Sequoyah County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.50, -94.75.
Assembled 2026-10-06. Read the brief.
- 34th pct · 1,992nd of 3,063 US counties · median $234,566
- 68th pct · 25th of 77 Oklahoma counties · median $169,041
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 70th pct · 893rd of 3,063 US counties · median +2.9%
- 65th pct · 27th of 77 Oklahoma counties · median +4.0%
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Oklahoma counties: not published this period
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 53rd pct · 1,489th of 3,221 US counties · median 8,232
- 60th pct · 31st of 77 Oklahoma counties · median 7,282
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 4th pct · 3,091st of 3,221 US counties · median $1,039
- 1st pct · 76th of 77 Oklahoma counties · median $968
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 62nd pct · 1,135th of 3,063 US counties · median 4.3
- 93rd pct · 6th of 77 Oklahoma counties · median 3.4
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $194,679 (Aug 2026), +4.9% over one year, +33.8% over five
- 34th pct · 1,992nd of 3,063 US counties · median $234,566
- 68th pct · 25th of 77 Oklahoma counties · median $169,041
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Sequoyah County, OK | $194,679 · +4.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oklahoma counties: not published this period
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,066 a month on $194,679 at 7.28%, against an average weekly wage worth $3,311 a month: 32.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $194,679 × 80% = $155,743, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,066/mo principal and interest
- wage share = payment / (avg weekly wage $764 × 52 / 12 = $3,311) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $194,679 / ($764 × 52) = 4.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,541 jobs at 803 employers (2026 Q1); +0.5% jobs and +3.9% average weekly wage over the year
- 53rd pct · 1,489th of 3,221 US counties · median 8,232
- 60th pct · 31st of 77 Oklahoma counties · median 7,282
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Sequoyah County, OK | 9,541 jobs · $764/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,510 | $597 | 1.62 | -2.1% |
| Accommodation and food services | 922 | $340 | 1.08 | +4.1% |
| Manufacturing | 322 | $840 | 0.42 | -5.0% |
| Agriculture, forestry, fishing | 293 | $1,061 | 4.25 | +17.2% |
| Construction | 292 | $971 | 0.58 | -3.9% |
| Professional and technical services | 290 | $1,162 | 0.44 | +0.0% |
| Transportation and warehousing | 253 | $1,082 | 0.63 | -3.4% |
| Finance and insurance | 234 | $1,095 | 0.60 | +2.2% |
| Other services | 146 | $676 | 0.51 | -15.1% |
| Mining, oil and gas | 89 | $1,450 | 2.62 | +7.2% |
| Wholesale trade | 86 | $1,186 | 0.24 | -9.5% |
| Real estate and rental | 74 | $648 | 0.51 | +29.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
4 USGS reservoir gauges, no capacity figures to weight
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Hudson near Locust Grove, OK | 213,400 Acre-ft (USGS, no capacity on file) | 90 km |
| Lake Eucha near Eucha, OK | 58,300 Acre-ft (USGS, no capacity on file) | 98 km |
| Spavinaw Lake at Spavinaw, OK | 25,830 Acre-ft (USGS, no capacity on file) | 102 km |
| Lake O' the Cherokees at Langley, OK | 1,307,000 Acre-ft (USGS, no capacity on file) | 111 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
44 gauges · 0 flooding · 2 with quality panels averaging 88 % · 10 stale
Sites found: 44, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Arkansas River near Sallisaw, OK | stage 15.1 ft · STALE | 17 km |
| Eastern Oklahoma Lakes at R.S. Kerr Lock and Dam | no readings | 17 km |
| Little Lee Creek near Nicut, OK | flow 0.29 ft³/s | 19 km |
| Little Lee Creek near Greasy, OK | flow 2.70 ft³/s · STALE | 20 km |
| Lee Creek at Short, OK | flow 0.00 ft³/s | 21 km |
| Lee Creek near Short, OK | flow 0.00 ft³/s | 26 km |
