Carroll County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.58, -81.09.
Assembled 2026-10-06. Read the brief.
- 42nd pct · 1,765th of 3,063 US counties · median $234,566
- 47th pct · 47th of 88 Ohio counties · median $219,740
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
- 92nd pct · 220th of 3,063 US counties · median +2.9%
- 97th pct · 3rd of 88 Ohio counties · median +4.2%
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Ohio counties: not published this period
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
- 41st pct · 1,872nd of 3,221 US counties · median 8,232
- 9th pct · 80th of 88 Ohio counties · median 20,657
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
- 35th pct · 2,085th of 3,221 US counties · median $1,039
- 12th pct · 77th of 88 Ohio counties · median $1,081
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
- 49th pct · 1,549th of 3,063 US counties · median 4.3
- 65th pct · 31st of 88 Ohio counties · median 3.7
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $215,331 (Aug 2026), +8.6% over one year, +30.7% over five
- 42nd pct · 1,765th of 3,063 US counties · median $234,566
- 47th pct · 47th of 88 Ohio counties · median $219,740
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Carroll County, OH | $215,331 · +8.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Ohio counties: not published this period
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,179 a month on $215,331 at 7.28%, against an average weekly wage worth $4,212 a month: 28.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $215,331 × 80% = $172,265, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,179/mo principal and interest
- wage share = payment / (avg weekly wage $972 × 52 / 12 = $4,212) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $215,331 / ($972 × 52) = 4.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,939 jobs at 549 employers (2026 Q1); -1.1% jobs and +0.3% average weekly wage over the year
- 41st pct · 1,872nd of 3,221 US counties · median 8,232
- 9th pct · 80th of 88 Ohio counties · median 20,657
- counties in the Canton-Massillon metro: Rank context is unavailable: the manifest lists 2 counties in the Canton-Massillon metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Carroll County, OH | 5,939 jobs · $972/wk · -1.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 862 | $1,148 | 1.80 | -1.3% |
| Retail trade | 777 | $627 | 1.34 | +0.6% |
| Construction | 550 | $1,139 | 1.77 | -7.3% |
| Accommodation and food services | 485 | $345 | 0.91 | -5.3% |
| Transportation and warehousing | 348 | $1,537 | 1.39 | +0.9% |
| Other services | 196 | $585 | 1.10 | +7.7% |
| Mining, oil and gas | 158 | $1,800 | 7.47 | +0.0% |
| Professional and technical services | 124 | $1,540 | 0.30 | -8.8% |
| Real estate and rental | 114 | $1,933 | 1.25 | +8.6% |
| Finance and insurance | 70 | $1,054 | 0.29 | -7.9% |
| Arts, entertainment and recreation | 63 | $530 | 0.64 | +61.5% |
| Information | 25 | $1,274 | 0.23 | +8.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
3 USGS reservoir gauges, no capacity figures to weight
Sites found: 3, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 92 km |
| Pymatuning Reservoir at Pymatuning Dam, PA | 1,008 ft (USGS, no capacity on file) | 115 km |
| Loyalhanna Creek Lake, PA | 3,652 Acre-ft (USGS, no capacity on file) | 139 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
116 gauges · 0 flooding · 21 with quality panels averaging 92 % · 24 stale
Sites found: 116, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Brushy Fork above Clendening Lake OH | stage 1.71 ft · quality 50 % (2) | 37 km |
| Standingstone Fork above Tappan Lake OH | stage 4.67 ft · quality 50 % (2) | 30 km |
| Stillwater Creek above Piedmont Lake OH | stage 1.44 ft · quality 50 % (2) | 55 km |
| Bear Hole Run near Carrollton OH | stage 1.86 ft · quality 100 % (2) | 7 km |
| North Fork McGuire Creek near Carrollton OH | stage 2.03 ft · quality 100 % (2) | 8 km |
