Newberry County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.29, -81.60.
Assembled 2026-10-06. Read the brief.
- 47th pct · 1,611th of 3,063 US counties · median $234,566
- 53rd pct · 22nd of 46 South Carolina counties · median $218,959
- 76th pct · 713th of 3,063 US counties · median +2.9%
- 93rd pct · 4th of 46 South Carolina counties · median +1.2%
- 20th pct · 1,106th of 1,399 US counties · median $1,496
- 11th pct · 24th of 27 South Carolina counties · median $1,528
- 63rd pct · 1,188th of 3,221 US counties · median 8,232
- 46th pct · 25th of 46 South Carolina counties · median 18,411
- 36th pct · 2,026th of 3,221 US counties · median $1,039
- 36th pct · 29th of 46 South Carolina counties · median $1,061
- 54th pct · 1,406th of 3,063 US counties · median 4.3
- 60th pct · 19th of 46 South Carolina counties · median 4.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $228,170 (Aug 2026), +5.6% over one year, +9.6% over five
- 47th pct · 1,611th of 3,063 US counties · median $234,566
- 53rd pct · 22nd of 46 South Carolina counties · median $218,959
| Item | Value | Distance |
|---|---|---|
| Newberry County, SC | $228,170 · +5.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,183/mo (Aug 2026), n/a over one year; price-to-rent 16.1
- 20th pct · 1,106th of 1,399 US counties · median $1,496
- 11th pct · 24th of 27 South Carolina counties · median $1,528
| Item | Value | Distance |
|---|---|---|
| Newberry County, SC | $1,183/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,249 a month on $228,170 at 7.28%, against an average weekly wage worth $4,247 a month: 29.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $228,170 × 80% = $182,536, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,249/mo principal and interest
- wage share = payment / (avg weekly wage $980 × 52 / 12 = $4,247) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $228,170 / ($980 × 52) = 4.5
- price-to-rent = $228,170 / ($1,183 × 12) = 16.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
14,078 jobs at 929 employers (2026 Q1); -2.8% jobs and +0.6% average weekly wage over the year
- 63rd pct · 1,188th of 3,221 US counties · median 8,232
- 46th pct · 25th of 46 South Carolina counties · median 18,411
| Item | Value | Distance |
|---|---|---|
| Newberry County, SC | 14,078 jobs · $980/wk · -2.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,216 | $1,341 | 3.72 | +0.3% |
| Retail trade | 1,433 | $620 | 1.04 | -1.2% |
| Accommodation and food services | 953 | $444 | 0.75 | -1.4% |
| Health care and social assistance | 913 | $733 | 0.43 | -10.0% |
| Administrative and waste services | 911 | $574 | 1.14 | -22.6% |
| Construction | 857 | $1,136 | 1.16 | -0.1% |
| Educational services | 544 | $628 | 1.80 | +14.8% |
| Agriculture, forestry, fishing | 475 | $1,028 | 4.67 | +2.4% |
| Wholesale trade | 237 | $1,369 | 0.44 | -19.7% |
| Other services | 210 | $831 | 0.50 | -3.2% |
| Finance and insurance | 201 | $1,381 | 0.35 | +12.9% |
| Arts, entertainment and recreation | 113 | $349 | 0.49 | -12.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
15 USGS reservoir gauges, no capacity figures to weight
Sites found: 15, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| PARR SHOALS RESERVOIR AT PARR, SC | 261.2 ft (USGS, no capacity on file) | 25 km |
| MONTICELLO RES NR JENKINSVILLE, SC | 422.4 ft (USGS, no capacity on file) | 25 km |
| LAKE GREENWOOD NEAR CHAPPELLS, SC | 438.9 ft (USGS, no capacity on file) | 31 km |
| LAKE MURRAY NEAR COLUMBIA, SC | 355.4 ft (USGS, no capacity on file) | 44 km |
| NEAL SHOALS RESERVOIR NEAR CARLISLE, SC | 333.1 ft (USGS, no capacity on file) | 44 km |
| NINETYNINE ISLAND RES. BELOW CHEROKEE FALLS, SC | 99.4 ft (USGS, no capacity on file) | 83 km |
| THURMOND LAKE NEAR PLUM BRANCH, SC | 320.0 ft (USGS, no capacity on file) | 85 km |
| LAKE BLALOCK NEAR COWPENS, SC | 710.6 ft (USGS, no capacity on file) | 88 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
79 gauges · 0 flooding · 13 with quality panels averaging 100 % · 24 stale
