Huron County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.15, -82.59.
Assembled 2026-10-06. Read the brief.
- 37th pct · 1,917th of 3,063 US counties · median $234,566
- 39th pct · 54th of 88 Ohio counties · median $219,740
- 75th pct · 753rd of 3,063 US counties · median +2.9%
- 72nd pct · 25th of 88 Ohio counties · median +4.2%
- 46th pct · 755th of 1,399 US counties · median $1,496
- 64th pct · 19th of 51 Ohio counties · median $1,327
- 71st pct · 904th of 3,221 US counties · median 8,232
- 49th pct · 45th of 88 Ohio counties · median 20,657
- 49th pct · 1,611th of 3,221 US counties · median $1,039
- 31st pct · 61st of 88 Ohio counties · median $1,081
- 37th pct · 1,913th of 3,063 US counties · median 4.3
- 47th pct · 47th of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $201,419 (Aug 2026), +5.4% over one year, +27.5% over five
- 37th pct · 1,917th of 3,063 US counties · median $234,566
- 39th pct · 54th of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Huron County, OH | $201,419 · +5.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,457/mo (Aug 2026), +7.0% over one year; price-to-rent 11.5
- 46th pct · 755th of 1,399 US counties · median $1,496
- 64th pct · 19th of 51 Ohio counties · median $1,327
| Item | Value | Distance |
|---|---|---|
| Huron County, OH | $1,457/mo · +7.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,103 a month on $201,419 at 7.28%, against an average weekly wage worth $4,502 a month: 24.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $201,419 × 80% = $161,135, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,103/mo principal and interest
- wage share = payment / (avg weekly wage $1,039 × 52 / 12 = $4,502) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $201,419 / ($1,039 × 52) = 3.7
- price-to-rent = $201,419 / ($1,457 × 12) = 11.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
20,622 jobs at 1,372 employers (2026 Q1); -1.2% jobs and +1.4% average weekly wage over the year
- 71st pct · 904th of 3,221 US counties · median 8,232
- 49th pct · 45th of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Huron County, OH | 20,622 jobs · $1,039/wk · -1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 6,113 | $1,211 | 3.68 | -0.2% |
| Health care and social assistance | 2,426 | $1,111 | 0.78 | -0.4% |
| Retail trade | 2,158 | $620 | 1.07 | +1.0% |
| Accommodation and food services | 1,584 | $332 | 0.85 | +2.7% |
| Transportation and warehousing | 1,156 | $1,227 | 1.33 | +0.4% |
| Other services | 656 | $667 | 1.06 | -3.8% |
| Administrative and waste services | 452 | $774 | 0.39 | +7.9% |
| Finance and insurance | 402 | $1,463 | 0.48 | +0.8% |
| Professional and technical services | 272 | $924 | 0.19 | -6.5% |
| Educational services | 272 | $512 | 0.61 | +0.4% |
| Real estate and rental | 133 | $908 | 0.42 | +8.1% |
| Arts, entertainment and recreation | 116 | $550 | 0.34 | -9.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
54 gauges · 0 flooding · 7 with quality panels averaging 97 % · 18 stale
Sites found: 54, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Vermilion River near Fitchville OH | flow 0.40 ft³/s · STALE | 11 km |
| Huron River at Milan OH | flow 31.5 ft³/s · quality 100 % (5) | 17 km |
| Old Woman Creek at Berlin Rd near Huron OH | flow 0.82 ft³/s | 24 km |
| Black Fork Mohican River at Shelby OH | flow 0.68 ft³/s | 30 km |
| Vermilion River near Vermilion OH | flow 9.62 ft³/s · quality 100 % (5) | 35 km |
| Touby Run at W 6th St at Mansfield OH | flow 2.31 ft³/s | 43 km |
| West Branch Black River above Elyria OH | flow 4.70 ft³/s · STALE | 43 km |
| Honey Creek at Melmore OH | flow 9.44 ft³/s | 45 km |
| USGS-404543082490800 | flow 0.00 ft³/s · STALE | 47 km |
| USGS-404755082550600 | flow 0.00 ft³/s · STALE | 47 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
