Wyandot County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.84, -83.31.
Assembled 2026-10-06. Read the brief.
- 35th pct · 1,987th of 3,063 US counties · median $234,566
- 36th pct · 56th of 88 Ohio counties · median $219,740
- 78th pct · 661st of 3,063 US counties · median +2.9%
- 77th pct · 21st of 88 Ohio counties · median +4.2%
- US counties: not published this period
- Ohio counties: not published this period
- 55th pct · 1,429th of 3,221 US counties · median 8,232
- 17th pct · 73rd of 88 Ohio counties · median 20,657
- 58th pct · 1,332nd of 3,221 US counties · median $1,039
- 48th pct · 45th of 88 Ohio counties · median $1,081
- 31st pct · 2,107th of 3,063 US counties · median 4.3
- 34th pct · 58th of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $194,962 (Aug 2026), +5.8% over one year, +27.4% over five
- 35th pct · 1,987th of 3,063 US counties · median $234,566
- 36th pct · 56th of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Wyandot County, OH | $194,962 · +5.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Ohio counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,067 a month on $194,962 at 7.28%, against an average weekly wage worth $4,680 a month: 22.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $194,962 × 80% = $155,970, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,067/mo principal and interest
- wage share = payment / (avg weekly wage $1,080 × 52 / 12 = $4,680) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $194,962 / ($1,080 × 52) = 3.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
10,281 jobs at 591 employers (2026 Q1); +5.0% jobs and +1.2% average weekly wage over the year
- 55th pct · 1,429th of 3,221 US counties · median 8,232
- 17th pct · 73rd of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Wyandot County, OH | 10,281 jobs · $1,080/wk · +5.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 3,300 | $1,292 | 3.99 | +3.1% |
| Construction | 979 | $1,574 | 1.82 | +4.8% |
| Retail trade | 800 | $693 | 0.80 | -3.5% |
| Accommodation and food services | 631 | $285 | 0.68 | +20.2% |
| Wholesale trade | 628 | $979 | 1.59 | -2.9% |
| Administrative and waste services | 332 | $771 | 0.57 | +52.3% |
| Other services | 283 | $769 | 0.92 | -0.4% |
| Finance and insurance | 216 | $1,449 | 0.52 | +4.9% |
| Mining, oil and gas | 149 | $1,394 | 4.07 | +12.9% |
| Agriculture, forestry, fishing | 135 | $1,103 | 1.82 | -20.6% |
| Real estate and rental | 36 | $626 | 0.23 | +0.0% |
| Information | 20 | $800 | 0.11 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$665.8 m in deposits at 10 offices of 6 banks (SOD June 2026); HHI 2,393, highly concentrated. $142.0 m federal obligations in FY2026 (direct payments $137.6 m, grants $3.9 m), $13,808 per covered job
| Item | Value | Distance |
|---|---|---|
| The First Citizens National Bank of Upper Sandusky | $210.4 m · 31.6% share · 3 offices | |
| WesBanco Bank, Inc. | $187.6 m · 28.2% share · 2 offices | |
| The First National Bank of Sycamore | $134.1 m · 20.1% share · 2 offices | |
| Wyandot, OH | $142.0 m FY2026 · $13,808/job | |
| MULTIPLE RECIPIENTS | $130.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The First Citizens National Bank of Upper Sandusky | $210,432,000 | 31.6% | 3 |
| WesBanco Bank, Inc. | $187,618,000 | 28.2% | 2 |
| The First National Bank of Sycamore | $134,073,000 | 20.1% | 2 |
| The Huntington National Bank | $79,490,000 | 11.9% | 1 |
| JPMorgan Chase Bank, National Association | $47,566,000 | 7.1% | 1 |
| Community First Bank, National Association | $6,668,000 | 1.0% | 1 |
Deposit concentration is 2,393 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 31.6² + 28.2² + 20.1² + … (3 more) = 2,393
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $119,638,274 |
| Department of Veterans Affairs | $9,522,495 |
| Department of Agriculture | $8,510,673 |
| Department of Transportation | $2,792,713 |
| Railroad Retirement Board | $1,085,089 |
| Department of Housing and Urban Development | $274,086 |
| Federal Communications Commission | $132,384 |
| Small Business Administration | $0 |
That is $13,808 per covered job, against 10,281 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $142.0 m / 10,281 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,808
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Wyandot County, OH: 8 findings, 1 at a watch level and 7 noted
watchWyandot County, OH's covered employment of 10,281 scores 56 on the 0-to-100 scale across US counties but 17 across Ohio counties, a gap of 38 points.
Period 2026 Q1.Show the arithmetic
- 38 = |56 across US counties - 17 across Ohio counties|
position among the entities that published this metric this period; not an official level
noteWyandot County, OH's covered employment was 5.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWyandot County, OH's average weekly wage was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWyandot County, OH's covered employment of +5.0% ranks 3rd of 88 Ohio counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 98 on the 0-to-100 scale across 88 Ohio counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteWyandot County, OH's covered employment of +5.0% ranks 195th of 3,221 US counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 94 on the 0-to-100 scale across 3221 US counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.