Roger Mills County, OK

Home values #

Typical home $189,630 (Aug 2026), +6.6% over one year, +18.9% over five

• 32nd pct · 2,065th of 3,063 US counties · median $234,566
• 64th pct · 28th of 77 Oklahoma counties · median $169,041

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

• US counties: not published this period
• Oklahoma counties: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $1,038 a month on $189,630 at 7.28%, against an average weekly wage worth $3,839 a month: 27.0% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $189,630 × 80% = $151,704, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,038/mo principal and interest
• wage share = payment / (avg weekly wage $886 × 52 / 12 = $3,839) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $189,630 / ($886 × 52) = 4.1

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

852 jobs at 110 employers (2026 Q1); +0.2% jobs and +2.4% average weekly wage over the year

• 5th pct · 3,047th of 3,221 US counties · median 8,232
• 2nd pct · 75th of 77 Oklahoma counties · median 7,282

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D4 exceptional drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

2 % of conservation capacity, weighted over 2 TWDB reservoirs

Sites found: 6, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

11 gauges · 0 flooding · 1 with quality panels averaging 50 %

Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

7 wells in 0 named aquifers:

Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

severe (0.87)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 + 0.3×0.98 + 0.2×0.50 / 0.85

Banks & federal dollars #

$177.7 m in deposits at 2 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $24.6 m federal obligations in FY2026 (direct payments $21.1 m, grants $3.5 m), $28,931 per covered job

Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $28,931 per covered job, against 852 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $24.6 m / 852 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $28,931

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Roger Mills County, OK: 7 findings, 1 at a watch level and 6 noted

1. watchRoger Mills County, OK's typical home value of $189,630 scores 33 on the 0-to-100 scale across US counties but 64 across Oklahoma counties, a gap of 32 points.

   Period 2026-08.
   Show the arithmetic

   • 32 = |33 across US counties - 64 across Oklahoma counties|

   position among the entities that published this metric this period; not an official level

2. noteRoger Mills County, OK's average weekly wage was 2.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

3. noteRoger Mills County, OK's typical home value rose 0.6% from $188,477 in July 2026 to $189,630 in August 2026, on Zillow ZHVI.

   Period 2026-08.
   Show the arithmetic

   • +0.6% = (189630.05379781537 - 188477.35995795878) / 188477.35995795878 × 100
   • 189630.05379781537 = Zillow ZHVI, 2026-08
   • 188477.35995795878 = Zillow ZHVI, 2026-07

4. noteRoger Mills County, OK's covered employment was 0.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

5. noteRoger Mills County, OK's covered employment of 852 ranks 75th of 77 Oklahoma counties, against a median of 7,282.

   Period 2026 Q1.
   Show the arithmetic

   • 3 on the 0-to-100 scale across 77 Oklahoma counties that published jobs.emp

   position among the entities that published this metric this period; not an official level

Read all 7 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.