Knox County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.40, -82.42.
Assembled 2026-10-06. Read the brief.
- 67th pct · 997th of 3,063 US counties · median $234,566
- 83rd pct · 15th of 88 Ohio counties · median $219,740
- 71st pct · 875th of 3,063 US counties · median +2.9%
- 66th pct · 30th of 88 Ohio counties · median +4.2%
- 37th pct · 875th of 1,399 US counties · median $1,496
- 54th pct · 24th of 51 Ohio counties · median $1,327
- 71st pct · 918th of 3,221 US counties · median 8,232
- 48th pct · 46th of 88 Ohio counties · median 20,657
- 57th pct · 1,377th of 3,221 US counties · median $1,039
- 43rd pct · 50th of 88 Ohio counties · median $1,081
- 67th pct · 986th of 3,063 US counties · median 4.3
- 83rd pct · 15th of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $290,888 (Aug 2026), +4.9% over one year, +34.9% over five
- 67th pct · 997th of 3,063 US counties · median $234,566
- 83rd pct · 15th of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Knox County, OH | $290,888 · +4.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,363/mo (Aug 2026), n/a over one year; price-to-rent 17.8
- 37th pct · 875th of 1,399 US counties · median $1,496
- 54th pct · 24th of 51 Ohio counties · median $1,327
| Item | Value | Distance |
|---|---|---|
| Knox County, OH | $1,363/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,592 a month on $290,888 at 7.28%, against an average weekly wage worth $4,650 a month: 34.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $290,888 × 80% = $232,710, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,592/mo principal and interest
- wage share = payment / (avg weekly wage $1,073 × 52 / 12 = $4,650) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $290,888 / ($1,073 × 52) = 5.2
- price-to-rent = $290,888 / ($1,363 × 12) = 17.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
20,233 jobs at 1,368 employers (2026 Q1); +0.5% jobs and +1.4% average weekly wage over the year
- 71st pct · 918th of 3,221 US counties · median 8,232
- 48th pct · 46th of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Knox County, OH | 20,233 jobs · $1,073/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,274 | $1,437 | 2.63 | -1.9% |
| Health care and social assistance | 3,161 | $1,082 | 1.04 | -0.3% |
| Retail trade | 2,137 | $628 | 1.08 | +0.0% |
| Accommodation and food services | 1,887 | $393 | 1.04 | +7.7% |
| Construction | 1,278 | $1,522 | 1.20 | +4.8% |
| Educational services | 1,266 | $1,157 | 2.91 | +1.4% |
| Administrative and waste services | 718 | $796 | 0.62 | +12.0% |
| Other services | 544 | $782 | 0.90 | +6.7% |
| Wholesale trade | 432 | $1,183 | 0.56 | -1.4% |
| Finance and insurance | 406 | $1,614 | 0.49 | +1.2% |
| Professional and technical services | 332 | $1,440 | 0.24 | -15.7% |
| Transportation and warehousing | 191 | $1,114 | 0.22 | -5.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 18 offices of 11 banks (SOD June 2026); HHI 3,311, highly concentrated. $381.0 m federal obligations in FY2026 (direct payments $369.8 m, grants $10.9 m), $18,828 per covered job
| Item | Value | Distance |
|---|---|---|
| The Park National Bank | $620.4 m · 53.8% share · 6 offices | |
| The Huntington National Bank | $142.6 m · 12.4% share · 1 office | |
| PNC Bank, National Association | $142.5 m · 12.4% share · 1 office | |
| Knox, OH | $381.0 m FY2026 · $18,828/job | |
| MULTIPLE RECIPIENTS | $352.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Park National Bank | $620,421,000 | 53.8% | 6 |
| The Huntington National Bank | $142,609,000 | 12.4% | 1 |
| PNC Bank, National Association | $142,542,000 | 12.4% | 1 |
| The Killbuck Savings Bank Company | $92,578,000 | 8.0% | 2 |
| The Peoples Bank | $54,294,000 | 4.7% | 2 |
| CNB Bank | $39,777,000 | 3.5% | 1 |
| THE HOME LOAN SAVINGS BANK | $23,275,000 | 2.0% | 1 |
| First Federal Savings and Loan Association | $16,729,000 | 1.5% | 1 |
| Peoples Bank | $15,196,000 | 1.3% | 1 |
| Woodforest National Bank | $2,949,000 | 0.3% | 1 |
Deposit concentration is 3,311 across 11 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 53.8² + 12.4² + 12.4² + … (8 more) = 3,311
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $316,446,211 |
| Department of Veterans Affairs | $34,633,796 |
| Department of Transportation | $8,736,534 |
| Department of Housing and Urban Development | $7,090,081 |
| Department of Education | $5,100,816 |
| Department of Agriculture | $4,222,210 |
| Railroad Retirement Board | $1,553,997 |
| Department of Health and Human Services | $1,360,995 |
| Federal Communications Commission | $937,523 |
| National Science Foundation | $858,516 |
| Department of the Treasury | $15,000 |
| Small Business Administration | $0 |
That is $18,828 per covered job, against 20,233 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $381.0 m / 20,233 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,828
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Knox County, OH: 6 findings, 6 noted
noteKnox County, OH's average weekly wage was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteKnox County, OH's covered employment was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteKnox County, OH's typical home value rose 0.4% from $289,741 in July 2026 to $290,888 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (290887.9362227553 - 289740.69819841004) / 289740.69819841004 × 100
- 290887.9362227553 = Zillow ZHVI, 2026-08
- 289740.69819841004 = Zillow ZHVI, 2026-07
noteKnox County, OH's typical asking rent rose 0.3% from $1,358 in July 2026 to $1,363 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.3% = (1362.6587301587304 - 1358.0764007813536) / 1358.0764007813536 × 100
- 1362.6587301587304 = Zillow ZORI, 2026-08
- 1358.0764007813536 = Zillow ZORI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Knox County, OH is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.