Tunica County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.65, -90.37.
Assembled 2026-10-06. Read the brief.
- 19th pct · 2,465th of 3,063 US counties · median $234,566
- 58th pct · 34th of 80 Mississippi counties · median $151,974
- 12th pct · 8th of 9 counties in the Memphis metro · median $222,493
- 80th pct · 599th of 3,063 US counties · median +2.9%
- 79th pct · 17th of 80 Mississippi counties · median +1.3%
- 75th pct · 3rd of 9 counties in the Memphis metro · median +1.7%
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Memphis metro: not published this period
- 38th pct · 1,995th of 3,221 US counties · median 8,232
- 41st pct · 48th of 82 Mississippi counties · median 6,322
- 12th pct · 8th of 9 counties in the Memphis metro · median 11,668
- 12th pct · 2,828th of 3,221 US counties · median $1,039
- 35th pct · 52nd of 82 Mississippi counties · median $903
- 0th pct · 9th of 9 counties in the Memphis metro · median $933
- 34th pct · 2,011th of 3,063 US counties · median 4.3
- 64th pct · 29th of 80 Mississippi counties · median 3.3
- 37th pct · 6th of 9 counties in the Memphis metro · median 4.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $160,214 (Aug 2026), +6.1% over one year, +6.1% over five
- 19th pct · 2,465th of 3,063 US counties · median $234,566
- 58th pct · 34th of 80 Mississippi counties · median $151,974
- 12th pct · 8th of 9 counties in the Memphis metro · median $222,493
| Item | Value | Distance |
|---|---|---|
| Tunica County, MS | $160,214 · +6.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Memphis metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $877 a month on $160,214 at 7.28%, against an average weekly wage worth $3,701 a month: 23.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $160,214 × 80% = $128,171, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $877/mo principal and interest
- wage share = payment / (avg weekly wage $854 × 52 / 12 = $3,701) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $160,214 / ($854 × 52) = 3.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,162 jobs at 268 employers (2026 Q1); -6.2% jobs and +0.5% average weekly wage over the year
- 38th pct · 1,995th of 3,221 US counties · median 8,232
- 41st pct · 48th of 82 Mississippi counties · median 6,322
- 12th pct · 8th of 9 counties in the Memphis metro · median 11,668
| Item | Value | Distance |
|---|---|---|
| Tunica County, MS | 5,162 jobs · $854/wk · -6.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Administrative and waste services | 311 | $682 | 1.06 | -2.2% |
| Manufacturing | 272 | $957 | 0.65 | -10.8% |
| Retail trade | 198 | $613 | 0.39 | +2.1% |
| Agriculture, forestry, fishing | 195 | $739 | 5.23 | -8.0% |
| Real estate and rental | 93 | $911 | 1.18 | +1.1% |
| Construction | 81 | $1,442 | 0.30 | +24.6% |
| Wholesale trade | 53 | $1,192 | 0.27 | -1.9% |
| Finance and insurance | 39 | $838 | 0.19 | -7.1% |
| Professional and technical services | 37 | $635 | 0.10 | -5.1% |
| Other services | 32 | $1,014 | 0.21 | -3.0% |
| Utilities | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$164.7 m in deposits at 4 offices of 3 banks (SOD June 2026); HHI 4,178, highly concentrated. $80.6 m federal obligations in FY2026 (direct payments $57.6 m, grants $17.8 m), $15,611 per covered job
| Item | Value | Distance |
|---|---|---|
| First Security Bank | $93.9 m · 57.0% share · 2 offices | |
| Planters Bank & Trust Company | $37.5 m · 22.8% share · 1 office | |
| Citizens Bank & Trust Co. | $33.2 m · 20.2% share · 1 office | |
| Tunica, MS | $80.6 m FY2026 · $15,611/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Security Bank | $93,893,000 | 57.0% | 2 |
| Planters Bank & Trust Company | $37,529,000 | 22.8% | 1 |
| Citizens Bank & Trust Co. | $33,239,000 | 20.2% | 1 |
Deposit concentration is 4,178 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 57.0² + 22.8² + 20.2² = 4,178
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $15,611 per covered job, against 5,162 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $80.6 m / 5,162 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,611
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Tunica County, MS: 13 findings, 1 at an alert level, 4 at a watch level and 8 noted
alertTunica County, MS' covered employment is -6.2% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.2 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchTunica County, MS' covered employment is -6.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchTunica County, MS' typical home value is -1.3% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.momPct = -1.2896666230564362 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level
watchTunica County, MS' typical home value of $160,214 scores 20 on the 0-to-100 scale across US counties but 58 across Mississippi counties, a gap of 39 points.
Period 2026-08.Show the arithmetic
- 39 = |20 across US counties - 58 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchTunica County, MS' years of wages of 3.6 scores 34 on the 0-to-100 scale across US counties but 65 across Mississippi counties, a gap of 30 points.
Period 2026-08.Show the arithmetic
- 30 = |34 across US counties - 65 across Mississippi counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.