Sites found: 79, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BUSH RIVER AT NEWBERRY, SC | flow 7.40 ft³/s · STALE | 7 km |
| HELLERS CREEK NR POMARIA, SC | flow 1.40 ft³/s · STALE | 13 km |
| BUSH RIVER NR PROSPERITY, SC | flow 22.7 ft³/s | 14 km |
| INDIAN CREEK ABOVE NEWBERRY, SC | flow 14.0 ft³/s · STALE | 15 km |
| LITTLE RIVER NR SILVERSTREET, SC | flow 21.4 ft³/s | 17 km |
| SALUDA R NEAR PROSPERITY, SC | DO 6.40 mg/l · quality 100 % (2) | 21 km |
| LITTLE SALUDA R NEAR PROSPERITY, SC | DO 5.00 mg/l · quality 100 % (2) | 24 km |
| ENOREE RIVER AT WHITMIRE, SC | flow 88.1 ft³/s · quality 100 % (4) | 24 km |
| BUSH RIVER AT JOANNA, SC | flow 0.23 ft³/s · STALE | 25 km |
| BROAD RIVER NEAR JENKINSVILLE, SC | stage 220.9 ft · quality 100 % (4) | 25 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
5 wells in 0 named aquifers:
Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-340517081401300 | depth 9.34 ft · 2003-07-30 | 23 km |
| USGS-342948081451001 | depth 51.2 ft · 1997-07-23 | 27 km |
| USGS-342947081454900 | depth 56.0 ft · 1995-09-28 | 27 km |
| USGS-344000081250011 | depth 94.1 ft · 2026-10-05 | 46 km |
| USGS-345145081502900 | depth 43.6 ft · 2024-10-27 | 67 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$684.3 m in deposits at 7 offices of 6 banks (SOD June 2026); HHI 2,013, highly concentrated. $290.5 m federal obligations in FY2026 (direct payments $282.1 m, grants $7.4 m), $20,636 per covered job
| Item | Value | Distance |
|---|---|---|
| First Community Bank | $227.3 m · 33.2% share · 2 offices | |
| SouthState Bank, National Association | $105.5 m · 15.4% share · 1 office | |
| Wells Fargo Bank, National Association | $101.1 m · 14.8% share · 1 office | |
| Newberry, SC | $290.5 m FY2026 · $20,636/job | |
| MULTIPLE RECIPIENTS | $271.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Community Bank | $227,251,000 | 33.2% | 2 |
| SouthState Bank, National Association | $105,513,000 | 15.4% | 1 |
| Wells Fargo Bank, National Association | $101,083,000 | 14.8% | 1 |
| TD Bank, National Association | $97,797,000 | 14.3% | 1 |
| Truist Bank | $81,876,000 | 12.0% | 1 |
| First-Citizens Bank & Trust Company | $70,792,000 | 10.3% | 1 |
Deposit concentration is 2,013 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 33.2² + 15.4² + 14.8² + … (3 more) = 2,013
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $236,735,442 |
| Department of Veterans Affairs | $32,509,938 |
| Department of Education | $6,491,628 |
| Department of Housing and Urban Development | $5,228,854 |
| Department of Transportation | $4,734,921 |
| Department of Agriculture | $2,679,836 |
| Railroad Retirement Board | $2,015,498 |
| Department of Health and Human Services | $187,569 |
| Federal Communications Commission | $7,526 |
| Department of Justice | $1,500 |
| Small Business Administration | -$3,929 |
| Department of the Interior | -$68,424 |
That is $20,636 per covered job, against 14,078 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $290.5 m / 14,078 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,636
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Newberry County, SC: 8 findings, 2 at a watch level and 6 noted
watchNewberry County, SC's covered employment is -2.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchNewberry County, SC's typical asking rent is -2.4% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -2.3871309269039562 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
noteNewberry County, SC's covered employment was 2.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNewberry County, SC's typical asking rent fell 2.4% from $1,212 in July 2026 to $1,183 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -2.4% = (1183.3333333333333 - 1212.2718495726322) / 1212.2718495726322 × 100
- 1183.3333333333333 = Zillow ZORI, 2026-08
- 1212.2718495726322 = Zillow ZORI, 2026-07
noteNewberry County, SC's average weekly wage was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.