29 wells in 3 named aquifers: Sand and gravel aquifers (glaciated regions), Silurian-Devonian aquifers, Mississippian aquifers
Sites found: 29, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Sand and gravel aquifers (glaciated regions) | depth 31.5 ft · 2026-07-13 | 20 km |
| USGS-411819082493900 | depth 53.2 ft · 2026-10-05 | 26 km |
| Sand and gravel aquifers (glaciated regions) | depth 12.7 ft · 2026-08-12 | 37 km |
| Sand and gravel aquifers (glaciated regions) | depth 23.4 ft · 2026-07-13 | 39 km |
| USGS-411545082072400 | depth 7.06 ft · 1982-10-06 | 42 km |
| Sand and gravel aquifers (glaciated regions) | depth 2.75 ft · 2026-07-13 | 42 km |
| Silurian-Devonian aquifers | depth 17.5 ft · 2026-07-12 | 45 km |
| Sand and gravel aquifers (glaciated regions) | depth 19.1 ft · 2026-07-13 | 47 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55
Banks & federal dollars #
$1.3 bn in deposits at 21 offices of 9 banks (SOD June 2026); HHI 1,441, moderately concentrated. $383.4 m federal obligations in FY2026 (direct payments $363.3 m, grants $20.0 m), $18,591 per covered job
| Item | Value | Distance |
|---|---|---|
| Civista Bank | $266.7 m · 20.9% share · 5 offices | |
| PNC Bank, National Association | $243.3 m · 19.1% share · 2 offices | |
| The Croghan Colonial Bank | $180.6 m · 14.1% share · 3 offices | |
| Huron, OH | $383.4 m FY2026 · $18,591/job | |
| MULTIPLE RECIPIENTS | $354.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Civista Bank | $266,699,000 | 20.9% | 5 |
| PNC Bank, National Association | $243,318,000 | 19.1% | 2 |
| The Croghan Colonial Bank | $180,560,000 | 14.1% | 3 |
| WesBanco Bank, Inc. | $160,708,000 | 12.6% | 3 |
| KeyBank National Association | $121,086,000 | 9.5% | 2 |
| The First National Bank of Bellevue | $118,467,000 | 9.3% | 2 |
| Sutton Bank | $115,668,000 | 9.1% | 2 |
| The Huntington National Bank | $65,228,000 | 5.1% | 1 |
| Woodforest National Bank | $5,487,000 | 0.4% | 1 |
Deposit concentration is 1,441 across 9 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 20.9² + 19.1² + 14.1² + … (6 more) = 1,441
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $297,406,516 |
| Department of Veterans Affairs | $35,762,335 |
| Railroad Retirement Board | $21,732,458 |
| Department of Transportation | $18,884,304 |
| Department of Agriculture | $4,324,439 |
| Department of Housing and Urban Development | $3,134,505 |
| Department of Health and Human Services | $1,000,000 |
| Department of Education | $857,602 |
| Federal Communications Commission | $244,097 |
| Department of Defense | $36,567 |
| Small Business Administration | $0 |
That is $18,591 per covered job, against 20,622 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $383.4 m / 20,622 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,591
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Huron County, OH: 9 findings, 1 at a watch level and 8 noted
watchHuron County, OH's covered employment is -1.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteHuron County, OH's average weekly wage was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHuron County, OH's covered employment was 1.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHuron County, OH's typical asking rent rose 0.9% from $1,443 in July 2026 to $1,457 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.9% = (1456.5 - 1442.868296954413) / 1442.868296954413 × 100
- 1456.5 = Zillow ZORI, 2026-08
- 1442.868296954413 = Zillow ZORI, 2026-07
noteHuron County, OH's typical home value rose 0.4% from $200,570 in July 2026 to $201,419 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (201418.91399188232 - 200569.83588709342) / 200569.83588709342 × 100
- 201418.91399188232 = Zillow ZHVI, 2026-08
- 200569.83588709342 = Zillow ZHVI, 2026-07
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.