Tuscarawas County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.45, -81.47.
Assembled 2026-10-06. Read the brief.
- 43rd pct · 1,723rd of 3,063 US counties · median $234,566
- 49th pct · 45th of 88 Ohio counties · median $219,740
- 82nd pct · 522nd of 3,063 US counties · median +2.9%
- 82nd pct · 16th of 88 Ohio counties · median +4.2%
- 10th pct · 1,246th of 1,399 US counties · median $1,496
- 22nd pct · 40th of 51 Ohio counties · median $1,327
- 80th pct · 645th of 3,221 US counties · median 8,232
- 68th pct · 28th of 88 Ohio counties · median 20,657
- 47th pct · 1,683rd of 3,221 US counties · median $1,039
- 28th pct · 63rd of 88 Ohio counties · median $1,081
- 46th pct · 1,647th of 3,063 US counties · median 4.3
- 64th pct · 32nd of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $219,080 (Aug 2026), +6.4% over one year, +30.9% over five
- 43rd pct · 1,723rd of 3,063 US counties · median $234,566
- 49th pct · 45th of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Tuscarawas County, OH | $219,080 · +6.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,043/mo (Aug 2026), n/a over one year; price-to-rent 17.5
- 10th pct · 1,246th of 1,399 US counties · median $1,496
- 22nd pct · 40th of 51 Ohio counties · median $1,327
| Item | Value | Distance |
|---|---|---|
| Tuscarawas County, OH | $1,043/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,199 a month on $219,080 at 7.28%, against an average weekly wage worth $4,459 a month: 26.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $219,080 × 80% = $175,264, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,199/mo principal and interest
- wage share = payment / (avg weekly wage $1,029 × 52 / 12 = $4,459) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $219,080 / ($1,029 × 52) = 4.1
- price-to-rent = $219,080 / ($1,043 × 12) = 17.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
36,163 jobs at 2,409 employers (2026 Q1); -1.5% jobs and +2.2% average weekly wage over the year
- 80th pct · 645th of 3,221 US counties · median 8,232
- 68th pct · 28th of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Tuscarawas County, OH | 36,163 jobs · $1,029/wk · -1.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 8,514 | $1,284 | 2.93 | -4.6% |
| Health care and social assistance | 4,753 | $990 | 0.87 | +1.0% |
| Retail trade | 4,181 | $680 | 1.19 | -1.8% |
| Accommodation and food services | 3,428 | $376 | 1.06 | -1.3% |
| Administrative and waste services | 1,894 | $1,107 | 0.92 | +5.0% |
| Construction | 1,561 | $1,174 | 0.82 | -6.5% |
| Wholesale trade | 1,216 | $1,436 | 0.88 | +2.5% |
| Other services | 1,136 | $806 | 1.05 | +0.4% |
| Professional and technical services | 1,079 | $1,234 | 0.43 | +0.1% |
| Finance and insurance | 691 | $1,495 | 0.47 | +8.3% |
| Transportation and warehousing | 664 | $1,232 | 0.44 | -10.0% |
| Mining, oil and gas | 579 | $1,520 | 4.50 | -6.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 127 km |
| Pymatuning Reservoir at Pymatuning Dam, PA | 1,008 ft (USGS, no capacity on file) | 144 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
84 gauges · 0 flooding · 15 with quality panels averaging 88 % · 12 stale
Sites found: 84, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Brushy Fork above Clendening Lake OH | stage 1.72 ft · quality 50 % (2) | 35 km |
| Standingstone Fork above Tappan Lake OH | stage 4.67 ft · quality 50 % (2) | 34 km |
| Stillwater Creek above Piedmont Lake OH | stage 1.45 ft · quality 50 % (2) | 50 km |
| Tuscarawas River at New Philadelphia OH | flow 571.0 ft³/s | 4 km |
| Tuscarawas River below Dover Dam near Dover OH | flow 235.0 ft³/s | 10 km |
| Stillwater Creek at Uhrichsville OH | stage 5.32 ft | 13 km |
| Sugar Creek at Strasburg OH | flow 37.7 ft³/s | 16 km |
| Indian Fork bl Atwood Dam near New Cumberland OH | flow 12.3 ft³/s | 18 km |
| Sugar Creek bl Beach City Dam near Beach City OH | flow 14.0 ft³/s | 22 km |
| Unnamed Tributary near Dellroy OH | stage 5.06 ft · quality 100 % (2) | 23 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