| Eastern Oklahoma Lakes at W.D. Mayo Lock and Dam | no flooding | 27 km |
| LEE CR NR VAN BUREN ARK | flow 24,000 ft³/s · STALE | 27 km |
| Eastern Oklahoma Lakes at Tenkiller Lake | no flooding | 29 km |
| Illinois River near Gore, OK | flow 74.7 ft³/s · quality 75 % (2) · no flooding | 30 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
13 wells in 0 named aquifers:
Sites found: 13, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-353513094482401 | depth 131.8 ft · 2020-11-08 | 11 km |
| USGS-353341094513501 | depth 1.61 ft · 2020-11-08 | 12 km |
| USGS-352419094270401 | depth 9.14 ft · 1989-09-30 | 29 km |
| USGS-354852094442501 | depth 112.8 ft · 2020-11-08 | 35 km |
| USGS-351122094403901 | depth 8.59 ft · 1989-09-29 | 35 km |
| USGS-352006095080101 | depth 11.8 ft · 1989-09-29 | 39 km |
| USGS-351002094314401 | depth 3.56 ft · 1987-11-11 | 42 km |
| USGS-350938094591201 | depth 11.5 ft · 1982-11-29 | 44 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.52)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.13 / 0.55
Banks & federal dollars #
$849.0 m in deposits at 12 offices of 5 banks (SOD June 2026); HHI 2,997, highly concentrated. $304.6 m federal obligations in FY2026 (direct payments $284.8 m, grants $15.3 m), $31,923 per covered job
| Item | Value | Distance |
|---|---|---|
| Armstrong Bank | $354.8 m · 41.8% share · 4 offices | |
| Firstar Bank | $247.3 m · 29.1% share · 3 offices | |
| The First National Bank of Fort Smith | $157.3 m · 18.5% share · 3 offices | |
| Sequoyah, OK | $304.6 m FY2026 · $31,923/job | |
| MULTIPLE RECIPIENTS | $282.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Armstrong Bank | $354,753,000 | 41.8% | 4 |
| Firstar Bank | $247,350,000 | 29.1% | 3 |
| The First National Bank of Fort Smith | $157,312,000 | 18.5% | 3 |
| Arvest Bank | $54,919,000 | 6.5% | 1 |
| Local Bank | $34,618,000 | 4.1% | 1 |
Deposit concentration is 2,997 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 41.8² + 29.1² + 18.5² + … (2 more) = 2,997
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $225,592,942 |
| Department of Veterans Affairs | $54,247,999 |
| Department of Transportation | $12,300,072 |
| Department of Defense | $4,240,524 |
| Department of Agriculture | $3,124,325 |
| Department of Education | $2,191,825 |
| Railroad Retirement Board | $1,905,000 |
| Federal Communications Commission | $365,240 |
| Department of Health and Human Services | $326,850 |
| Department of Housing and Urban Development | $169,664 |
| Department of the Interior | $51,742 |
| Department of Homeland Security | $29,850 |
That is $31,923 per covered job, against 9,541 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $304.6 m / 9,541 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,923
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sequoyah County, OK: 9 findings, 2 at a watch level and 7 noted
watchSequoyah County, OK's typical home value of $194,679 scores 35 on the 0-to-100 scale across US counties but 68 across Oklahoma counties, a gap of 33 points.
Period 2026-08.Show the arithmetic
- 33 = |35 across US counties - 68 across Oklahoma counties|
position among the entities that published this metric this period; not an official level
watchSequoyah County, OK's years of wages of 4.9 scores 63 on the 0-to-100 scale across US counties but 93 across Oklahoma counties, a gap of 30 points.
Period 2026-08.Show the arithmetic
- 30 = |63 across US counties - 93 across Oklahoma counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteSequoyah County, OK's average weekly wage was 3.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSequoyah County, OK's typical home value rose 0.6% from $193,596 in July 2026 to $194,679 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.6% = (194679.11332426046 - 193595.51736964565) / 193595.51736964565 × 100
- 194679.11332426046 = Zillow ZHVI, 2026-08
- 193595.51736964565 = Zillow ZHVI, 2026-07
noteSequoyah County, OK's covered employment was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.