Hancock County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.00, -83.67.
Assembled 2026-10-06. Read the brief.
- 52nd pct · 1,460th of 3,063 US counties · median $234,566
- 58th pct · 37th of 88 Ohio counties · median $219,740
- 56th pct · 1,342nd of 3,063 US counties · median +2.9%
- 33rd pct · 59th of 88 Ohio counties · median +4.2%
- 45th pct · 757th of 1,399 US counties · median $1,496
- 62nd pct · 20th of 51 Ohio counties · median $1,327
- 82nd pct · 575th of 3,221 US counties · median 8,232
- 71st pct · 26th of 88 Ohio counties · median 20,657
- 84th pct · 499th of 3,221 US counties · median $1,039
- 88th pct · 11th of 88 Ohio counties · median $1,081
- 33rd pct · 2,036th of 3,063 US counties · median 4.3
- 41st pct · 52nd of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $241,287 (Aug 2026), +3.5% over one year, +26.0% over five
- 52nd pct · 1,460th of 3,063 US counties · median $234,566
- 58th pct · 37th of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Hancock County, OH | $241,287 · +3.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,456/mo (Aug 2026), +6.5% over one year; price-to-rent 13.8
- 45th pct · 757th of 1,399 US counties · median $1,496
- 62nd pct · 20th of 51 Ohio counties · median $1,327
| Item | Value | Distance |
|---|---|---|
| Hancock County, OH | $1,456/mo · +6.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,321 a month on $241,287 at 7.28%, against an average weekly wage worth $5,625 a month: 23.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $241,287 × 80% = $193,030, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,321/mo principal and interest
- wage share = payment / (avg weekly wage $1,298 × 52 / 12 = $5,625) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $241,287 / ($1,298 × 52) = 3.6
- price-to-rent = $241,287 / ($1,456 × 12) = 13.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
43,221 jobs at 1,924 employers (2026 Q1); -0.8% jobs and -5.3% average weekly wage over the year
- 82nd pct · 575th of 3,221 US counties · median 8,232
- 71st pct · 26th of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Hancock County, OH | 43,221 jobs · $1,298/wk · -0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 10,375 | $1,320 | 2.98 | -3.0% |
| Health care and social assistance | 6,053 | $1,137 | 0.93 | -1.2% |
| Transportation and warehousing | 4,716 | $1,506 | 2.59 | +5.6% |
| Accommodation and food services | 3,910 | $419 | 1.01 | +0.1% |
| Retail trade | 3,767 | $724 | 0.89 | -2.0% |
| Management of companies | 1,991 | $4,571 | 2.75 | +1.5% |
| Wholesale trade | 1,653 | $1,494 | 1.00 | -7.2% |
| Administrative and waste services | 1,403 | $866 | 0.57 | +8.3% |
| Other services | 1,260 | $703 | 0.98 | -0.6% |
| Professional and technical services | 960 | $1,641 | 0.32 | -1.9% |
| Educational services | 783 | $1,006 | 0.84 | -6.2% |
| Finance and insurance | 589 | $1,855 | 0.33 | -1.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
59 gauges · 0 flooding · 13 with quality panels averaging 94 % · 22 stale
Sites found: 59, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Eagle Creek above Findlay OH | flow 7.60 ft³/s · quality 60 % (5) | 3 km |
| Blanchard River near Findlay OH | flow 45.3 ft³/s | 6 km |
| Lye Creek above Findlay OH | flow 1.13 ft³/s | 7 km |
| Blanchard River above Findlay OH | flow 15.4 ft³/s | 8 km |
| Blanchard River below Mt. Blanchard OH | flow 16.4 ft³/s | 12 km |
| The Outlet near Findlay OH | flow 76.6 ft³/s · STALE | 13 km |
| USGS-405051083391201 | flow 0.00 ft³/s · STALE | 17 km |
| USGS-405051083391001 | flow 0.00 ft³/s · STALE | 17 km |
| Blanchard River at Gilboa OH | flow 63.6 ft³/s | 21 km |
| Riley Creek below Pandora OH | flow 7.91 ft³/s | 26 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
30 wells in 2 named aquifers: Silurian-Devonian aquifers, Sand and gravel aquifers (glaciated regions)