| Indian Fork at Dellroy OH | stage 6.80 ft · quality 100 % (2) | 8 km |
| Willow Run near Dellroy OH | stage 2.68 ft · quality 100 % (2) | 9 km |
| McGuire Creek above Leesville Lake OH | stage 4.00 ft · quality 100 % (2) | 13 km |
| Unnamed Tributary near Dellroy OH | stage 5.07 ft · quality 100 % (2) | 14 km |
| McGuire Creek near Leesville OH | flow 9.38 ft³/s | 15 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
65 wells in 3 named aquifers: Sand and gravel aquifers (glaciated regions), Mississippian aquifers, Pennsylvanian aquifers
Sites found: 65, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Pennsylvanian aquifers | depth 32.7 ft · 2026-09-21 | 4 km |
| Sand and gravel aquifers (glaciated regions) | depth 12.7 ft · 2026-07-21 | 32 km |
| Sand and gravel aquifers (glaciated regions) | depth 11.8 ft · 2026-08-31 | 34 km |
| Sand and gravel aquifers (glaciated regions) | depth 34.1 ft · 2026-08-12 | 35 km |
| USGS-405052081193700 | depth 16.1 ft · 1982-10-12 | 36 km |
| Sand and gravel aquifers (glaciated regions) | depth 9.45 ft · 2026-07-21 | 37 km |
| Sand and gravel aquifers (glaciated regions) | depth 14.6 ft · 2026-09-21 | 38 km |
| Sand and gravel aquifers (glaciated regions) | depth 8.19 ft · 2026-08-09 | 39 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.03)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.08 / 0.55
Banks & federal dollars #
$573.8 m in deposits at 8 offices of 5 banks (SOD June 2026); HHI 2,980, highly concentrated. $179.1 m federal obligations in FY2026 (direct payments $170.5 m, grants $8.3 m), $30,153 per covered job
| Item | Value | Distance |
|---|---|---|
| The Huntington National Bank | $243.4 m · 42.4% share · 1 office | |
| Consumers National Bank | $162.3 m · 28.3% share · 2 offices | |
| PNC Bank, National Association | $99.2 m · 17.3% share · 2 offices | |
| Carroll, OH | $179.1 m FY2026 · $30,153/job | |
| MULTIPLE RECIPIENTS | $167.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Huntington National Bank | $243,426,000 | 42.4% | 1 |
| Consumers National Bank | $162,300,000 | 28.3% | 2 |
| PNC Bank, National Association | $99,213,000 | 17.3% | 2 |
| Unified Bank | $46,579,000 | 8.1% | 2 |
| Main Street Bank Corp. | $22,290,000 | 3.9% | 1 |
Deposit concentration is 2,980 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 42.4² + 28.3² + 17.3² + … (2 more) = 2,980
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $155,734,935 |
| Department of Veterans Affairs | $10,858,811 |
| Department of Transportation | $8,296,027 |
| Department of Agriculture | $1,513,904 |
| Railroad Retirement Board | $1,353,179 |
| Federal Communications Commission | $907,397 |
| Department of Housing and Urban Development | $200,180 |
| Department of Defense | $190,655 |
| Department of Education | $23,954 |
| Small Business Administration | $0 |
That is $30,153 per covered job, against 5,939 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $179.1 m / 5,939 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,153
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Carroll County, OH: 9 findings, 2 at a watch level and 7 noted
watchCarroll County, OH's covered employment is -1.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCarroll County, OH's covered employment of 5,939 scores 42 on the 0-to-100 scale across US counties but 9 across Ohio counties, a gap of 33 points.
Period 2026 Q1.Show the arithmetic
- 33 = |42 across US counties - 9 across Ohio counties|
position among the entities that published this metric this period; not an official level
noteCarroll County, OH's covered employment was 1.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCarroll County, OH's typical home value rose 0.8% from $213,629 in July 2026 to $215,331 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.8% = (215330.8925030268 - 213629.0407776142) / 213629.0407776142 × 100
- 215330.8925030268 = Zillow ZHVI, 2026-08
- 213629.0407776142 = Zillow ZHVI, 2026-07
noteCarroll County, OH's average weekly wage was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.