Wayne County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.83, -81.89.
Assembled 2026-10-06. Read the brief.
- 60th pct · 1,214th of 3,063 US counties · median $234,566
- 74th pct · 23rd of 88 Ohio counties · median $219,740
- 60th pct · 1,207th of 3,063 US counties · median +2.9%
- 41st pct · 52nd of 88 Ohio counties · median +4.2%
- 36th pct · 888th of 1,399 US counties · median $1,496
- 52nd pct · 25th of 51 Ohio counties · median $1,327
- 83rd pct · 525th of 3,221 US counties · median 8,232
- 74th pct · 23rd of 88 Ohio counties · median 20,657
- 66th pct · 1,066th of 3,221 US counties · median $1,039
- 63rd pct · 33rd of 88 Ohio counties · median $1,081
- 55th pct · 1,372nd of 3,063 US counties · median 4.3
- 73rd pct · 24th of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $265,031 (Aug 2026), +3.9% over one year, +41.0% over five
- 60th pct · 1,214th of 3,063 US counties · median $234,566
- 74th pct · 23rd of 88 Ohio counties · median $219,740
| Item | Value | Distance |
|---|---|---|
| Wayne County, OH | $265,031 · +3.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,354/mo (Aug 2026), +3.4% over one year; price-to-rent 16.3
- 36th pct · 888th of 1,399 US counties · median $1,496
- 52nd pct · 25th of 51 Ohio counties · median $1,327
| Item | Value | Distance |
|---|---|---|
| Wayne County, OH | $1,354/mo · +3.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,451 a month on $265,031 at 7.28%, against an average weekly wage worth $4,875 a month: 29.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $265,031 × 80% = $212,025, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,451/mo principal and interest
- wage share = payment / (avg weekly wage $1,125 × 52 / 12 = $4,875) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $265,031 / ($1,125 × 52) = 4.5
- price-to-rent = $265,031 / ($1,354 × 12) = 16.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
47,775 jobs at 2,996 employers (2026 Q1); -0.4% jobs and +3.3% average weekly wage over the year
- 83rd pct · 525th of 3,221 US counties · median 8,232
- 74th pct · 23rd of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Wayne County, OH | 47,775 jobs · $1,125/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 13,536 | $1,371 | 3.52 | -0.1% |
| Health care and social assistance | 5,141 | $1,012 | 0.72 | +1.8% |
| Retail trade | 4,930 | $697 | 1.06 | -5.5% |
| Accommodation and food services | 3,312 | $393 | 0.77 | -2.3% |
| Construction | 2,567 | $1,166 | 1.02 | -0.4% |
| Management of companies | 1,622 | $2,099 | 2.03 | +0.7% |
| Wholesale trade | 1,597 | $1,401 | 0.87 | -3.2% |
| Transportation and warehousing | 1,237 | $1,166 | 0.61 | +8.8% |
| Finance and insurance | 1,213 | $1,895 | 0.62 | +2.8% |
| Educational services | 1,200 | $664 | 1.17 | -2.3% |
| Other services | 1,097 | $919 | 0.77 | +0.6% |
| Professional and technical services | 1,074 | $1,311 | 0.33 | +1.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Pymatuning Reservoir at Pymatuning Dam, PA | 1,008 ft (USGS, no capacity on file) | 141 km |
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 149 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
117 gauges · 0 flooding · 13 with quality panels averaging 100 % · 40 stale
Sites found: 117, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-404755081531300 | flow 0.00 ft³/s · STALE | 3 km |
| USGS-404755081531900 | flow 0.00 ft³/s · STALE | 3 km |
| USGS-404631081545100 | flow 0.00 ft³/s · STALE | 6 km |
| Chippewa Creek at Miller Rd at Sterling OH | flow 1.82 ft³/s | 16 km |
| Chippewa Creek above Easton OH | flow 23.7 ft³/s | 18 km |
| Unnamed Tributary to Styx River at Rittman OH | stage 2.57 ft | 19 km |
| Little Killbuck Creek near Burbank OH | stage 7.37 ft · STALE | 22 km |
| USGS-410051081594500 | flow 1.34 ft³/s | 22 km |
| Tuscarawas River at Clinton OH | flow 45.6 ft³/s | 24 km |
| Lake Fork bl Mohicanville Dam near Mohicanville OH | flow 25.0 ft³/s · STALE | 25 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