72 wells in 3 named aquifers: Sand and gravel aquifers (glaciated regions), Mississippian aquifers, Pennsylvanian aquifers
Sites found: 72, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Sand and gravel aquifers (glaciated regions) | depth 12.7 ft · 2026-07-21 | 4 km |
| Sand and gravel aquifers (glaciated regions) | depth 11.8 ft · 2026-08-31 | 10 km |
| Sand and gravel aquifers (glaciated regions) | depth 9.45 ft · 2026-07-21 | 18 km |
| Sand and gravel aquifers (glaciated regions) | depth 14.6 ft · 2026-09-21 | 19 km |
| Pennsylvanian aquifers | depth 60.0 ft · 2026-08-09 | 19 km |
| USGS-403813081325200 | depth 7.55 ft · 1980-09-29 | 22 km |
| Sand and gravel aquifers (glaciated regions) | depth 8.19 ft · 2026-08-09 | 22 km |
| Sand and gravel aquifers (glaciated regions) | depth 15.3 ft · 2026-07-21 | 26 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.04)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.12 / 0.55
Banks & federal dollars #
$2.3 bn in deposits at 32 offices of 11 banks (SOD June 2026); HHI 1,684, moderately concentrated. $15.3 m federal obligations in FY2026 (grants $11.0 m, contracts $4.2 m), $422 per covered job
| Item | Value | Distance |
|---|---|---|
| First Federal Community Bank, National Association | $685.2 m · 29.4% share · 5 offices | |
| The Huntington National Bank | $479.3 m · 20.6% share · 5 offices | |
| The First National Bank of Dennison | $247.5 m · 10.6% share · 5 offices | |
| Tuscarawas, OH | $15.3 m FY2026 · $422/job | |
| MULTIPLE RECIPIENTS | $519.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Federal Community Bank, National Association | $685,186,000 | 29.4% | 5 |
| The Huntington National Bank | $479,321,000 | 20.6% | 5 |
| The First National Bank of Dennison | $247,537,000 | 10.6% | 5 |
| SSB Community Bank | $226,714,000 | 9.7% | 3 |
| The Commercial and Savings Bank of Millersburg, Ohio | $216,152,000 | 9.3% | 4 |
| JPMorgan Chase Bank, National Association | $188,546,000 | 8.1% | 2 |
| The Baltic State Bank | $94,923,000 | 4.1% | 2 |
| Unified Bank | $72,102,000 | 3.1% | 3 |
| The Killbuck Savings Bank Company | $62,690,000 | 2.7% | 1 |
| PNC Bank, National Association | $55,582,000 | 2.4% | 1 |
Deposit concentration is 1,684 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 29.4² + 20.6² + 10.6² + … (8 more) = 1,684
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $466,134,707 |
| Department of Veterans Affairs | $48,105,780 |
| Department of Transportation | $9,269,394 |
| Department of Housing and Urban Development | $5,871,381 |
| Railroad Retirement Board | $4,892,501 |
| Department of Defense | $3,286,686 |
| Federal Communications Commission | $1,158,755 |
| Department of Agriculture | $1,111,419 |
| Department of Justice | $759,875 |
| Department of Health and Human Services | $743,144 |
| Environmental Protection Agency | $500,000 |
| Department of Education | $221,691 |
That is $422 per covered job, against 36,163 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $15.3 m / 36,163 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $422
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Tuscarawas County, OH: 7 findings, 2 at a watch level and 5 noted
watchTuscarawas County, OH's covered employment is -1.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchTuscarawas County, OH's typical asking rent rose 3.1% from $1,011 in July 2026 to $1,043 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +3.1% = (1043.0555555555554 - 1011.318490052354) / 1011.318490052354 × 100
- 1043.0555555555554 = Zillow ZORI, 2026-08
- 1011.318490052354 = Zillow ZORI, 2026-07
noteTuscarawas County, OH's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTuscarawas County, OH's covered employment was 1.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTuscarawas County, OH's typical home value rose 0.6% from $217,719 in July 2026 to $219,080 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.6% = (219080.46355129228 - 217719.48471443844) / 217719.48471443844 × 100
- 219080.46355129228 = Zillow ZHVI, 2026-08
- 217719.48471443844 = Zillow ZHVI, 2026-07
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.