Van Wert County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.86, -84.59.
Assembled 2026-10-06. Read the brief.
- 32nd pct · 2,079th of 3,063 US counties · median $234,566
- 27th pct · 64th of 88 Ohio counties · median $219,740
- 60th pct · 1,196th of 3,063 US counties · median +2.9%
- 45th pct · 48th of 88 Ohio counties · median +4.2%
- US counties: not published this period
- Ohio counties: not published this period
- 57th pct · 1,380th of 3,221 US counties · median 8,232
- 22nd pct · 68th of 88 Ohio counties · median 20,657
- 43rd pct · 1,832nd of 3,221 US counties · median $1,039
- 20th pct · 70th of 88 Ohio counties · median $1,081
- 34th pct · 2,017th of 3,063 US counties · median 4.3
- 42nd pct · 51st of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $188,808 (Aug 2026), +3.9% over one year, +36.6% over five
- 32nd pct · 2,079th of 3,063 US counties · median $234,566
- 27th pct · 64th of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Van Wert County, OH | $188,808 · +3.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Ohio counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,033 a month on $188,808 at 7.28%, against an average weekly wage worth $4,372 a month: 23.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $188,808 × 80% = $151,046, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,033/mo principal and interest
- wage share = payment / (avg weekly wage $1,009 × 52 / 12 = $4,372) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $188,808 / ($1,009 × 52) = 3.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,103 jobs at 674 employers (2026 Q1); +1.6% jobs and +2.3% average weekly wage over the year
- 57th pct · 1,380th of 3,221 US counties · median 8,232
- 22nd pct · 68th of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Van Wert County, OH | 11,103 jobs · $1,009/wk · +1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,824 | $1,254 | 3.16 | -0.4% |
| Health care and social assistance | 1,546 | $900 | 0.93 | +5.5% |
| Retail trade | 1,069 | $648 | 0.99 | -2.5% |
| Wholesale trade | 973 | $957 | 2.29 | +5.3% |
| Accommodation and food services | 866 | $310 | 0.87 | +1.6% |
| Finance and insurance | 608 | $2,077 | 1.34 | +2.0% |
| Other services | 408 | $852 | 1.23 | +3.3% |
| Construction | 273 | $1,040 | 0.47 | +0.0% |
| Transportation and warehousing | 166 | $1,083 | 0.35 | +0.6% |
| Administrative and waste services | 144 | $974 | 0.23 | +7.5% |
| Arts, entertainment and recreation | 92 | $307 | 0.50 | -18.6% |
| Utilities | 47 | $3,307 | 1.07 | -4.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
82 gauges · 0 flooding · 10 with quality panels averaging 99 % · 20 stale
Sites found: 82, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-04180988 | flow 95.1 ft³/s · no flooding | 19 km |
| USGS-04181049 | flow 96.6 ft³/s | 21 km |
| USGS-04181120 | flow 138.0 ft³/s | 23 km |
| USGS-04181100 | stage 4.64 ft | 23 km |
| USGS-04191378 | flow 145.0 ft³/s · STALE | 28 km |
| USGS-04186500 | flow 76.4 ft³/s · no flooding | 29 km |
| USGS-405327084555401 | flow 0.00 ft³/s | 29 km |
| USGS-405327084555402 | flow 0.00 ft³/s | 29 km |
| USGS-04181500 | flow 183.0 ft³/s · no flooding | 30 km |
| USGS-04191058 | flow 131.0 ft³/s | 30 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
33 wells in 2 named aquifers: Sand and gravel aquifers (glaciated regions), Silurian-Devonian aquifers
Sites found: 33, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Silurian-Devonian aquifers | depth 29.1 ft · 2026-10-05 | 2 km |
| USGS-404548084205600 | depth 24.2 ft · 1998-12-20 | 22 km |
| USGS-404604084195100 | depth 27.0 ft · 1998-12-20 | 24 km |
| USGS-404522084195800 | depth 21.6 ft · 1998-12-13 | 24 km |
| USGS-404507084200300 | depth 19.3 ft · 1998-12-20 | 24 km |
| USGS-404458084192500 | depth 18.0 ft · 1998-12-20 | 25 km |
| USGS-410426084495201 | depth 34.5 ft · 2003-10-19 | 32 km |
| Silurian-Devonian aquifers | depth 34.6 ft · 2026-07-15 | 37 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$819.5 m in deposits at 9 offices of 8 banks (SOD June 2026); HHI 1,698, moderately concentrated. $179.3 m federal obligations in FY2026 (direct payments $166.4 m, grants $12.8 m), $16,148 per covered job
| Item | Value | Distance |
|---|---|---|
| GreenWay Bank | $195.0 m · 23.8% share · 1 office | |
| First Federal Savings and Loan Association of Van Wert | $169.6 m · 20.7% share · 2 offices | |
| The Citizens National Bank of Bluffton | $150.1 m · 18.3% share · 1 office | |
| Van Wert, OH | $179.3 m FY2026 · $16,148/job | |
| MULTIPLE RECIPIENTS | $163.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| GreenWay Bank | $195,032,000 | 23.8% | 1 |
| First Federal Savings and Loan Association of Van Wert | $169,615,000 | 20.7% | 2 |
| The Citizens National Bank of Bluffton | $150,098,000 | 18.3% | 1 |
| First Financial Bank | $111,425,000 | 13.6% | 1 |
| U.S. Bank National Association | $71,306,000 | 8.7% | 1 |
| Flagstar Bank, National Association | $67,167,000 | 8.2% | 1 |
| First Bank of Berne | $51,861,000 | 6.3% | 1 |
| Woodforest National Bank | $2,981,000 | 0.4% | 1 |
Deposit concentration is 1,698 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 23.8² + 20.7² + 18.3² + … (5 more) = 1,698
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $151,213,120 |
| Department of Veterans Affairs | $11,690,863 |
| Department of Transportation | $11,668,833 |
| Department of Agriculture | $2,364,117 |
| Department of Health and Human Services | $1,058,919 |
| Railroad Retirement Board | $733,982 |
| Department of Housing and Urban Development | $287,081 |
| Department of Education | $158,224 |
| Federal Communications Commission | $102,385 |
| Department of Homeland Security | $8,830 |
| Small Business Administration | $0 |
That is $16,148 per covered job, against 11,103 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $179.3 m / 11,103 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,148
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Van Wert County, OH: 5 findings, 1 at a watch level and 4 noted
watchVan Wert County, OH's covered employment of 11,103 scores 57 on the 0-to-100 scale across US counties but 23 across Ohio counties, a gap of 34 points.
Period 2026 Q1.Show the arithmetic
- 34 = |57 across US counties - 23 across Ohio counties|
position among the entities that published this metric this period; not an official level
noteVan Wert County, OH's average weekly wage was 2.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteVan Wert County, OH's covered employment was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteVan Wert County, OH's typical home value rose 0.3% from $188,328 in July 2026 to $188,808 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (188807.62197390886 - 188327.83549923883) / 188327.83549923883 × 100
- 188807.62197390886 = Zillow ZHVI, 2026-08
- 188327.83549923883 = Zillow ZHVI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Van Wert County, OH is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.