Greenwood County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.16, -82.13.
Assembled 2026-10-07. Read the brief.
- 25th pct · 2,275th of 3,063 US counties · median $234,566
- 26th pct · 34th of 46 South Carolina counties · median $218,959
- 22nd pct · 2,377th of 3,063 US counties · median +2.9%
- 42nd pct · 27th of 46 South Carolina counties · median +1.2%
- 18th pct · 1,145th of 1,399 US counties · median $1,496
- 7th pct · 25th of 27 South Carolina counties · median $1,528
- 76th pct · 750th of 3,221 US counties · median 8,232
- 64th pct · 17th of 46 South Carolina counties · median 18,411
- 62nd pct · 1,214th of 3,221 US counties · median $1,039
- 64th pct · 17th of 46 South Carolina counties · median $1,061
- 21st pct · 2,407th of 3,063 US counties · median 4.3
- 22nd pct · 36th of 46 South Carolina counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $174,900 (Aug 2026), +0.2% over one year, +15.4% over five
- 25th pct · 2,275th of 3,063 US counties · median $234,566
- 26th pct · 34th of 46 South Carolina counties · median $218,959
| Item | Value | Distance |
|---|---|---|
| Greenwood County, SC | $174,900 · +0.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,147/mo (Aug 2026), +7.6% over one year; price-to-rent 12.7
- 18th pct · 1,145th of 1,399 US counties · median $1,496
- 7th pct · 25th of 27 South Carolina counties · median $1,528
| Item | Value | Distance |
|---|---|---|
| Greenwood County, SC | $1,147/mo · +7.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $957 a month on $174,900 at 7.28%, against an average weekly wage worth $4,762 a month: 20.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $174,900 × 80% = $139,920, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $957/mo principal and interest
- wage share = payment / (avg weekly wage $1,099 × 52 / 12 = $4,762) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $174,900 / ($1,099 × 52) = 3.1
- price-to-rent = $174,900 / ($1,147 × 12) = 12.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
28,294 jobs at 1,592 employers (2026 Q1); +0.5% jobs and +2.0% average weekly wage over the year
- 76th pct · 750th of 3,221 US counties · median 8,232
- 64th pct · 17th of 46 South Carolina counties · median 18,411
| Item | Value | Distance |
|---|---|---|
| Greenwood County, SC | 28,294 jobs · $1,099/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 5,867 | $1,378 | 2.58 | +8.3% |
| Retail trade | 3,372 | $625 | 1.22 | -2.1% |
| Health care and social assistance | 3,103 | $901 | 0.73 | -13.9% |
| Accommodation and food services | 2,617 | $373 | 1.03 | -8.3% |
| Construction | 1,227 | $1,298 | 0.83 | +5.9% |
| Wholesale trade | 769 | $2,114 | 0.71 | -0.3% |
| Administrative and waste services | 561 | $819 | 0.35 | -20.9% |
| Finance and insurance | 522 | $1,647 | 0.45 | +0.4% |
| Other services | 514 | $908 | 0.61 | -3.9% |
| Professional and technical services | 465 | $1,391 | 0.24 | -3.3% |
| Educational services | 287 | $561 | 0.47 | -2.0% |
| Real estate and rental | 267 | $793 | 0.62 | +2.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.5 bn in deposits at 15 offices of 7 banks (SOD June 2026); HHI 2,170, highly concentrated. $522.1 m federal obligations in FY2026 (direct payments $506.0 m, grants $14.7 m), $18,454 per covered job
| Item | Value | Distance |
|---|---|---|
| Countybank | $457.0 m · 31.0% share · 5 offices | |
| SouthState Bank, National Association | $324.3 m · 22.0% share · 2 offices | |
| Wells Fargo Bank, National Association | $299.0 m · 20.3% share · 2 offices | |
| Greenwood, SC | $522.1 m FY2026 · $18,454/job | |
| MULTIPLE RECIPIENTS | $469.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Countybank | $457,040,000 | 31.0% | 5 |
| SouthState Bank, National Association | $324,282,000 | 22.0% | 2 |
| Wells Fargo Bank, National Association | $298,966,000 | 20.3% | 2 |
| First-Citizens Bank & Trust Company | $187,150,000 | 12.7% | 1 |
| United Community Bank | $181,169,000 | 12.3% | 2 |
| The Commercial Bank | $22,168,000 | 1.5% | 2 |
| Woodforest National Bank | $3,639,000 | 0.2% | 1 |
Deposit concentration is 2,170 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 31.0² + 22.0² + 20.3² + … (4 more) = 2,170
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $405,901,301 |
| Department of Veterans Affairs | $59,378,980 |
| Department of Education | $30,885,685 |
| Department of Housing and Urban Development | $7,653,533 |
| Department of Transportation | $6,065,228 |
| Department of Health and Human Services | $4,273,417 |
| Railroad Retirement Board | $4,044,775 |
| National Science Foundation | $1,788,829 |
| Department of Agriculture | $1,581,160 |
| Department of Justice | $254,093 |
| Small Business Administration | $168,769 |
| Department of the Interior | $99,000 |
That is $18,454 per covered job, against 28,294 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $522.1 m / 28,294 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,454
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greenwood County, SC: 7 findings, 7 noted
noteGreenwood County, SC's average weekly wage was 2.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreenwood County, SC's covered employment was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreenwood County, SC's typical asking rent of $1,147 ranks 25th of 27 South Carolina counties, against a median of $1,528.
Period 2026-08.Show the arithmetic
- 8 on the 0-to-100 scale across 27 South Carolina counties that published rent.latest
position among the entities that published this metric this period; not an official level
noteGreenwood County, SC's price-to-rent ratio of 12.7 ranks 1,271st of 1,399 US counties, against a median of 17.2.
Period 2026-08.Show the arithmetic
- 9 on the 0-to-100 scale across 1399 US counties that published priceToRent
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Greenwood County, SC is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.