Medina County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.12, -81.90.
Assembled 2026-10-06. Read the brief.
- 79th pct · 639th of 3,063 US counties · median $234,566
- 93rd pct · 7th of 88 Ohio counties · median $219,740
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $257,761
- 62nd pct · 1,162nd of 3,063 US counties · median +2.9%
- 48th pct · 46th of 88 Ohio counties · median +4.2%
- 40th pct · 4th of 6 counties in the Cleveland metro · median +4.4%
- 76th pct · 333rd of 1,399 US counties · median $1,496
- 92nd pct · 5th of 51 Ohio counties · median $1,327
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $1,469
- 86th pct · 434th of 3,221 US counties · median 8,232
- 80th pct · 18th of 88 Ohio counties · median 20,657
- 40th pct · 4th of 6 counties in the Cleveland metro · median 79,942
- 80th pct · 629th of 3,221 US counties · median $1,039
- 82nd pct · 16th of 88 Ohio counties · median $1,081
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $1,186
- 71st pct · 886th of 3,063 US counties · median 4.3
- 88th pct · 11th of 88 Ohio counties · median 3.7
- 80th pct · 2nd of 6 counties in the Cleveland metro · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $350,340 (Aug 2026), +4.0% over one year, +31.6% over five
- 79th pct · 639th of 3,063 US counties · median $234,566
- 93rd pct · 7th of 88 Ohio counties · median $219,740
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $257,761
| Item | Value | Distance |
|---|---|---|
| Medina County, OH | $350,340 · +4.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,843/mo (Aug 2026), +3.7% over one year; price-to-rent 15.8
- 76th pct · 333rd of 1,399 US counties · median $1,496
- 92nd pct · 5th of 51 Ohio counties · median $1,327
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $1,469
| Item | Value | Distance |
|---|---|---|
| Medina County, OH | $1,843/mo · +3.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,918 a month on $350,340 at 7.28%, against an average weekly wage worth $5,386 a month: 35.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $350,340 × 80% = $280,272, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,918/mo principal and interest
- wage share = payment / (avg weekly wage $1,243 × 52 / 12 = $5,386) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $350,340 / ($1,243 × 52) = 5.4
- price-to-rent = $350,340 / ($1,843 × 12) = 15.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
62,106 jobs at 5,283 employers (2026 Q1); -0.2% jobs and +5.6% average weekly wage over the year
- 86th pct · 434th of 3,221 US counties · median 8,232
- 80th pct · 18th of 88 Ohio counties · median 20,657
- 40th pct · 4th of 6 counties in the Cleveland metro · median 79,942
| Item | Value | Distance |
|---|---|---|
| Medina County, OH | 62,106 jobs · $1,243/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 8,847 | $1,407 | 1.77 | -2.0% |
| Retail trade | 8,835 | $773 | 1.46 | +3.4% |
| Health care and social assistance | 8,377 | $1,067 | 0.90 | +2.8% |
| Accommodation and food services | 6,047 | $416 | 1.08 | -0.7% |
| Construction | 4,417 | $1,753 | 1.36 | +0.0% |
| Wholesale trade | 3,155 | $1,657 | 1.33 | +0.4% |
| Management of companies | 2,441 | $3,351 | 2.35 | +2.4% |
| Professional and technical services | 2,356 | $1,744 | 0.55 | -0.4% |
| Administrative and waste services | 2,160 | $1,036 | 0.61 | -6.5% |
| Other services | 2,056 | $799 | 1.11 | +0.0% |
| Transportation and warehousing | 1,909 | $1,143 | 0.73 | -16.1% |
| Finance and insurance | 1,572 | $2,830 | 0.62 | +0.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$5.7 bn in deposits at 40 offices of 17 banks (SOD June 2026); HHI 1,631, moderately concentrated. $1.2 bn federal obligations in FY2026 (direct payments $1.1 bn, contracts $23.0 m), $18,887 per covered job
| Item | Value | Distance |
|---|---|---|
| The Huntington National Bank | $1.9 bn · 33.6% share · 9 offices | |
| First Financial Bank | $623.4 m · 10.9% share · 3 offices | |
| JPMorgan Chase Bank, National Association | $559.7 m · 9.8% share · 4 offices | |
| Medina, OH | $1.2 bn FY2026 · $18,887/job | |
| MULTIPLE RECIPIENTS | $1.1 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Huntington National Bank | $1,916,375,000 | 33.6% | 9 |
| First Financial Bank | $623,400,000 | 10.9% | 3 |
| JPMorgan Chase Bank, National Association | $559,688,000 | 9.8% | 4 |
| Third Federal Savings and Loan Association of Cleveland | $551,401,000 | 9.7% | 2 |
| PNC Bank, National Association | $510,590,000 | 9.0% | 3 |
| Fifth Third Bank, National Association | $409,007,000 | 7.2% | 3 |
| KeyBank National Association | $231,220,000 | 4.1% | 3 |
| Citizens Bank, National Association | $215,520,000 | 3.8% | 3 |
| U.S. Bank National Association | $200,943,000 | 3.5% | 2 |
| Civista Bank | $160,717,000 | 2.8% | 1 |
Deposit concentration is 1,631 across 17 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 17 banks with deposits in the county = 33.6² + 10.9² + 9.8² + … (14 more) = 1,631
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,025,207,269 |
| Department of Veterans Affairs | $97,107,278 |
| Department of Defense | $18,293,977 |
| Department of Transportation | $12,090,737 |
| Department of Housing and Urban Development | $10,108,498 |
| Railroad Retirement Board | $6,620,334 |
| Department of Agriculture | $1,674,060 |
| Federal Communications Commission | $742,133 |
| Department of Health and Human Services | $635,319 |
| Department of Education | $396,482 |
| General Services Administration | $45,504 |
| Department of Energy | $43,447 |
That is $18,887 per covered job, against 62,106 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.2 bn / 62,106 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,887
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Medina County, OH: 9 findings, 1 at a watch level and 8 noted
watchMedina County, OH's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteMedina County, OH's average weekly wage was 5.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMedina County, OH's typical home value rose 0.4% from $349,081 in July 2026 to $350,340 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (350339.5366592463 - 349080.7133361553) / 349080.7133361553 × 100
- 350339.5366592463 = Zillow ZHVI, 2026-08
- 349080.7133361553 = Zillow ZHVI, 2026-07
noteMedina County, OH's covered employment was 0.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMedina County, OH's momentum index of 0.39 ranks 1st of 6 counties in the Cleveland metro, against a median of 0.29.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 6 counties in the Cleveland metro that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.