Sites found: 30, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-405332083421700 | depth 2.91 ft · 1982-10-28 | 12 km |
| Silurian-Devonian aquifers | depth 6.71 ft · 2026-07-12 | 17 km |
| Silurian-Devonian aquifers | depth 7.14 ft · 2026-10-05 | 25 km |
| Silurian-Devonian aquifers | depth 16.3 ft · 2026-09-15 | 34 km |
| Silurian-Devonian aquifers | depth 11.0 ft · 2026-07-15 | 36 km |
| Silurian-Devonian aquifers | depth 28.5 ft · 2026-07-12 | 36 km |
| Silurian-Devonian aquifers | depth 20.3 ft · 2026-07-12 | 45 km |
| Silurian-Devonian aquifers | depth 21.1 ft · 2026-06-29 | 47 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.02)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.06 / 0.55
Banks & federal dollars #
$1.9 bn in deposits at 22 offices of 12 banks (SOD June 2026); HHI 1,843, highly concentrated. $1.0 bn federal obligations in FY2026 (contracts $589.2 m, direct payments $429.3 m), $24,078 per covered job
| Item | Value | Distance |
|---|---|---|
| Fifth Third Bank, National Association | $556.0 m · 29.6% share · 3 offices | |
| WesBanco Bank, Inc. | $357.9 m · 19.1% share · 3 offices | |
| The Huntington National Bank | $354.2 m · 18.9% share · 4 offices | |
| Hancock, OH | $1.0 bn FY2026 · $24,078/job | |
| MARATHON PETROLEUM COMPANY LP | $583.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Fifth Third Bank, National Association | $556,029,000 | 29.6% | 3 |
| WesBanco Bank, Inc. | $357,938,000 | 19.1% | 3 |
| The Huntington National Bank | $354,203,000 | 18.9% | 4 |
| JPMorgan Chase Bank, National Association | $257,243,000 | 13.7% | 2 |
| The Old Fort Banking Company | $102,711,000 | 5.5% | 1 |
| The Union Bank Company | $49,467,000 | 2.6% | 1 |
| The First National Bank of Pandora | $49,248,000 | 2.6% | 2 |
| KeyBank National Association | $47,110,000 | 2.5% | 1 |
| The Citizens National Bank of Bluffton | $45,358,000 | 2.4% | 1 |
| The State Bank and Trust Company | $33,741,000 | 1.8% | 2 |
Deposit concentration is 1,843 across 12 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 29.6² + 19.1² + 18.9² + … (9 more) = 1,843
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Defense | $588,110,792 |
| Social Security Administration | $378,940,868 |
| Department of Veterans Affairs | $28,605,179 |
| Department of Transportation | $16,286,863 |
| Department of Agriculture | $10,734,735 |
| Department of Health and Human Services | $5,307,178 |
| Department of Housing and Urban Development | $5,303,006 |
| Department of Education | $4,150,912 |
| Railroad Retirement Board | $2,025,250 |
| Federal Communications Commission | $736,411 |
| Department of Homeland Security | $494,375 |
| Small Business Administration | $0 |
That is $24,078 per covered job, against 43,221 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.0 bn / 43,221 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,078
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Hancock County, OH: 8 findings, 2 at a watch level and 6 noted
watchHancock County, OH's average weekly wage is -5.3% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -5.3 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchHancock County, OH's covered employment is -0.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteHancock County, OH's average weekly wage was 5.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -5.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHancock County, OH's covered employment was 0.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHancock County, OH's typical home value rose 0.4% from $240,308 in July 2026 to $241,287 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (241287.154589555 - 240308.1270555091) / 240308.1270555091 × 100
- 241287.154589555 = Zillow ZHVI, 2026-08
- 240308.1270555091 = Zillow ZHVI, 2026-07
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.