Bank | $128.1 m · 28.7% share · 2 offices | |
| The Citizens Bank of Philadelphia, Mississippi | $118.8 m · 26.6% share · 3 offices | |
| Winston, MS | $196.0 m FY2026 · $39,088/job | |
| MULTIPLE RECIPIENTS | $114.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Renasant Bank | $147,031,000 | 33.0% | 1 |
| The Huntington National Bank | $128,115,000 | 28.7% | 2 |
| The Citizens Bank of Philadelphia, Mississippi | $118,823,000 | 26.6% | 3 |
| Regions Bank | $51,955,000 | 11.7% | 2 |
Deposit concentration is 2,758 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 33.0² + 28.7² + 26.6² + … (1 more) = 2,758
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $103,251,229 |
| Department of Defense | $71,937,068 |
| Department of Veterans Affairs | $10,467,631 |
| Department of Housing and Urban Development | $4,203,145 |
| Department of Transportation | $2,475,959 |
| Department of Agriculture | $1,945,131 |
| Railroad Retirement Board | $874,430 |
| Federal Communications Commission | $493,521 |
| Department of Health and Human Services | $295,941 |
| Department of Education | $43,774 |
That is $39,088 per covered job, against 5,014 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $196.0 m / 5,014 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $39,088
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Winston County, MS: 6 findings, 3 at a watch level and 3 noted
watchWinston County, MS' covered employment is -1.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWinston County, MS' average weekly wage of $961 scores 32 on the 0-to-100 scale across US counties but 73 across Mississippi counties, a gap of 41 points.
Period 2026 Q1.Show the arithmetic
- 41 = |32 across US counties - 73 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchWinston County, MS' typical home value of $150,779 scores 16 on the 0-to-100 scale across US counties but 47 across Mississippi counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |16 across US counties - 47 across Mississippi counties|
position among the entities that published this metric this period; not an official level
noteWinston County, MS' average weekly wage was 3.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWinston County, MS' covered employment was 1.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.