76 wells in 3 named aquifers: Sand and gravel aquifers (glaciated regions), Mississippian aquifers, Pennsylvanian aquifers
Sites found: 76, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-404655081553200 | depth 14.7 ft · 2002-11-06 | 6 km |
| Mississippian aquifers | depth 41.7 ft · 2026-10-05 | 6 km |
| USGS-404802081583103 | depth 32.2 ft · 1985-07-29 | 8 km |
| Sand and gravel aquifers (glaciated regions) | depth 17.8 ft · 2026-07-08 | 8 km |
| USGS-404802081583102 | depth 32.8 ft · 1986-11-03 | 8 km |
| Sand and gravel aquifers (glaciated regions) | depth 32.1 ft · 2026-07-08 | 15 km |
| Sand and gravel aquifers (glaciated regions) | depth 8.59 ft · 2026-07-08 | 18 km |
| Sand and gravel aquifers (glaciated regions) | depth 8.42 ft · 2026-07-08 | 19 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$3.1 bn in deposits at 42 offices of 12 banks (SOD June 2026); HHI 1,280, moderately concentrated. $654.8 m federal obligations in FY2026 (direct payments $619.0 m, grants $22.6 m), $13,706 per covered job
| Item | Value | Distance |
|---|---|---|
| The Farmers National Bank of Canfield | $571.7 m · 18.6% share · 10 offices | |
| PNC Bank, National Association | $561.0 m · 18.2% share · 3 offices | |
| Main Street Bank Corp. | $447.3 m · 14.5% share · 7 offices | |
| Wayne, OH | $654.8 m FY2026 · $13,706/job | |
| MULTIPLE RECIPIENTS | $610.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Farmers National Bank of Canfield | $571,720,000 | 18.6% | 10 |
| PNC Bank, National Association | $561,009,000 | 18.2% | 3 |
| Main Street Bank Corp. | $447,263,000 | 14.5% | 7 |
| The Huntington National Bank | $408,748,000 | 13.3% | 4 |
| The Commercial and Savings Bank of Millersburg, Ohio | $312,124,000 | 10.1% | 4 |
| The Apple Creek Banking Company | $184,891,000 | 6.0% | 3 |
| JPMorgan Chase Bank, National Association | $170,290,000 | 5.5% | 1 |
| First Financial Bank | $121,868,000 | 4.0% | 1 |
| The Killbuck Savings Bank Company | $105,439,000 | 3.4% | 3 |
| Farmers State Bank | $97,620,000 | 3.2% | 4 |
Deposit concentration is 1,280 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 18.6² + 18.2² + 14.5² + … (9 more) = 1,280
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $560,199,539 |
| Department of Veterans Affairs | $47,421,953 |
| Department of Transportation | $13,154,395 |
| Department of Housing and Urban Development | $8,246,149 |
| Department of Health and Human Services | $7,642,896 |
| Department of Defense | $6,569,602 |
| General Services Administration | $5,861,345 |
| Department of Agriculture | $2,411,181 |
| Railroad Retirement Board | $2,409,710 |
| Department of Education | $415,952 |
| Department of the Treasury | $306,460 |
| Federal Communications Commission | $178,328 |
That is $13,706 per covered job, against 47,775 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $654.8 m / 47,775 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,706
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Wayne County, OH: 7 findings, 1 at a watch level and 6 noted
watchWayne County, OH's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteWayne County, OH's average weekly wage was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWayne County, OH's typical asking rent rose 1.1% from $1,340 in July 2026 to $1,354 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +1.1% = (1353.9107142857144 - 1339.718149271707) / 1339.718149271707 × 100
- 1353.9107142857144 = Zillow ZORI, 2026-08
- 1339.718149271707 = Zillow ZORI, 2026-07
noteWayne County, OH's covered employment was 0.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWayne County, OH's typical home value rose 0.3% from $264,185 in July 2026 to $265,031 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (265031.2452187082 - 264185.014464622) / 264185.014464622 × 100
- 265031.2452187082 = Zillow ZHVI, 2026-08
- 264185.014464622 = Zillow ZHVI, 2026-07
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.