Pickaway County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.65, -83.05.
Assembled 2026-10-06. Read the brief.
- 75th pct · 737th of 3,063 US counties · median $234,566
- 90th pct · 9th of 88 Ohio counties · median $219,740
- 55th pct · 5th of 10 counties in the Columbus metro · median $325,620
- 47th pct · 1,594th of 3,063 US counties · median +2.9%
- 20th pct · 70th of 88 Ohio counties · median +4.2%
- 66th pct · 4th of 10 counties in the Columbus metro · median +1.9%
- 33rd pct · 937th of 1,399 US counties · median $1,496
- 50th pct · 26th of 51 Ohio counties · median $1,327
- 0th pct · 7th of 7 counties in the Columbus metro · median $1,648
- 67th pct · 1,044th of 3,221 US counties · median 8,232
- 36th pct · 56th of 88 Ohio counties · median 20,657
- 33rd pct · 7th of 10 counties in the Columbus metro · median 29,630
- 64th pct · 1,130th of 3,221 US counties · median $1,039
- 57th pct · 38th of 88 Ohio counties · median $1,081
- 44th pct · 6th of 10 counties in the Columbus metro · median $1,115
- 75th pct · 762nd of 3,063 US counties · median 4.3
- 94th pct · 6th of 88 Ohio counties · median 3.7
- 66th pct · 4th of 10 counties in the Columbus metro · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $330,141 (Aug 2026), +2.8% over one year, +28.1% over five
- 75th pct · 737th of 3,063 US counties · median $234,566
- 90th pct · 9th of 88 Ohio counties · median $219,740
- 55th pct · 5th of 10 counties in the Columbus metro · median $325,620
| Item | Value | Distance |
|---|---|---|
| Pickaway County, OH | $330,141 · +2.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,327/mo (Aug 2026), n/a over one year; price-to-rent 20.7
- 33rd pct · 937th of 1,399 US counties · median $1,496
- 50th pct · 26th of 51 Ohio counties · median $1,327
- 0th pct · 7th of 7 counties in the Columbus metro · median $1,648
| Item | Value | Distance |
|---|---|---|
| Pickaway County, OH | $1,327/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,807 a month on $330,141 at 7.28%, against an average weekly wage worth $4,827 a month: 37.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $330,141 × 80% = $264,113, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,807/mo principal and interest
- wage share = payment / (avg weekly wage $1,114 × 52 / 12 = $4,827) = 37% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $330,141 / ($1,114 × 52) = 5.7
- price-to-rent = $330,141 / ($1,327 × 12) = 20.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
16,978 jobs at 1,120 employers (2026 Q1); +4.7% jobs and +0.2% average weekly wage over the year
- 67th pct · 1,044th of 3,221 US counties · median 8,232
- 36th pct · 56th of 88 Ohio counties · median 20,657
- 33rd pct · 7th of 10 counties in the Columbus metro · median 29,630
| Item | Value | Distance |
|---|---|---|
| Pickaway County, OH | 16,978 jobs · $1,114/wk · +4.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,209 | $1,637 | 1.62 | -2.1% |
| Retail trade | 1,902 | $792 | 1.15 | +28.7% |
| Transportation and warehousing | 1,650 | $994 | 2.31 | -4.1% |
| Accommodation and food services | 1,605 | $402 | 1.05 | -0.1% |
| Construction | 883 | $1,250 | 0.99 | -0.5% |
| Wholesale trade | 702 | $1,398 | 1.08 | +79.5% |
| Administrative and waste services | 482 | $962 | 0.50 | +16.4% |
| Other services | 407 | $758 | 0.80 | +14.6% |
| Finance and insurance | 262 | $1,384 | 0.38 | -0.8% |
| Professional and technical services | 198 | $1,321 | 0.17 | +0.0% |
| Arts, entertainment and recreation | 108 | $729 | 0.39 | +17.4% |
| Real estate and rental | 106 | $803 | 0.41 | -3.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
64 gauges · 0 flooding · 8 with quality panels averaging 99 % · 8 stale
Sites found: 64, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Big Darby Creek at Darbyville OH | flow 251.0 ft³/s · no flooding | 8 km |
| Deer Creek at Williamsport OH | flow 16.0 ft³/s | 9 km |
| Scioto River at Circleville OH | flow 1,380 ft³/s · no flooding | 10 km |
| Walnut Creek at Ashville OH | flow 140.0 ft³/s | 10 km |
| Deer Creek near Pancoastburg OH | flow 15.0 ft³/s | 14 km |
| Deer Creek at Deer Creek Lake | no readings | 14 km |
| Scioto River near Commercial Point OH | flow 835.0 ft³/s · no flooding | 14 km |
| Deer Creek at Mount Sterling OH | flow 52.7 ft³/s | 19 km |
