Licking County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.09, -82.48.
Assembled 2026-10-06. Read the brief.
- 77th pct · 675th of 3,063 US counties · median $234,566
- 91st pct · 8th of 88 Ohio counties · median $219,740
- 66th pct · 4th of 10 counties in the Columbus metro · median $325,620
- 61st pct · 1,176th of 3,063 US counties · median +2.9%
- 47th pct · 47th of 88 Ohio counties · median +4.2%
- 77th pct · 3rd of 10 counties in the Columbus metro · median +1.9%
- 77th pct · 311th of 1,399 US counties · median $1,496
- 94th pct · 4th of 51 Ohio counties · median $1,327
- 83rd pct · 2nd of 7 counties in the Columbus metro · median $1,648
- 88th pct · 368th of 3,221 US counties · median 8,232
- 83rd pct · 15th of 88 Ohio counties · median 20,657
- 77th pct · 3rd of 10 counties in the Columbus metro · median 29,630
- 84th pct · 513th of 3,221 US counties · median $1,039
- 86th pct · 12th of 88 Ohio counties · median $1,081
- 66th pct · 4th of 10 counties in the Columbus metro · median $1,115
- 65th pct · 1,044th of 3,063 US counties · median 4.3
- 82nd pct · 16th of 88 Ohio counties · median 3.7
- 22nd pct · 8th of 10 counties in the Columbus metro · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $341,918 (Aug 2026), +4.0% over one year, +31.3% over five
- 77th pct · 675th of 3,063 US counties · median $234,566
- 91st pct · 8th of 88 Ohio counties · median $219,740
- 66th pct · 4th of 10 counties in the Columbus metro · median $325,620
| Item | Value | Distance |
|---|---|---|
| Licking County, OH | $341,918 · +4.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,882/mo (Aug 2026), +3.7% over one year; price-to-rent 15.1
- 77th pct · 311th of 1,399 US counties · median $1,496
- 94th pct · 4th of 51 Ohio counties · median $1,327
- 83rd pct · 2nd of 7 counties in the Columbus metro · median $1,648
| Item | Value | Distance |
|---|---|---|
| Licking County, OH | $1,882/mo · +3.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,872 a month on $341,918 at 7.28%, against an average weekly wage worth $5,586 a month: 33.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $341,918 × 80% = $273,535, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,872/mo principal and interest
- wage share = payment / (avg weekly wage $1,289 × 52 / 12 = $5,586) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $341,918 / ($1,289 × 52) = 5.1
- price-to-rent = $341,918 / ($1,882 × 12) = 15.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
77,041 jobs at 4,027 employers (2026 Q1); +5.5% jobs and +8.5% average weekly wage over the year
- 88th pct · 368th of 3,221 US counties · median 8,232
- 83rd pct · 15th of 88 Ohio counties · median 20,657
- 77th pct · 3rd of 10 counties in the Columbus metro · median 29,630
| Item | Value | Distance |
|---|---|---|
| Licking County, OH | 77,041 jobs · $1,289/wk · +5.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 12,344 | $1,501 | 1.99 | +7.3% |
| Transportation and warehousing | 8,171 | $928 | 2.52 | +7.1% |
| Health care and social assistance | 7,971 | $1,118 | 0.69 | +2.5% |
| Retail trade | 7,743 | $750 | 1.03 | +0.7% |
| Construction | 6,309 | $1,687 | 1.56 | +10.4% |
| Accommodation and food services | 5,915 | $420 | 0.85 | +3.5% |
| Administrative and waste services | 3,309 | $827 | 0.76 | +6.0% |
| Wholesale trade | 2,777 | $1,457 | 0.94 | +28.7% |
| Professional and technical services | 2,503 | $2,382 | 0.47 | +14.4% |
| Other services | 2,297 | $1,331 | 1.00 | -3.5% |
| Finance and insurance | 2,268 | $1,968 | 0.72 | -1.9% |
| Management of companies | 1,890 | $3,580 | 1.47 | +18.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
89 gauges · 0 flooding · 7 with quality panels averaging 94 % · 13 stale
Sites found: 89, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Raccoon Creek near Granville OH | flow 26.5 ft³/s · quality 80 % (5) · no flooding | 6 km |
| North Fork Licking River at Newark OH | flow 122.0 ft³/s | 6 km |
| Raccoon Cr. bl. Wilson Street at Newark OH | flow 68.9 ft³/s · no flooding | 8 km |
| N. Fk. Licking River at E. Main St. at Newark OH | flow 94.5 ft³/s · no flooding | 8 km |
| South Fork Licking River at Heath OH | flow 103.0 ft³/s · no flooding | 8 km |
| North Fork Licking River at Ohio Street, Newark OH | flow 22.6 ft³/s · no flooding | 9 km |
| USGS-400423082353500 | flow 0.00 ft³/s · STALE | 10 km |
| USGS-400423082354100 | flow 0.00 ft³/s · STALE | 10 km |
