Scott County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.41, -89.53.
Assembled 2026-10-06. Read the brief.
- 7th pct · 2,821st of 3,063 US counties · median $234,566
- 25th pct · 60th of 80 Mississippi counties · median $151,974
- 28th pct · 6th of 8 counties in the Jackson metro · median $132,124
- 79th pct · 615th of 3,063 US counties · median +2.9%
- 78th pct · 18th of 80 Mississippi counties · median +1.3%
- 85th pct · 2nd of 8 counties in the Jackson metro · median +2.3%
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Jackson metro: not published this period
- 62nd pct · 1,223rd of 3,221 US counties · median 8,232
- 77th pct · 19th of 82 Mississippi counties · median 6,322
- 57th pct · 4th of 8 counties in the Jackson metro · median 10,161
- 28th pct · 2,307th of 3,221 US counties · median $1,039
- 67th pct · 27th of 82 Mississippi counties · median $903
- 42nd pct · 5th of 8 counties in the Jackson metro · median $1,004
- 11th pct · 2,718th of 3,063 US counties · median 4.3
- 24th pct · 61st of 80 Mississippi counties · median 3.3
- 42nd pct · 5th of 8 counties in the Jackson metro · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $125,499 (Aug 2026), +6.0% over one year, -0.6% over five
- 7th pct · 2,821st of 3,063 US counties · median $234,566
- 25th pct · 60th of 80 Mississippi counties · median $151,974
- 28th pct · 6th of 8 counties in the Jackson metro · median $132,124
| Item | Value | Distance |
|---|---|---|
| Scott County, MS | $125,499 · +6.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Jackson metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $687 a month on $125,499 at 7.28%, against an average weekly wage worth $4,095 a month: 16.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $125,499 × 80% = $100,399, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $687/mo principal and interest
- wage share = payment / (avg weekly wage $945 × 52 / 12 = $4,095) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $125,499 / ($945 × 52) = 2.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
13,385 jobs at 535 employers (2026 Q1); -1.0% jobs and +2.3% average weekly wage over the year
- 62nd pct · 1,223rd of 3,221 US counties · median 8,232
- 77th pct · 19th of 82 Mississippi counties · median 6,322
- 57th pct · 4th of 8 counties in the Jackson metro · median 10,161
| Item | Value | Distance |
|---|---|---|
| Scott County, MS | 13,385 jobs · $945/wk · -1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 6,869 | $1,082 | 6.38 | -0.9% |
| Retail trade | 1,250 | $583 | 0.96 | +4.6% |
| Construction | 505 | $1,128 | 0.72 | +7.2% |
| Agriculture, forestry, fishing | 363 | $1,249 | 3.75 | +0.0% |
| Transportation and warehousing | 289 | $945 | 0.51 | +0.0% |
| Administrative and waste services | 287 | $582 | 0.38 | -20.3% |
| Finance and insurance | 162 | $948 | 0.30 | +5.2% |
| Wholesale trade | 107 | $1,351 | 0.21 | -9.3% |
| Utilities | 36 | $1,508 | 0.68 | +0.0% |
| Information | withheld | |||
| Real estate and rental | withheld | |||
| Professional and technical services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$687.1 m in deposits at 7 offices of 6 banks (SOD June 2026); HHI 2,588, highly concentrated. $169.8 m federal obligations in FY2026 (direct payments $140.9 m, contracts $27.8 m), $12,684 per covered job
| Item | Value | Distance |
|---|---|---|
| Community Bank of Mississippi | $255.7 m · 37.2% share · 1 office | |
| The Bank of Forest | $210.6 m · 30.6% share · 1 office | |
| Bank of Commerce | $69.8 m · 10.2% share · 1 office | |
| Scott, MS | $169.8 m FY2026 · $12,684/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community Bank of Mississippi | $255,654,000 | 37.2% | 1 |
| The Bank of Forest | $210,577,000 | 30.6% | 1 |
| Bank of Commerce | $69,785,000 | 10.2% | 1 |
| The Citizens Bank of Philadelphia, Mississippi | $52,008,000 | 7.6% | 2 |
| The Huntington National Bank | $51,926,000 | 7.6% | 1 |
| PriorityOne Bank | $47,167,000 | 6.9% | 1 |
Deposit concentration is 2,588 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 37.2² + 30.6² + 10.2² + … (3 more) = 2,588
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $12,684 per covered job, against 13,385 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $169.8 m / 13,385 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $12,684
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Scott County, MS: 7 findings, 2 at a watch level and 5 noted
watchScott County, MS' covered employment is -1.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchScott County, MS' average weekly wage of $945 scores 28 on the 0-to-100 scale across US counties but 68 across Mississippi counties, a gap of 40 points.
Period 2026 Q1.Show the arithmetic
- 40 = |28 across US counties - 68 across Mississippi counties|
position among the entities that published this metric this period; not an official level
noteScott County, MS' average weekly wage was 2.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScott County, MS' covered employment was 1.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScott County, MS' typical home value fell 0.5% from $126,090 in July 2026 to $125,499 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.5% = (125498.65448270155 - 126089.82889079333) / 126089.82889079333 × 100
- 125498.65448270155 = Zillow ZHVI, 2026-08
- 126089.82889079333 = Zillow ZHVI, 2026-07
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.