Crawford County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.85, -82.92.
Assembled 2026-10-06. Read the brief.
- 20th pct · 2,440th of 3,063 US counties · median $234,566
- 10th pct · 79th of 88 Ohio counties · median $219,740
- 71st pct · 863rd of 3,063 US counties · median +2.9%
- 67th pct · 29th of 88 Ohio counties · median +4.2%
- US counties: not published this period
- Ohio counties: not published this period
- 59th pct · 1,310th of 3,221 US counties · median 8,232
- 27th pct · 64th of 88 Ohio counties · median 20,657
- 41st pct · 1,892nd of 3,221 US counties · median $1,039
- 18th pct · 72nd of 88 Ohio counties · median $1,081
- 22nd pct · 2,365th of 3,063 US counties · median 4.3
- 17th pct · 73rd of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $162,316 (Aug 2026), +5.0% over one year, +30.4% over five
- 20th pct · 2,440th of 3,063 US counties · median $234,566
- 10th pct · 79th of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Crawford County, OH | $162,316 · +5.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Ohio counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $888 a month on $162,316 at 7.28%, against an average weekly wage worth $4,333 a month: 20.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $162,316 × 80% = $129,853, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $888/mo principal and interest
- wage share = payment / (avg weekly wage $1,000 × 52 / 12 = $4,333) = 21% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $162,316 / ($1,000 × 52) = 3.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,162 jobs at 923 employers (2026 Q1); -4.3% jobs and +4.8% average weekly wage over the year
- 59th pct · 1,310th of 3,221 US counties · median 8,232
- 27th pct · 64th of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Crawford County, OH | 12,162 jobs · $1,000/wk · -4.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,743 | $1,103 | 1.78 | -2.6% |
| Retail trade | 1,322 | $630 | 1.12 | -1.1% |
| Accommodation and food services | 1,126 | $348 | 1.03 | -5.1% |
| Finance and insurance | 536 | $1,594 | 1.08 | -0.4% |
| Construction | 475 | $1,065 | 0.74 | -29.4% |
| Administrative and waste services | 461 | $812 | 0.67 | -18.6% |
| Transportation and warehousing | 446 | $902 | 0.87 | -2.6% |
| Other services | 354 | $578 | 0.97 | -8.3% |
| Real estate and rental | 50 | $693 | 0.27 | +13.6% |
| Arts, entertainment and recreation | 49 | $247 | 0.24 | +16.7% |
| Information | 38 | $1,323 | 0.17 | +22.6% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$1.1 bn in deposits at 15 offices of 8 banks (SOD June 2026); HHI 1,557, moderately concentrated. $297.7 m federal obligations in FY2026 (direct payments $285.7 m, grants $11.9 m), $24,475 per covered job
| Item | Value | Distance |
|---|---|---|
| First Federal Community Bank of Bucyrus | $271.5 m · 24.4% share · 5 offices | |
| The Park National Bank | $224.4 m · 20.2% share · 2 offices | |
| CNB Bank | $142.7 m · 12.8% share · 1 office | |
| Crawford, OH | $297.7 m FY2026 · $24,475/job | |
| MULTIPLE RECIPIENTS | $267.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Federal Community Bank of Bucyrus | $271,534,000 | 24.4% | 5 |
| The Park National Bank | $224,417,000 | 20.2% | 2 |
| CNB Bank | $142,683,000 | 12.8% | 1 |
| Peoples Savings and Loan Company | $126,212,000 | 11.4% | 2 |
| The Huntington National Bank | $116,948,000 | 10.5% | 1 |
| First Federal Bank of Ohio | $97,934,000 | 8.8% | 2 |
| Civista Bank | $68,316,000 | 6.1% | 1 |
| Galion Building and Loan Bank | $63,306,000 | 5.7% | 1 |
Deposit concentration is 1,557 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 24.4² + 20.2² + 12.8² + … (5 more) = 1,557
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $240,525,663 |
| Department of Veterans Affairs | $23,644,871 |
| Department of Transportation | $11,876,147 |
| Department of Agriculture | $11,581,676 |
| Department of Housing and Urban Development | $4,400,968 |
| Railroad Retirement Board | $3,565,955 |
| Federal Communications Commission | $2,052,057 |
| Department of Education | $43,574 |
| Small Business Administration | $0 |
| Department of Justice | $0 |
| Environmental Protection Agency | $0 |
| Department of Homeland Security | $0 |
That is $24,475 per covered job, against 12,162 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $297.7 m / 12,162 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,475
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crawford County, OH: 9 findings, 1 at an alert level, 2 at a watch level and 6 noted
alertCrawford County, OH's covered employment is -4.3% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.3 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchCrawford County, OH's covered employment is -4.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCrawford County, OH's covered employment of 12,162 scores 59 on the 0-to-100 scale across US counties but 28 across Ohio counties, a gap of 32 points.
Period 2026 Q1.Show the arithmetic
- 32 = |59 across US counties - 28 across Ohio counties|
position among the entities that published this metric this period; not an official level
noteCrawford County, OH's average weekly wage was 4.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrawford County, OH's covered employment was 4.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.