| South Fork Licking River near Hebron OH | flow 116.0 ft³/s · no flooding | 11 km |
| Licking River near Newark OH | flow 441.0 ft³/s · no flooding | 13 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
69 wells in 3 named aquifers: Sand and gravel aquifers (glaciated regions), Silurian-Devonian aquifers, Mississippian aquifers
Sites found: 69, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-400159082282100 | depth 4.41 ft · 1983-09-29 | 7 km |
| USGS-400302082250800 | depth 23.7 ft · 1977-09-28 | 7 km |
| Sand and gravel aquifers (glaciated regions) | depth 22.1 ft · 2026-07-13 | 8 km |
| Sand and gravel aquifers (glaciated regions) | depth 50.8 ft · 2026-10-05 | 13 km |
| Sand and gravel aquifers (glaciated regions) | depth 33.1 ft · 2024-04-16 | 28 km |
| Sand and gravel aquifers (glaciated regions) | depth 0.98 ft · 2026-07-22 | 29 km |
| Sand and gravel aquifers (glaciated regions) | depth 5.74 ft · 2026-08-12 | 34 km |
| USGS-400540082540400 | depth 20.7 ft · 2026-10-05 | 36 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.02)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.06 / 0.55
Banks & federal dollars #
$3.7 bn in deposits at 42 offices of 14 banks (SOD June 2026); HHI 2,573, highly concentrated. $1.2 bn federal obligations in FY2026 (direct payments $1.0 bn, contracts $130.3 m), $15,449 per covered job
| Item | Value | Distance |
|---|---|---|
| The Park National Bank | $1.6 bn · 44.6% share · 11 offices | |
| The Huntington National Bank | $598.0 m · 16.2% share · 5 offices | |
| JPMorgan Chase Bank, National Association | $528.1 m · 14.3% share · 6 offices | |
| Licking, OH | $1.2 bn FY2026 · $15,449/job | |
| MULTIPLE RECIPIENTS | $973.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Park National Bank | $1,648,092,000 | 44.6% | 11 |
| The Huntington National Bank | $598,022,000 | 16.2% | 5 |
| JPMorgan Chase Bank, National Association | $528,096,000 | 14.3% | 6 |
| First Federal Savings and Loan Association | $250,724,000 | 6.8% | 5 |
| PNC Bank, National Association | $235,271,000 | 6.4% | 1 |
| German American Bank | $158,781,000 | 4.3% | 2 |
| Fifth Third Bank, National Association | $80,606,000 | 2.2% | 1 |
| North Valley Bank | $48,649,000 | 1.3% | 2 |
| THE VINTON COUNTY NATIONAL BANK | $38,928,000 | 1.1% | 1 |
| Peoples Bank | $35,626,000 | 1.0% | 2 |
Deposit concentration is 2,573 across 14 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 14 banks with deposits in the county = 44.6² + 16.2² + 14.3² + … (11 more) = 2,573
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $867,261,912 |
| Department of Defense | $107,324,982 |
| Department of Veterans Affairs | $102,423,175 |
| Department of Transportation | $47,547,128 |
| General Services Administration | $18,713,531 |
| Department of Housing and Urban Development | $16,196,781 |
| Department of Education | $9,679,946 |
| Department of Health and Human Services | $8,674,790 |
| Department of Agriculture | $6,737,228 |
| Railroad Retirement Board | $3,790,611 |
| Federal Communications Commission | $1,968,536 |
| Small Business Administration | $9,375 |
That is $15,449 per covered job, against 77,041 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.2 bn / 77,041 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,449
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Licking County, OH: 14 findings, 14 noted
noteLicking County, OH's average weekly wage was 8.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLicking County, OH's covered employment was 5.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLicking County, OH's typical home value rose 0.4% from $340,710 in July 2026 to $341,918 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (341918.4261988578 - 340710.14748227125) / 340710.14748227125 × 100
- 341918.4261988578 = Zillow ZHVI, 2026-08
- 340710.14748227125 = Zillow ZHVI, 2026-07
noteLicking County, OH's typical asking rent rose 0.3% from $1,877 in July 2026 to $1,882 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.3% = (1882.248537549407 - 1877.2056743403145) / 1877.2056743403145 × 100
- 1882.248537549407 = Zillow ZORI, 2026-08
- 1877.2056743403145 = Zillow ZORI, 2026-07
noteLicking County, OH's covered employment of +5.5% ranks 1st of 10 counties in the Columbus metro, against a median of +1.4%.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 10 counties in the Columbus metro that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.