Muskingum County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.97, -81.94.
Assembled 2026-10-06. Read the brief.
- 41st pct · 1,784th of 3,063 US counties · median $234,566
- 45th pct · 48th of 88 Ohio counties · median $219,740
- 40th pct · 1,830th of 3,063 US counties · median +2.9%
- 12th pct · 77th of 88 Ohio counties · median +4.2%
- 7th pct · 1,294th of 1,399 US counties · median $1,496
- 18th pct · 42nd of 51 Ohio counties · median $1,327
- 79th pct · 658th of 3,221 US counties · median 8,232
- 65th pct · 31st of 88 Ohio counties · median 20,657
- 58th pct · 1,332nd of 3,221 US counties · median $1,039
- 48th pct · 45th of 88 Ohio counties · median $1,081
- 39th pct · 1,855th of 3,063 US counties · median 4.3
- 55th pct · 40th of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $213,221 (Aug 2026), +2.1% over one year, +29.6% over five
- 41st pct · 1,784th of 3,063 US counties · median $234,566
- 45th pct · 48th of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Muskingum County, OH | $213,221 · +2.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $990/mo (Aug 2026), +0.5% over one year; price-to-rent 18.0
- 7th pct · 1,294th of 1,399 US counties · median $1,496
- 18th pct · 42nd of 51 Ohio counties · median $1,327
| Item | Value | Distance |
|---|---|---|
| Muskingum County, OH | $990/mo · +0.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,167 a month on $213,221 at 7.28%, against an average weekly wage worth $4,680 a month: 24.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $213,221 × 80% = $170,576, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,167/mo principal and interest
- wage share = payment / (avg weekly wage $1,080 × 52 / 12 = $4,680) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $213,221 / ($1,080 × 52) = 3.8
- price-to-rent = $213,221 / ($990 × 12) = 18.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
35,001 jobs at 2,026 employers (2026 Q1); -0.7% jobs and +3.8% average weekly wage over the year
- 79th pct · 658th of 3,221 US counties · median 8,232
- 65th pct · 31st of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Muskingum County, OH | 35,001 jobs · $1,080/wk · -0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 7,657 | $1,346 | 1.45 | +5.3% |
| Retail trade | 4,583 | $686 | 1.34 | -1.7% |
| Accommodation and food services | 3,453 | $405 | 1.10 | -2.2% |
| Manufacturing | 3,227 | $1,252 | 1.15 | -2.6% |
| Transportation and warehousing | 2,391 | $1,183 | 1.62 | -4.2% |
| Construction | 1,280 | $1,155 | 0.70 | -6.6% |
| Other services | 1,121 | $885 | 1.07 | -2.1% |
| Administrative and waste services | 1,003 | $905 | 0.50 | -10.4% |
| Information | 828 | $965 | 1.28 | +4.5% |
| Finance and insurance | 736 | $1,757 | 0.52 | +4.0% |
| Wholesale trade | 682 | $1,325 | 0.51 | -3.7% |
| Mining, oil and gas | 659 | $2,462 | 5.29 | -9.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.1 bn in deposits at 27 offices of 10 banks (SOD June 2026); HHI 2,289, highly concentrated. $-32.0 m federal obligations in FY2026 (contracts $687,985, loans $92,191), $-915 per covered job
| Item | Value | Distance |
|---|---|---|
| The Park National Bank | $766.8 m · 36.6% share · 6 offices | |
| The Community Bank | $478.9 m · 22.9% share · 7 offices | |
| The Huntington National Bank | $363.9 m · 17.4% share · 4 offices | |
| Muskingum, OH | $-32.0 m FY2026 · $-915/job | |
| MULTIPLE RECIPIENTS | $509.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Park National Bank | $766,822,000 | 36.6% | 6 |
| The Community Bank | $478,934,000 | 22.9% | 7 |
| The Huntington National Bank | $363,941,000 | 17.4% | 4 |
| North Valley Bank | $139,246,000 | 6.7% | 3 |
| JPMorgan Chase Bank, National Association | $134,542,000 | 6.4% | 1 |
| PNC Bank, National Association | $111,269,000 | 5.3% | 1 |
| Peoples Bank | $52,165,000 | 2.5% | 1 |
| The Citizens National Bank of McConnelsville | $28,826,000 | 1.4% | 1 |
| Peoples State Bank | $13,187,000 | 0.6% | 1 |
| Woodforest National Bank | $4,724,000 | 0.2% | 2 |
Deposit concentration is 2,289 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 36.6² + 22.9² + 17.4² + … (7 more) = 2,289
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $457,047,520 |
| Department of Veterans Affairs | $50,294,563 |
| Department of Transportation | $13,129,116 |
| Department of Housing and Urban Development | $10,110,623 |
| Department of Health and Human Services | $7,648,610 |
| Department of Education | $6,639,278 |
| Department of Agriculture | $3,159,410 |
| Railroad Retirement Board | $2,027,116 |
| National Science Foundation | $1,000,000 |
| Federal Communications Commission | $857,287 |
| Department of Defense | $378,658 |
| Department of Justice | $24,868 |
That is -$915 per covered job, against 35,001 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $-32.0 m / 35,001 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $-915
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Muskingum County, OH: 7 findings, 1 at a watch level and 6 noted
watchMuskingum County, OH's covered employment is -0.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteMuskingum County, OH's average weekly wage was 3.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMuskingum County, OH's typical asking rent rose 1.1% from $979 in July 2026 to $990 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +1.1% = (989.5555555555555 - 979.0584700010717) / 979.0584700010717 × 100
- 989.5555555555555 = Zillow ZORI, 2026-08
- 979.0584700010717 = Zillow ZORI, 2026-07
noteMuskingum County, OH's covered employment was 0.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMuskingum County, OH's typical asking rent of $990 ranks 1,294th of 1,399 US counties, against a median of $1,496.
Period 2026-08.Show the arithmetic
- 8 on the 0-to-100 scale across 1399 US counties that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.