| Scioto River above Shadeville OH | turb. 9.60 FNU · quality 90 % (5) | 22 km |
| Hellbranch Run near Harrisburg OH | flow 12.9 ft³/s | 24 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
76 wells in 3 named aquifers: Sand and gravel aquifers (glaciated regions), Silurian-Devonian aquifers, Mississippian aquifers
Sites found: 76, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-393541083001100 | depth 11.7 ft · 2000-04-30 | 7 km |
| USGS-393638082572300 | depth 29.1 ft · 2002-12-06 | 9 km |
| Sand and gravel aquifers (glaciated regions) | depth 17.1 ft · 2026-10-05 | 9 km |
| USGS-393639082564400 | depth 18.3 ft · 1982-09-29 | 10 km |
| Sand and gravel aquifers (glaciated regions) | depth 59.6 ft · 2026-07-27 | 12 km |
| Sand and gravel aquifers (glaciated regions) | depth 9.44 ft · 2026-07-22 | 13 km |
| Sand and gravel aquifers (glaciated regions) | depth 14.5 ft · 2026-07-22 | 13 km |
| Sand and gravel aquifers (glaciated regions) | depth 38.9 ft · 2026-07-27 | 13 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$1.1 bn in deposits at 16 offices of 10 banks (SOD June 2026); HHI 1,780, moderately concentrated. $364.6 m federal obligations in FY2026 (direct payments $330.6 m, grants $33.4 m), $21,477 per covered job
| Item | Value | Distance |
|---|---|---|
| The Savings Bank | $378.2 m · 34.2% share · 4 offices | |
| THE VINTON COUNTY NATIONAL BANK | $171.7 m · 15.5% share · 3 offices | |
| Kingston National Bank | $107.3 m · 9.7% share · 2 offices | |
| Pickaway, OH | $364.6 m FY2026 · $21,477/job | |
| MULTIPLE RECIPIENTS | $313.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Savings Bank | $378,177,000 | 34.2% | 4 |
| THE VINTON COUNTY NATIONAL BANK | $171,705,000 | 15.5% | 3 |
| Kingston National Bank | $107,250,000 | 9.7% | 2 |
| JPMorgan Chase Bank, National Association | $100,699,000 | 9.1% | 1 |
| The Huntington National Bank | $89,666,000 | 8.1% | 1 |
| Fifth Third Bank, National Association | $72,665,000 | 6.6% | 1 |
| PNC Bank, National Association | $69,017,000 | 6.2% | 1 |
| U.S. Bank National Association | $57,583,000 | 5.2% | 1 |
| WesBanco Bank, Inc. | $41,800,000 | 3.8% | 1 |
| North Valley Bank | $17,136,000 | 1.5% | 1 |
Deposit concentration is 1,780 across 10 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 34.2² + 15.5² + 9.7² + … (7 more) = 1,780
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $266,945,467 |
| Department of Veterans Affairs | $44,876,782 |
| Department of Transportation | $28,120,624 |
| Department of Agriculture | $10,568,000 |
| Department of Housing and Urban Development | $5,125,759 |
| Department of Health and Human Services | $3,600,026 |
| Department of Education | $2,606,740 |
| Railroad Retirement Board | $1,624,558 |
| Environmental Protection Agency | $975,000 |
| Federal Communications Commission | $214,661 |
| General Services Administration | $19,977 |
| Consumer Product Safety Commission | $3,052 |
That is $21,477 per covered job, against 16,978 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $364.6 m / 16,978 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,477
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pickaway County, OH: 13 findings, 1 at a watch level and 12 noted
watchPickaway County, OH's covered employment of 16,978 scores 68 on the 0-to-100 scale across US counties but 37 across Ohio counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |68 across US counties - 37 across Ohio counties|
position among the entities that published this metric this period; not an official level
notePickaway County, OH's covered employment was 4.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePickaway County, OH's typical asking rent fell 0.6% from $1,334 in July 2026 to $1,327 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -0.6% = (1326.7142857142856 - 1334.2465868311424) / 1334.2465868311424 × 100
- 1326.7142857142856 = Zillow ZORI, 2026-08
- 1334.2465868311424 = Zillow ZORI, 2026-07
notePickaway County, OH's typical home value rose 0.3% from $329,240 in July 2026 to $330,141 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (330140.9231145434 - 329240.25962235284) / 329240.25962235284 × 100
- 330140.9231145434 = Zillow ZHVI, 2026-08
- 329240.25962235284 = Zillow ZHVI, 2026-07
notePickaway County, OH's average weekly wage was 0.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.